{ "header": { "Home": "Home", "about": "About", "services": "Services", "car_insurance": "Car Insurance & Road Tax", "motor_insurance": "Motorcycle Insurance & Road Tax", "chubbPA": "MYEG Accident and Hospital Income Plan", "compare": "Our Partners", "check_car_info": "Check Vehicle Info", "car_info_checker": "Vehicle Info Checker", "roadtax_calculator": "Road Tax Calculator", "roadtax_receipt": "Road Tax Receipt Verification", "check_delivery_status": "Road Tax Delivery Tracking", "about_us": "About Us", "support": "Support", "help_center": "Help Center", "blog": "Blog", "CarInsurance": "Car Insurance", "MotorcycleInsurance": "Motorcycle Insurance", "referral_program": "Referral Program", "referral_program_get_50": "Refer & Get RM50", "leaderboard": "Leaderboard", "renew_insurance": "Renew now", "check_vehicle_info": "Check Vehicle Info", "jom_check": "Accident Claims Report", "compare_ezcare_warranty_plan": "Compare x Ezcare Warranty Plan", "travel_insurance": "Travel Insurance", "car_motor_insurance": "Car & Motor Insurance", "personal_accident": "Personal Accident", "car_warranty": "Car Warranty", "blog_articles": "Blog & Articles", "claims_support_portal": "Claims Support Portal", "help_support": "Help & Support", "refer_earn_50": "Refer & Earn RM50", "motor_insurance_mobile": "Motor Insurance", "accidents_report_mobile": "Accidents Report", "ezcare_warranty_mobile": "Ezcare Warranty", "vehicle_information_mobile": "Vehicle Information", "claims_support_mobile": "Claims Support", "ai_mode": "AI Mode", "invite_friend_to_renew": "Invite friends to renew, get rewarded!" }, "general": { "products": "Products" }, "meta": { "home": { "title": "Car & Motorcycle Insurance Renewal Malaysia | Compare by MYEG", "desc": "Get peace of mind with hassle-free car insurance and motor insurance renewal in Malaysia. Compare quotes for the best coverage and save on your policy today!", "keywords": "car insurance, car insurance malaysia, car insurance renewal, motorcycle insurance, motorcycle insurance malaysia" }, "quotation": { "car": { "title": "Get Instant Car & Motor Insurance Quotes|Compare by MYEG", "desc": "Get instant peace of mind with car and motor insurance quotes. Compare rates for the best coverage. Secure your journey with a personalized insurance quote now!", "keywords": "car insurance quote, motor insurance quote, car insurance, motor insurance" }, "motorcycle": { "title": "Renew Motorcycle Insurance in Malaysia | Compare by MYEG", "desc": "Get affordable motorcycle insurance in Malaysia! Compare quotes, renew online & find the best coverage for your motorbike.", "keywords": "motorcycle insurance, motorcycle insurance malaysia, renew motorcycle insurance, motor insurance, motor insurance malaysia" } }, "compareinsurance": { "title": "Compare Car & Motor Insurance Online|Compare by MYEG", "desc": "Compare car and motor insurance online for the best insurance deals. Find affordable rates and comprehensive coverage. Secure your journey today!", "keywords": "car insurance quote, motor insurance quote, car insurance, motor insurance" }, "aboutUs": { "title": "About Us | Compare by MYEG", "desc": "Discover the best car and motor insurance in Malaysia with comprehensive coverage. Trust our leading insurance provider for security on the road.", "keywords": "car insurance malaysia, motor insurance malaysia" }, "help": { "title": "Car & Motor Insurance Help Center|Compare by MYEG", "desc": "Visit our Help Center for expert guidance on car insurance and motor insurance. Get answers to your queries and ensure a smooth journey on the road.", "keywords": "car insurance, motor insurance" }, "article": { "title": "Latest Car & Motor Insurance Article|Compare by MYEG", "desc": "Stay informed with our latest article on car and motor insurance. Explore valuable tips and updates for comprehensive coverage and peace of mind.", "keywords": "car insurance, motor insurance" }, "tools": { "title": "NCD & Road Tax Expiry Checker Online| Road Tax Calculator | Compare by MYEG", "desc": "Easily check NCD & road tax expiry online. Verify road tax rates with our road tax calculator. Stay compliant effortlessly.", "keywords": "ncd check, check ncd, check road tax online, check road tax expiry, road tax calculator" }, "roadtaxChecker": { "title": "Check NCD, Road Tax & JPJ Summons Online | Compare by MYEG", "desc": "Manage your car online! Check NCD rates, road tax expiry, and settle JPJ summons – all in one place. Easy & stress-free!", "keywords": "check road tax, check road tax online, ncd check, check ncd, ncd online, jpj summons" }, "roadtaxCalculator": { "title": "Malaysia Road Tax Calculator | Compare by MYEG", "desc": "Calculate road tax easily in Malaysia with our efficient road tax calculator. Stay informed and plan ahead for your vehicle expenses.", "keywords": "road, tax calculator, road tax calculator malaysia, malaysia road tax calculator" }, "roadtaxReceipt": { "title": "Verify Road Tax Receipt Online | Compare by MYEG", "desc": "Verify Road Tax Fast! Legit or fake? Check your Malaysia road tax receipt with Compare by MYEG. Get instant results & compare car insurance! ", "keywords": "road tax, roadtax online, road tax receipt" }, "privacy": { "title": "Privacy Policy | Compare by MYEG", "desc": "This is Compare by MYEG's privacy policy. Discover how we protect your information and ensure your coverage remains secure.", "keywords": "car insurance, terms and conditions, motorcycle insurance" }, "tnc": { "title": "Terms and Condition | Compare by MYEG", "desc": "This is Compare by MYEG's terms & conditions. Understand the policy details and coverage for your peace of mind.", "keywords": "car insurance, terms and conditions, motorcycle insurance" }, "takaful": { "title": "Takaful Car Insurance Malaysia | Compare by MYEG", "desc": "Renew your car insurance hassle-free with Takaful Malaysia. Get the coverage you need at the best rates today.", "keywords": "takaful insurance, takaful car insurance, takaful Malaysia car insurance, takaful insurance car, takaful malaysia" }, "zurich": { "title": "Zurich Takaful Car Insurance Malaysia | Compare by MYEG", "desc": "Secure your ride with Zurich Takaful Car Insurance Malaysia. Affordable renewal options for reliable protection you can count on.", "keywords": "zurich insurance, zurich insurance malaysia, zurich takaful, zurich takaful car insurance, zurich car insurance malaysia, zurich car insurance" }, "aig": { "title": "AIG Car Insurance Malaysia | Compare by MYEG", "desc": "Explore AIG Car Insurance in Malaysia for reliable and affordable coverage. Choose AIG Insurance to secure and protect your ride with trusted options.", "keywords": "aig car insurance, aig insurance, aig insurance Malaysia" }, "berjaya": { "title": "Berjaya Sompo Car Insurance | Compare by MYEG", "desc": "Renew your trust with Berjaya Sompo insurance. Get quality car coverage and hassle-free renewal options in one place.", "keywords": "berjaya sompo, berjaya sompo insurance, berjaya sompo car insurance" }, "rhb": { "title": "RHB Car Insurance | Compare by MYEG", "desc": "Discover the security of RHB Car Insurance. Get comprehensive coverage and peace of mind on the road. Request a quote today.", "keywords": "rhb car insurance, rhb insurance" }, "po": { "title": "Pacific & Orient Insurance | Compare by MYEG", "desc": "Protect your motorcycle with Pacific & Orient Insurance renewal. Trusted coverage, exceptional service, and competitive rates.", "keywords": "pacific & orient insurance, p&o insurance, motorcycle insurance" }, "compare-angkasa": { "title": "Renew Car Insurance? 0% Loan for Civil Servants! | Compare by MYEG", "desc": "Need car insurance renewal? Civil servants get 0% interest loan (10 month) on Compare MYEG! Apply fast with MyKad & recent payment slip.", "keywords": "car insurance" }, "lonpac": { "title": "Lonpac Car & Motor Insurance | Compare by MYEG", "desc": "Get comprehensive Lonpac car and motor insurance coverage. Protect your vehicle with Lonpac insurance for peace of mind on the road.", "keywords": "lonpac insurance, lonpac car insurance, lonpac motor insurance" }, "tokio-marine": { "title": "Tokio Marine Insurance | Compare by MYEG", "desc": "Renew your insurance with Tokio Marine Insurance. Safe & sound, no matter how far you drive!", "keywords": "insurance, car insurance, motor insurance, motor takaful, takaful malaysia, windscreen cover, comprehensive motor insurance, car insurance quote, motor insurance quote, car insurance coverage, motor insurance coverage, motorcycle insurance, compare car insurance, malaysia car insurance, malaysia insurance, insurance malaysia, tokio marine insurance, tokio marine malaysia " }, "ezcare": { "title": "EZ Care Warranty Malaysia: Extended Car Warranty Coverage", "desc": "Extend your car's warranty with ez care warranty. Protect your car from unexpected breakdowns.", "keywords": "ez care warranty, ezcare warranty" }, "accident_claim": { "title": "Car Accident Report Malaysia: Traffic Accident Report Online", "desc": "Easily check a car and traffic accident report Malaysia online and get your report in minutes.", "keywords": "car accident report, accident report, accident report malaysia, traffic accident report malaysia" }, "claim_support_portal": { "title": "Claims Support Portal | Compare by MYEG" }, "our_partners": { "title": "Our Partners | Compare by MYEG " }, "refer_and_get": { "title": "Refer & Get RM50 | Compare by MYEG" }, "referrer_leaderboard": { "title": "Referrer Leaderboard | Compare by MYEG" }, "sign_up_referrer": { "title": "Sign Up as Referrer | Compare by MYEG" }, "travel_insurance": { "title": "Travel Insurance | Compare by MYEG" }, "pa": { "title": "Hospital Income Plan in Partnership With Chubb Insurance Online", "desc": "Explore Chubb’s hospital income plans and get daily cash benefits during hospitalization. Apply for Chubb insurance online and stay protected when you need it most.", "keywords": "chubb insurance online, hospital income, hospital income plan" } }, "home": { "main": { "form": { "title": "Find the BEST motor Insurance / Takaful and renew road tax instantly", "partners": "Our Partners", "payments": "We accept" }, "text": "Online Car Insurance Takaful Renewal", "sub": "Get accurate price quotations and purchase car insurance products online" }, "steps": { "title": "Renew Insurance/Takaful in 2 Minutes", "step1": "Enter your details", "step2": "View and compare quotes from different insurers", "step3": "Customize your add-ons", "step4": "Pay and get instantly insured" }, "whychoose": { "title1": "Why Choose", "title2": " Compare by MyEG", "card": { "title1": "Convenient", "title2": "Customizeable", "title3": "Fast", "title4": "Secure", "desc1": "Get quoted and covered online without any paperwork.", "desc2": "Customise a plan that best caters to your needs after comparing.", "desc3": "It only takes 2 minutes to compare and buy insurance/takaful online with us.", "desc4": "We use the latest technology to keep your transactions completely safe and secure." } }, "left": { "card": { "title": "Buy Etiqa Takaful", "desc": "Renew your car insurance with Etiqa Takaful instantly without comparison." } }, "right": { "card": { "title": "Offline renewal with agents", "desc": "Contact our authorised agents for assisted renewal via Whatsapp." } }, "testi": { "title": "What our customers say" }, "faq": { "title": "Frequently Asked Questions", "q1": "What types of insurance do you have?", "a1": "We offer both conventional and takaful insurance options to cater to all our customers' needs.", "q2": "Do you offer third-party insurance coverage?", "a2": "At Compare by MyEG, we only offer our customers comprehensive vehicle insurance coverage at the moment.", "q3": "Who are your insurance provider partners? ", "a3": "STMB, Zurich, AIG, P&O, Berjaya Sompo, RHB, Etiqa Takaful, Lonpac Insurance Berhad", "q4": "What type of payment methods do you accept?", "a4": "We accept various payment methods, including FPX, Credit/Debit Cards, ATOME, ANGKASA (for Government servants only) and MyDigitalCoin (MYDC Wallet)." }, "start": "Get started", "title": "Car Insurance & Road Tax Renewal, All in One Portal", "title1": "Compare for More Savings", "title2": "Buy Etiqa Takaful", "title3": "Renew Car Insurance & Road Tax Online With MYEG in 3 Simple Steps", "title4": "Why renew your auto insurance online with MYEG", "desc": "Enjoy seamless online renewal and have your road tax delivered straight to your doorstep", "desc1": "Compare quotations from multiple insurance providers and choose the one that best suits your needs.", "desc2": "Prefer Etiqa Takaful? Buy Etiqa Takaful's auto insurance without comparing.", "btnCompareandBuy": "Compare and Buy Now", "btnGetStarted": "Get Started", "btnBuy": "Buy Now", "btnStartCompare": "Start Comparing", "txtCompare": "Compare", "txtCompare1": "Compare multiple insurance quotes instantly, at a glance.", "txtCustomise": "Renew", "txtCustomise1": "Select the plan that best suits your need and renew it along with your road tax.", "txtBuy": "Receive", "txtBuy1": "Get insured and enjoy road tax delivery straight to your doorstep.", "Quick and Easy": "Fast", "It only takes 5 minutes to compare and buy car insurance online with MYEG.": "It only takes 2 minutes to renew road tax and car insurance online online with MYEG.", "100% Safe and Secure": "Safe", "MYEG uses the latest technology to keep your transactions completely safe and secure.": "MYEG uses the latest technology to keep your transactions completely safe and secure.", "getTheLatestNews": "Get the latest news", "readmore": "Read more", "availableInPanisularOnly": "Available in Peninsular Malaysia Only", "doNotProvideCoverageForEhailing": { "car": "Our current car insurance/takaful plans do not provide coverage for e-hailing vehicles. ", "motor": "Our current motorcycle insurance/takaful plans do not provide coverage for e-hailing vehicles.", "tnc": "Our current car and motorcycle insurance/takaful plans do not provide coverage for e-hailing vehicles." }, "tnc1": "By proceeding further, I agree to the ", "tnc2": "terms & conditions", "jpj-disclaimer": "MYEG is an official partner of Jabatan Pengangkutan Jalan (JPJ), authorized to provide road tax renewal services.", "browseAll": "Browse All", "car": "Car", "car_motor": "Car & Motorcycle", "motorcycle": "Motorcycle", "angkasa": { "title": "Angkasa", "heading": "Exclusive for Civil Servants", "body": "Visit MyEzyCover to compare quotes and renew your car insurance for payment through salary deduction (ANGKASA).", "cta": "Renew Now" }, "roadtax": "Roadtax Only", "check_vehicle_info": { "title": "Check Vehicle Info", "button": "Check Vehicle Info", "disclaimer-text": "Get information about your: ", "table": [ "Insurance & road tax expiry date ", "No-claim discounts (NCD)", "Annual road tax rate", "Insurance price estimates", "Current vehicle market value", "Owner’s driver license status", "Outstanding JPJ summons" ] }, "hero": { "title": "Compare Insurance/Takaful Deals in 1 Click", "subtitle": "Instant renewal in 2 minutes" }, "travel": "Travel", "promotions": { "title": "Current Promotions", "card": { "overline": "RENEW & WIN A", "headline": "BRAND NEW CAR!", "sub": "Renew insurance & road tax today", "footnote1": "Applies to all insurance/takaful partners", "footnote2": "*Terms & Conditions Apply" } }, "payment_methods": { "title": "Secure & Trusted Payment Methods", "subtitle": "Buy Now, Pay Later options available" }, "recommended": { "title": "Recommended For You", "jomcheck": { "desc": "Check insurance claims & accident history of second-hand vehicles", "price": "Get your Used Car Report at only RM49.99*", "sst": "*Exclusive of 8% SST" }, "referral": { "title": "Join our referral program and earn", "earn": "UNLIMITED RM50" } }, "partners": { "subtitle": "Partnering with only the best in Malaysia" } }, "quotation": { "motorycle": { "unavailable": { "title": "Motorcycle Insurance temporarily unavailable", "desc1": "Due to unforeseen errors, our motorcycle insurance services are temporarily unavailable. We are working diligently to resolve the issue and restore services as soon as possible.", "desc2": "Thank you for your patience and understanding.", "desc3": "For further support, reach out to us at help@myeg.com.my" } }, "general": { "error": "Your vehicle is not supported by this insurer." }, "pdxTimeout": { "error": "Timeout error: No response from insurer" }, "error": "Error", "getaQuote": "Get Quote", "chooseInsurance": "Choose Insurance", "sumInsured": "Sum Insured/Sum Covered", "selectPolicy": "Select Policy/Certificate", "addonOpional": "Add Ons (Optional)", "confirmAndPay": "Review & Pay", "alert": "Alert", "backButtonAlert": "Please use the back button below.", "EnterVehicleNumber": "Enter Vehicle Number", "Details": "Details", "SumInsuredInsurer": "Sum Insured & Insurer", "Please enter your vehicle registration number.": "Please enter your vehicle registration number.", "Vehicle Reg. No.": "Vehicle Number", "VehicleRegistrationNumber": "Vehicle Number", "At the moment, we are serving car owners in": "This service is only available for vehicle owners in ", "Peninsular Malaysia": "Peninsular Malaysia", "atTheMoment": "at the moment.", "only": "only.", "Next": "Next", "addContactDetails": "Add Contact Details", "additionalInfo": { "title": "Additional Information", "tinNumber": { "label": "Tax Identification Number (TIN)", "placeholder": "TIN of ID provided above" }, "sstNumber": { "optional": "SST Number (Optional)", "label": "SST Number" } }, "einvoice": "E-Invoice", "Just answer a few questions to get an accurate quote!": "Just answer a few questions to get an accurate quote!", "youCanOnlyReceiveQuoteWithinTwoMonths": "You can only receive a quote if your insurance is expiring within 60 days.", "VehicleUsed": { "question": "Where is the vehicle being used?", "Peninsular": "Peninsular Malaysia", "SabahSarawak": "Sabah, Sarawak and Labuan" }, "TypeOwnership": "Type of Ownership", "Ownership": "Ownership", "Personal": "Personal", "Private": "Private", "Company": "Company", "PrivateVehicle": "Private Vehicle", "CompanyVehicle": "Company Vehicle", "ID Type": "ID Type", "Select your ID type": "Select ID type", "Marital Status": "Marital Status", "Single": "Single", "Married": "Married", "Postcode": "Postcode", "AreYouGovernmentServant": "Are you a government servant? (LOAN via SKIM POTONGAN GAJI ANGKASA)", "payWithSistemPotonganGaji": "Pay with Sistem Potongan Gaji ANGKASA (SPGA)", "OnlyAvailableGovenment": "*Only available for government servants.", "Manufacture Year": "Year of Manufacture", "transmissionEngineCC": "Transmission & Engine CC", "Car Model": "Vehicle Model", "Engine CC": "Engine CC", "EngineNumber": "Engine Number", "ChassisNumber": "Chassis Number", "vehicleLocation": "Vehicle Location", "enterDetail": "Enter Details", "Enter your ID Number": "ID Number (Mykad,etc)", "We also accept Passport, etc": "We also accept Passport, Army, Police, PR and ROC numbers.", "You will need to submit": "You will need to submit the following documents to prove you are a government servant:", "Signed and stamped": "1. ID document (front and back); and", "Latest Payslip": "2. Latest payslip", "You can only select TM or ZT": "Note: You can only select Takaful Malaysia or Zurich Takaful if you are paying with Sistem Potongan Gaji ANGKASA (SPGA).", "Car Make": "Vehicle Make", "Owner ID Type": "Owner's ID Type", "Country": "Country", "ID Number": "ID Number", "showLess": "Show less", "How much do you want to insure your vehicle for?": "How much do you want to insure your vehicle for?", "Drag the slider to select": "Drag the slider to select your preferred sum covered", "Min": "Min", "Max": "Max", "Current market value for your vehicle": "Current market value for your vehicle:", "Back": "Back", "Search": "Search", "ShowMore": "Show more", "DisplayingAutoInsurance": "Displaying 8 auto insurances", "editSumCovered": "Edit sum covered", "Please select insurers to retrieve the latest pricing": "Please select an insurer to buy auto insurance", "LoanViaSkimPotonganGajiAngkasa": "Loan via Skim Potongan Gaji Angkasa", "recommended": "Recommended", "others": "Others", "display": { "numberOfInsurance": { "default": "Displaying 5 auto insurance", "government": { "default": "Displaying 2 auto insurance", "ssm": { "only": "Displaying 1 auto insurance" } } } }, "addon": { "issueRetreivePrice": "Seems like it's taking longer than expected to load your Please click on the buttons to return to the previous step or reload your Sorry for the inconvenience caused." }, "bankAccType": "Bank Account Type", "currentAccount": "Current Account", "savingAccount": "Saving Account", "Please select a PrOmilej cover plan to top up your auto insurance": "Please select a PrOmilej cover plan to top up your auto insurance", "PrOmilej Cover Plan 1": "P&O PrOmilej Cover Plan 1 - 5,000KM", "PrOmilej Cover Plan 2": "P&O PrOmilej Cover Plan 2 - 10,000KM", "PrOmilej Cover Plan 3": "P&O PrOmilej Cover Plan 2 - 15,000KM", "P&O Top Up only": "P&O Top Up only", "update sum covered": "Update sum covered", "edit sum covered": "Edit sum covered", "EnquireNow": "Enquire Now", "vehicleCoverage": "Vehicle Coverage", "thirdPartyCoverage": "Third Party Coverage", "otherServices": "Other Services", "optionalCoverages": "Optional Coverages", "owners_id": "Owner’s ID number", "to_access_please_provide": "For security purposes, kindly enter the vehicle owner’s ID number to access insurance quotations for {{vehicle_reg_no}}.", "is_vehicle_on_hp": "Is the vehicle on hire purchase loan?", "DetailsConfirmation": "Details Confirmation", "Details Confirmation Form": "Details Confirmation", "Please confirm that your details are correct": "Please confirm that your details are correct", "Personal Details": "Personal Details", "Contact Details": "Contact Details", "Vehicle Owner Fullname": "Vehicle Owner's Full Name (As Per ID)", "Vehicle Owner Companyname": "Company Name", "Please fill out this field.": "Please fill out this field.", "Date Of Birth": "Date Of Birth", "Gender": "Gender", "residentialAddress": "Residential Address", "Email Address": "Email Address", "Email": "Email", "Contact Number": "Contact Number", "Phone Number": "Phone Number", "VehicleDetails": "Vehicle Details", "VehicleDetailsForm8": "Vehicle Details", "VehicleNumberForm8": "Vehicle Number", "MakeModelVariantForm8": "Make, Model & Variant", "EngineNoForm8": "Engine No.", "ChassisNoForm8": "Chassis No.", "VehicleLocationForm8": "Vehicle Location", "PeninsularMalaysiaForm8": "Peninsular Malaysia", "TypeofOwnershipForm8": "Type of Ownership", "PrivateVehicleForm8": "Private Vehicle", "CompanyVehicleForm8": "Company Vehicle", "VehiclePostcodeForm8": "Vehicle Postcode", "NoClaimDiscountForm8": "No-claim discount (NCD)", "PeriodOfCoverageForm8": "Period of Coverage", "PreviousPeriodCover": "Previous Period Cover", "BankAccountForm8": "Bank Account", "OptionalForm8": "(Optional)", "addBankDetailsForTakafulCashback": "Please add your bank account details for Takaful cashback. ", "addBankAccByLoggingPortal": "You can also add or change your bank account details by logging into myTakaful Customer portal.", "AddBankAccount": "Add Bank Account", "Bank Account Details": "Bank Account Details", "All cashback that you are entitled to will be credited into the following account": "All cashback that you are entitled to will be credited into the following account.", "important": "IMPORTANT:", "Cashback can only be deposited into the": "Cashback can only be deposited into the ", "policy holder's bank account": " policy holder's bank account.", "PolicyHolderName": "Policy Holder's Name", "Name": "Name", "BankName": "Bank Name", "SelectBank": "Select Bank", "PolicyHolderBankAccountNo": "Policy Holder's Bank Account No.", "IConfirmInformationBankDetails": "I confirm that the bank account details above belong to the owner of this insurance policy, and I understand that the cashback will not be provided if the bank account above does not belong to the policy holder.", "Save": "Save", "Cancel": "Cancel", "cancel_close": "Cancel and close", "full_name": "Full Name", "account_number": "Account Number", "could_not_locate_vehicle": "We could not locate your vehicle details.", "correct_vehicle_details": "Are your vehicle details correct?", "fill_vehicle_details_manually": "Please fill in your vehicle details manually here.", "Please confirm your bank details": "Please confirm your bank details", "Postcode only accepts numbers": "Postcode only accepts numbers.", "valid_postcode": "Sorry,this service is currently unavailable to customers in East Malaysia.Please call 03-78018888 for more info.", "Postcode must be 5 digits": "Postcode must be 5 digits between 0-9.", "enterFullName": "Enter Full Name", "enterCompanyName": "Enter Company Name", "customisation": "Customisation", "skipThisStep": "Skip this step", "goToNextStep": "Go to Next Step", "roadtax": { "disclaimer": "MYEG logistics officers will verify and record the details of the person accepting the renewed road tax by performing a biometric verification of their MyKad.", "periodfrom": "Once renewed, your road tax will be valid from ", "periodto": " to " }, "customise_optional_coverages_additiona_drivers": "Customise your auto insurance with optional coverages and additional drivers.", "windscreen_window_Sunroof_coverage": "Windscreen, Window & Sunroof Coverage", "windscreen_window_Sunroof_coverage_zurich": "Breakage of Glass in Windscreen, Window or Sunroof", "windscreen_window_Sunroof_coverage_desc_zurich": "Covers the breakage of glass in windscreens, windows and sunroofs. Includes one free reinstatement for repairs of damaged glass. Your No Claim Discount (NCD) entitlement will not be affected if this additional coverage is extended", "windscreen_windows_repair": "Windscreen, Windows Repair (Complimentary)", "windscreen_windows_repair_desc": "Complimentary Covers the breakage of glass in windscreens, windows and sunroofs amounted RM200.", "covers_windscreens_door_windows_sunroof_window": "Covers your front and back windscreens, door windows and sunroof glass window. Your NCD will not be affected.", "accessories_coverage": "Accessories Coverage", "covers_music_system_reverse_camera": "Covers your music system, reverse camera, headlight/taillight modification etc. Your NCD will not be affected.", "passenger_liability_coverage": "Passenger Liability Coverage", "covers_legal_costs": "Covers Insured's liability towards third party in the vehicle for property damage and/or bodily injury.", "passenger_liability_coverage_zurich": "Legal Liability to Passengers", "covers_legal_costs_desc_zurich": "We'll protect you against any legal liability brought against you by your passengers.", "special_perils_coverage": "Special Perils Coverage", "covers_damages_caused_by_natural_disasters": "Covers damages caused by flood, landslide or other natural disasters.", "strik_riot_civil_commotion_coverage": "Strike, Riot & Civil Commotion Coverage", "covers_damages_by_unlawful_domestic_disturbance": "Covers damage to the vehicle due to unlawful act of a group of people in any disturbance of public peace.", "additional_driver_coverage": "Additional Driver Coverage", "add/maximum_4_drivers": "Add a maximum of 4 named drivers to your auto insurance.", "minimum_sum_covered": "Minimum sum covered", "minimum_sum_covered1": "Minimum sum covered: RM 200", "add_another_driver": "Add Another Driver", "selectAddOns": { "title": "Select Add Ons", "desc": "Select add-ons to include in your quote for comparison. You can still customize and view all available add-ons in the next step." }, "strikriot_desc_zurich": "We'll compensate you for any damages incurred due to strike, riot or other civil commotions", "free": "free", "ehailing": "E-Hailing", "ehailing_desc": "You must select this Add-On if your car is being used for carrying an e-hailing passenger(s). For driver of Grab, Mycar etc.", "replacement_cost_car_key": "Replacement cost of car keys", "replacement_cost_car_key1": "cover the loss or damage to your car keys(s) due to actual or attempted theft, robbery or break-in subject to a maximum of RM2,000.00.", "cleaning_cost_vehicle": "Cleaning cost of vehicle", "cleaning_cost_vehicle_desc": "We will cover the cleaning of your car up to a maximum of RM5,000 if your car sustains damage due to flood or attempted break-in.", "complete_respray_car": "Complete respray of car", "complete_respray_car1": "Cover the costs of a complete spray painting of your entire car up to a maximum of RM2,000.00 if your car is involved in an accident.", "betterment_buyback": "Betterment buyback", "betterment_buyback1": "For cars aged 5 years and above , you do not need to contribute to the proportion of spare part costs (ranging from 15% to 40% depending on the age of your car) if any new parts being used to repair your car in the event of an accident.", "cart_selectionA": "CART 7 DAYS @ RM50.00/DAY", "cart_selectionB": "CART 7 DAYS @ RM100.00/DAY", "cart_selectionC": "CART 7 DAYS @ RM200.00/DAY", "cart_selectionD": "CART 14 DAYS @ RM50.00/DAY", "cart_selectionE": "CART 14 DAYS @ RM100.00/DAY", "cart_selectionF": "CART 14 DAYS @ RM200.00/DAY", "cart_selectionG": "CART 21 DAYS @ RM50.00/DAY", "cart_selectionH": "CART 21 DAYS @ RM100.00/DAY", "cart_selectionI": "CART 21 DAYS @ RM200.00/DAY", "personal_accident": "Smart Driver Personal Accident", "personal_accident1": "We will compensate and reimburse you, your passengers or authorised driver in the event of bodily injury while getting into, travelling or getting out of the designated car.", "personal_accident_plan1": "Plan 1 (Limited Towing) RM 98", "personal_accident_plan2": "Plan 2 (Unlimited Towing) RM 138", "allDrivers": "All Drivers ", "zurich_additionaldriver": "This will allow any authorised driver with your consent to drive your vehicle and have the same takaful protection extended to them", "additional_driver_details": "Additional Driver Details", "additional_driver": "Additional Driver ", "remove_driver": "Remove Driver", "driver_full_name": "Driver's Full Name (As Per IC)*", "id_type": "ID Type", "id_number": "ID Number", "date_of_birth": "Date of Birth", "gender": "Gender", "male": "Male", "female": "Female", "relationship": "Relationship", "son": "Son", "start": "Vehicle Info", "Driver": "Driver Info", "SumInsured": "Sum Insured", "currentMarketValue": "Current market value", "amountOfSumInsured": "Amount of Sum Insured", "editSuminsured": "Edit sum insured", "edit": "Edit", "editVehicleDetails": "Edit Vehicle Details", "Customisation": "Customisation", "RoadTax": "Road Tax", "RoadTax_desc": "Compare by MYEG is an official partner of JPJ for road tax renewals", "insurance": { "addons": "Insurance / Takaful Add-Ons", "selectRecommendedAddons": "Select all recommended" }, "DeclarationAndPayment": "Declaration & Payment", "SummaryAndPayment": "Summary & Payment", "AdditionalDriver": "Additional Driver", "Insurer": "Insurer", "The details that you have given will be displayed here.": "The details that you have given will be displayed here.", "PrivateCar": "Private Car", "CompanyCar": "Company Car", "Vehicle Reg. No": "Vehicle Reg. No", "Transmission": "Transmission", "Variant/Series": "Variant-Series", "NCD": "No Claim Discount (NCD)", "NextCvrgStrtDt": "Next Coverage Start Date", "NextCvrgEndDt": "Next Coverage End Date", "Owner Details": "Owner Details", "D.O.B": "D.O.B", "Additional Driver(s)": "Additional Driver(s)", "Company Reg. No": "Company Reg. No", "Vehicle Reg. No. is required.": "Vehicle Reg. No. is required.", "Vehicle Reg. No. can only contain letters and digits.": "Vehicle Reg. No. can only contain letters and digits.", "Are your vehicle details correct?": "Are your vehicle details correct?", "Make": "Make", "Select": "Select", "Model": "Model", "I confirm that the vehicle details above are true and accurate.": "I hereby affirm the accuracy of the details, and I accept full responsibility for any inaccurate declarations made by either myself or any authorized person acting on my behalf.", "* Please confirm your vehicle details.": "* Please confirm your vehicle details.", "Is this car owned by a person or by a company?": "Is this car owned by a person or by a company?", "Select one from the below to proceed": "Select one from the below to proceed", "Private Car": "Private Car", "Company Car": "Company Car", "Please tell us about the owner of the car so that we can generate a quotation for you.": "Please tell us about the owner of the car so that we can generate a quotation for you.", "NRIC/MyKad": "NRIC/MyKad", "Passport": "Passport", "Army / Police / Others": "Army / Police / Others", "Army": "Army", "police/others": "Police / Others", "Please fill out this field": "Please fill out this field", "NRIC must be 12 characters long and can contain numerical character(s) only.": "NRIC must be 12 characters long and can contain numerical characters only.", "passport_valid": "Passport must be between 7-12 characters and can contain numerical and alphabetical only.", "army_police_invalid": "Army/Police/Others must be between 5-14 characters and can contain numerical, alphabetical, and (/) symbol characters only.", "army_invalid": "Army must be between 5-14 characters and can contain numerical, alphabetical, and (/) symbol characters only.", "Male": "Male", "Female": "Female", "Examples of valid Company Reg.No:": "Examples of valid Company Reg.No:", "Enter valid id without space": "Please enter a valid ID without any spaces.", "Please follow a valid format.": "Please follow a valid format.", "How much are you looking to insure your vehicle for?": "How much are you looking to insure your vehicle for?", "Do you know, the current market value for your vehicle is:": "Do you know, the current market value for your vehicle is:", "Do you know, the current market value for your vehicle is": "Do you know, the current market value for your vehicle is", "mini_suminsured": "The minimum sum insured value allowed is RM10,000. Due to your vehicle's market value being lower than the minimum, we have fixed your sum insured value to RM10,000.", "Select your preferred sum covered": "Select your preferred sum covered", "How many Additional Drivers?": "How many Additional Drivers?", "Please select addtional driver.": "Please select addtional driver.", "spga": { "verification": "Are you sure you want to pay with Sistem Potongan Gaji ANGKASA (SPGA)?", "confirmation": { "information": "You will not be able to change to other payment methods once you have selected Sistem Potongan Gaji ANGKASA (SPGA).", "link_sent": "Confirmation link sent" }, "information": "*SPGA is only available to goverment servants.", "yes": "Yes, pay with SPGA", "no": "No, cancel", "email": { "confirmation1": "We have emailed the confirmation link and instructions to upload your proof of employment to ", "confirmation2": "Please check your email to proceed with the next step." }, "url_confirmation": "Or, click on the link to proceed with the next step:", "loan_via": "Loan via Skim Potongan Gaji Angkasa (SPGA)", "installment_tenure": "Instalment tenure", "monthly_instalment_amount": "Monthly instalment amount" }, "angkasa": { "no_motorcycle": "Sorry, we do not provide motorcycle insurance renewal at the moment." }, "remove_referral": "Remove Referral", "recommendedSI": "Recommended SI", "rank": "Rank", "Submit": "Submit", "Update": "Update", "Select your Country": "Select Country", "Singapore": "Singapore", "South Korea": "South Korea", "Liberia": "Liberia", "Malaysia": "Malaysia", "New Zealand": "New Zealand", "Thailand": "Thailand", "Turkey": "Turkey", "United Kingdom": "United Kingdom", "mobile_valid": "Contact Number must be between 9-11 digits and start with 01", "email_valid": "Please enter valid email", "details_name_valid": "Full name only accepts both uppercase(A-Z) and lowercase(a-z) letters,and the following symbols @ , & ' / . -", "name_valid": "Full name only accepts both uppercase(A-Z) and lowercase(a-z) letters,and the following symbols @ & ' / , . –", "min_name": "Full Name Should Contain at least 2 Characters", "company_reg_no": "Business Registration Number", "company_ssm_no": "New Business Registration Number", "min_company_reg_no": "Business Registration Number Should Contain at least 3 Characters", "max_company_reg_no": "Business Registration Number Should Contain at most 50 Characters", "address_validation_pattern": "Input must be 1–80 characters and may only contain letters, numbers, and &,(),-.,/@#:.", "roadtax_address_validation_pattern": "Input must be 1–80 characters and may only contain letters, numbers, and &,(),-.,/@#:.", "address_validation_min": "Address should contain at least more than 1 characters", "company_ssm_no_validation": "Company Registration Number New must be 20 characters long and can contain numerical characters only.", "unique_id": "Id number already entered for another driver. Id number must be unique.", "retry_button": "Retry", "reload_button": "Reload", "go_back_button": "Go Back", "ok_button": "OK", "aml": { "sanctioned": "Your record is in the AMLA sanction list. Kindly reach help@myeg.com.my for assistance.", "error": "Sorry, AMLA system is currently unavailable. Please try again later." }, "vix": { "error": "Sorry, we're unable to retrieve your vehicle information.", "error1": "Please check your vehicle registration number & personal details and try again.", "error2": "If this issue persists, kindly contact us at help@myeg.com.my for assistance. ", "error_5xx": "ISM Malaysia Vehicle Information Services is currently down. Please try again later.", "error1_5xx": "Alternatively, you can also email us at help@myeg.com.my for further assistance and we will send you a quote when services resume." }, "from": "From: ", "to": "To: ", "tinNumber_valid": "TIN number must between 11-14 alphanumeric characters", "tinNumber": "TIN Number", "sstNumber_valid": "SST number must contain 17 alphanumeric characters", "vehicleType": "Vehicle Type", "back": { "quote": "Back to Quotation", "chooseInsurance": "Back to Choose Insurance", "addons": "Back to Add-Ons", "contactDetails": "Back to Add Contact Details", "summary": "Back to Summary", "reviewAndPay": "Back to Review And Pay" }, "placeholder": { "idNo": "Required to get your No-claim Discount", "ownerIdNo": "Owner's ID Number", "vehiclePostcode": "Quotations are based on vehicle location", "contactNumber": "Owner’s phone number", "email": "Owner’s e-mail address" }, "specialPerlis_title_lonpac": "Inclusion of Special Perils (Flood, Storm, Landslide etc)", "specialPerlis_desc_lonpac": "We will cover you from loss or damage arising from to flood, storm, tempest or other natural disasters. ", "strikRiot_title_lonpac": "Strike, Riot & Civil Commotion", "strikRiot_desc_lonpac": "We will cover you for any damages to your motorcycle caused by Strike, Riot or Civil Commotion.", "legalLiability_title_lonpac": "Legal Liability to Pillion", "legalLiability_desc_lonpac": "We will cover you or your Authorised Rider’s liability to any person being carried upon or getting onto or alighting from your motorcycle.", "title": "Your Insurance / Takaful Quotations", "title_currentExpiredDate": "Your current Policy/Certificate will expire on {{currentNcdExp}}", "title_has_expired": "Your current Policy/Certificate already expired on {{currentNcdExp}}", "changelanguage": { "title": "Unable to change the language", "desc": "Language change is unavailable during the quotation or renewal process. To switch languages, you will need to restart the entire process. Would you like to proceed?", "button": { "no": "No, cancel", "yes": "Yes, restart" } }, "Employment Details": "Employment Details", "Employer name": "Employer name", "Employer address": "Employer address", "Position": "Position", "employername": { "valid": "Employer name only accepts (a-z), (A-Z), (0-9) and % ' ` ( ) - & . / @ * , ! © ® ™ and space (in between char)", "minlength": "Employee Position Should Contain at least 2 Characters" }, "employeraddress": { "valid": "Please enter Employer Address" }, "employeeposition": { "valid": "Position only accepts both uppercase(A-Z) and lowercase(a-z) letters,and the following symbols @ ( ) ' / , . - &", "minlength": "Position Should Contain at least 2 Characters" }, "MandatoryForm8": " (Mandatory for ANGKASA)", "storeUserDetail": "Save details for later", "storeUserDetail_tooltip": "We’ll save your details on your device up to 30 days, so you don’t have to re-enter them if you return or refresh the page.", "ehailingCheckbox": "My vehicle is not used for, and has no history of e-hailing.", "ehailingCheckbox_tooltip": "We don't cover e-hailing vehicles. However, you can proceed if you've declared at a JPJ counter that your vehicle is no longer used for e-hailing.", "company_reg_no_validation_pattern": "Please include \"-\" in your business registration number. ", "inconvienceAllowance":{ "title": "Inconvience Allowance", "desc": "This add-on provides daily cash allowance up to a maximum of 10 days whilst your vehicle is in the Panel workshop following an identifiable and admissible own damage claim." }, "autoBuddy":{ "title": "Auto Buddy", "desc": "This cover provide protection to all passengers & driver in the event of bodily injuries, disabilities or death caused by accidents." } }, "article": { "shareArticle": "Share this article to socials: ", "relatedArticle": "Related Articles: ", "recent": "Recent Articles", "browse": "Browse Articles", "failed": "Article failed to load. Please try again later." }, "button": { "compare_buy": "Compare Now", "more_info": "More Info", "terms_condition": "Terms & Conditions", "free_quotation": "Show Me Quotations Now", "get_quotation": "Show Me Quotations Now", "get_quotation_now": "Get Quotations Now", "learn_more": "Learn more", "done": "Done" }, "INSURER": { "Takaful myMotor": "Takaful myMotor - Private Car", "Takaful myMotor.motorcycle": "Takaful myMotor - Motorcycle", "by": "by", "Syarikat Takaful": "Syarikat Takaful Malaysia Am Berhad", "NormalPrice": "Normal price", "ncd": { "deduction1": "Final price (", "deduction2": " off after NCD deduction)", "noDeduction": "Final Price (0% NCD)" }, "Comprehensive Private Auto Insurance": "Comprehensive Private Auto Insurance", "AIG": "AIG", "Berjaya SOMPO Motor Insurance": "Berjaya Sompo Insurance Berhad", "Berjaya Sompo": "Berjaya Sompo", "P&O Comprehensive Private Auto Insurance": "P&O Comprehensive Private Auto Insurance", "Pacific & Orient": "Pacific & Orient Berhad", "RHB Comprehensive Private Auto Insurance": "RHB Comprehensive Private Auto Insurance", "RHB Insurance Berhad": "RHB Insurance Berhad", "Zurich Takaful Comprehensive Insurance": "Z-Driver Takaful Comprehensive", "Zurich": "Zurich", "PO PrOmilej Private Auto Insurance": "PO PrOmilej Private Auto Insurance", "PO PrOmilej Pacific & Orient": "Pacific & Orient Berhad", "lonpacInsurance1": "Lonpac Insurance Bhd", "lonpacInsurance2": "Private Car Secure - Comprehensive", "details": [ "Vehicle Coverage", "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage", "Third Party Coverage", "Death or Injury", "Property Damage", "Other Services", "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing", "Optional Coverages", "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ], "stmb": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ] }, "aig": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Panel Workshops", "Free Towing - T&C apply" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils" ] }, "berjaya": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ] }, "po": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ] }, "rhb": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ] }, "zurich": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Accidental Collision and Overturning due to Mechanical Fault", "Legal Liability to Passengers", "Burglary / House Breaking / Theft", "Falling Objects", "Fire, Explosion and Lightning Damage" ], "thirdPartyCoverage": ["Death or Injury", "Property Damage"], "otherServices": [ "Roadside Repairs", "Car Rental Assistance", "Emergency Hotel", "Panel Workshops", "Free Towing" ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Special Perils", "Legal Liability to Passengers" ] }, "lonpac": { "vehicleCoverage": [ "Loss or damage to your own vehicle due to accidental fire, theft or accident", "Your liability to third parties for: -", "bodily injury and death; ", "property loss or damage", "Covers All Drivers", "Impact Damage Cover Caused by Falling Objects Due to Convulsion of Nature (25% of Sum Insured) ", "Transportation Allowance (RM75)" ], "thirdPartyCoverage": [], "otherServices": [ "Documents Replacement Allowance (RM150)", "24/7 Emergency Roadside & Breakdown Assistance", "6 months Repair Warranty At Our Panel Workshop" ], "optionalCoverages": [] }, "chubb": "Chubb Insurance", "liberty": "Liberty Insurance", "tune": "Tune Motor Easy Protect", "tokio-marine": "Tokio Marine Insurans (Malaysia) Berhad" }, "body": { "buynow-btn": "Buy Now", "chooseInsurance": "Choose Insurance", "chooseTakaful": "Choose Takaful", "gettingBestPrice": "Getting price...", "viewDetails": "View all benefits", "hideDetails": "Hide all benefits", "description": { "takaful": "Enjoy free personal accident coverage, no extra costs for additional drivers, and get 24/7 roadside assistance program.", "aig": "Enjoy the most flexible and value for money coverage for your car related needs. Just add these plans to complement your car insurance needs and you'd be entitled for 24/7 roadside assistance program.", "berjaya": "Get fast claim approval up to RM5,000 with direct settlement, 6-month warranty, and 24-hour Rakan Auto Assist.", "rhb": "Choose your own workshop, enjoy FREE towing up to RM300 per breakdown, and get 24/7 Emergency Auto Assist.", "pno": "Offers acceptance for old vehicles, no excess fees for vehicles up to 2,000 cc, and get 24/7 roadside assistance.", "zurich": "Save on low-risk segments, add drivers with complimentary cover extension, and get 24/7 roadside assistance.", "lonpac": "Enjoy complimentary \" All Driver \" cover, free towing up to RM600 due to accident and a 6 months repair warranty at Lonpac panel workshop." }, "cashbackRebate": "10% Cashback Rebate (T&C Apply)", "heading": "CAR INSURANCE AND TAKAFUL", "p": "Get accurate price quotations and purchase car insurance products online", "panel-footer": "by Syarikat Takaful Malaysia Am Berhad", "places": "Insurance acceptance for old vehicles", "place": "No Excess charges for vehicles up to 2,000 cc.", "plans": "24/7 Roadside Assistance Service", "offers": "Get Cash Back for No Claims", "message": "Complimentary Personal Accident Coverage for You and All Your Passengers", "header": "Comprehensive Private Car Insurance", "png": "No Extra Costs for Additional Drivers Coverage", "phone": "24/7 Roadside Assistance Service", "carinsurance": { "main": "by P&O", "learnmore": "Learn More", "Buy": "Buy Now" }, "takaful_cashback": "CASH BACK FOR NO CLAIMS", "aig_cashback": "1 YEAR WARRANTY ON ALL REPAIRS", "rhb": { "free_towing": "FREE TOWING SERVICE", "emergency_auto": "EMERGENCY AUTO ASSIST", "breakdown_assistance": "BREAKDOWN ASSISTANCE ANYTIME, ANYWHERE" }, "zurich": { "lowrisk": "Pay Less If You Are In The Low Risk Segments", "complimentary_cover": "COMPLIMENTARY COVER EXTENSION TO ADDITIONAL DRIVERS", "specials_perils": "60% DISCOUNT OFF THE TARIFF RATE FOR SPECIAL PERILS COVERAGE" }, "promilej_lowprice": "PrOmilej" }, "total_amount": "Total Amount", "motor_insurance": "Motor Insurance", "basic_premium": "Basic Premium", "sum_covered": "Sum Covered", "basic_contribution": "Basic Premium/Contribution", "no_claim_discount": "No-claim discount ", "subtotal": "Subtotal", "stamp_duty": "Stamp Duty", "policyExcessFee": "Policy Excess", "policyExcessFee_stmb_disclaimer": "The excess damage claim you have to bear in the event of a claim", "eServices": "eServices (RM 2.00 x1)", "sst": "SST (8%)", "total": "Total", "add_on_coverage": "Add-on coverage", "windscreen_window_Sunroof_coverage": "Windscreen, Window & Sunroof Coverage", "accessories": "Accessories", "passenger_liability": "Passenger Liability", "special_perlis": "Special Perils", "strike_riot_civil_commotion": "Strike, Riot & Civil Commotion ", "selectableAddOnToast_desc": "Price has been updated", "customisation": { "additional_driver_details": "Additional Driver 1 Details", "driver_full_name_as_per_id": "Full Name (as per ID)", "id_number_mykad_etc": "ID Number", "We also accept Passport, Army, Police, PR, and ROC numbers.": "We also accept Passport, Army, Police, PR, and ROC numbers.", "date_of_birth": "Date of Birth", "gender": "Gender", "male": "Male", "female": "Female", "relationship": "Relationship", "select_relationship": "Select Relationship", "Aunt": "Aunt", "Child": "Child", "Cousin": "Cousin", "CoWorker": "Co-Worker", "Friend": "Friend", "Nephew": "Nephew", "Niece": "Niece", "Parent": "Parent", "Parent In Law": "Parent In Law", "Participant": "Participant", "Sibling": "Sibling", "Sibling In Law": "Sibling In Law", "Spouse": "Spouse", "Uncle": "Uncle" }, "roadtax": { "expired": "Your road tax is ", "expired1": ". You may renew your road tax now.", "expiredMoreThan2Months": "We are unable to renew road tax for your vehicle online as it has ", "expiredMoreThan2Months1": ". . Please take your vehicle to Puspakom for vehicle inspection.", "blacklist": "We cannot renew road tax for your vehicle online due to your outstanding summons and/or blacklisting at both/either JPJ and/or PDRM’s traffic system. Please settle all your outstanding summons before renewing you road tax.", "pay_jpj_summons": "Pay JPJ Summons", "pay_pdrm_summons": "Pay PDRM Summons", "disabled": "Sorry, our road tax renewal service is temporarily unavailable. Please try again later, or visit the nearest JPJ office or post office to renew your road tax. ", "renew_roadtax_online": "Renew road tax online", "angkasa_exceed": "Total roadtax renewal amount for Angkasa application exceed RM 90.", "expiring_prior_expiry": { "date1": "Road tax for your vehicle ", "date2": "is expiring within ", "date3": "prior to expiry date. You may renew road tax now or later." }, "vehicle_number": "Vehicle Number", "expiry_date": "Expiry Date", "status": "Status", "expiring_soon": "Road tax expiry date: {{curNCDExpDt}}.
You may renew your road tax now. ", "renew_later": "Renew later", "renew_roadtax": "Renew road tax", "unable": { "renew": { "online": "Unable to renew road tax online", "roadtax1": "We cannot renew road tax for your vehicle ", "roadtax2": " online as it has expired for more than a year. Please take your vehicle to Puspakom for vehicle inspection.", "eastMsia": "We regret to inform you that our online road tax renewal service is currently not available for vehicles in Sabah and Sarawak. To renew your road tax, please visit the nearest JPJ office or post office in your area." }, "online1": " online.", "process": "Unable to Process" }, "disclaimer_desc": "JPJ Road Tax services is currently offline. We'll process your renewal immediately after services resume and keep you updated. We will contact you if there are any issues.", "click_to_proceed_insurance_purchase": "Please click 'Renew insurance only' to proceed with your insurance purchase.", "renew_insurance_only": "Renew insurance only", "expiring_soon1": "Road tax for your vehicle ", "expiring_is": "is ", "expiring_soon2": " You may renew road tax now or later.", "ago": "ago", "expired_more_than": "Expired more than", "expired_less_than": "Expired less than", "expiring_within": "Expiring within", "proceed_renew_early_before_expiry_date": "You can only proceed to renew if your current road tax expires within 60 days.", "expiring_soon_more_than": "Expiring soon - more than ", "renew_later_confirmation": "Are you sure you want to Renew Road Tax later?", "renew_later_stored_information_confirmation": "You have partially completed the road tax renewal process. If you renew later, you will lose all the stored information.", "Renew_Now": "Renew Now", "renewal": "Road tax renewal", "purchase_roadtax_vehicle": "Purchase road tax for vehicle ", "where_vehicle_used": "Where is the vehicle being used?", "peninsular_malaysia": "Peninsular Malaysia", "sabah_sarawak": "Sabah & Sarawak", "differ_rates_information": "The road tax rates differ based on the location the vehicle is being used. For example, a Sabah-registered vehicle being used in Peninsular Malaysia will be subjected to Peninsular Malaysia road tax rates.", "period": "Road Tax Period", "6_months": "6 Months", "12_months": "12 Months", "enter_details_contact_collect": "Enter details for contact and collection method", "receiver_mobile_number": "Receiver's mobile number", "collection_method": "Collection method", "delivery": "Delivery", "deliveryAddress": "Delivery Address", "sameAsResidentialAddress": "Same as the residential address", "self_collect": "Self-Collection at Zetrix Tower", "validity_date": "Your road tax will be valid until ", "country": "Country", "postcode": "Postcode", "city": "City", "state": "State", "home_address": "Street Address", "residentAddress": "Resident Address", "delivery_information": "We can only deliver to the owner of the vehicle with the registration plate ", "delivery_information2": ".", "biometric_information": "Biometric verification will be done to ensure that the recipient is the owner of the vehicle. If you are purchasing this road tax on behalf of someone else, please ensure that they are available at this address.", "delivery_option": "Delivery Option", "standard": "Standard", "priority": "Priority ( not available )", "delivery_estimation_information": "Delivery estimates begin from the next working day after your successful payment.", "klangValley_charge": "Klang Valley", "outOfKlangValley_charge": "Outside Klang Valley", "peninsular_estimation_days_information": "Delivery to town areas within 2-3 working days and rural areas within 3-5 working days by MyEG logistics officers.", "estimated_delivery_by": "Estimated delivery by ", "date": "1 June 2022.", "invalid_postcode": "Invalid postcode", "notexist_postcode": "Postcode not exist", "address_line_1": "Address Line 1", "address_line_2": "Address Line 2", "collection": { "reminder1": "Only the owner of the vehicle with the registration plate ", "reminder2": " will be allowed to collect this road tax. If you are purchasing this road tax on behalf of someone else, please direct them to collect at our Headquarters address." }, "self_collect_address": "Self-collection address", "myeg_customer_service": "MyEG Customer Service", "coordinates": "Coordinates : ", "launch_waze": "Click the above coordinates to launch Google Maps/Waze.", "same_day_collection_info": "Same-day collection available from 9:00 AM to 5:30 PM daily except on national public holidays.", "receivers_mobile_number": "Receivers mobile number", "physical_laminateCharge_note": "Protect my road tax slip with lamination", "renewal_error": "Sorry, road tax renewal services are currently unavailable due to a technical issue. Our team is working to resolve the problem as quickly as possible. Please try again later.", "sellvehicle": "Sell Your Vehicle Online", "physical_laminateCharge": "Lamination Fee", "expiring": { "two_month": "Expiring more than 2 month from current date", "summons": "Expiring soon(summons)", "three_month": "Expired more than 3 years", "jpj": "Please renew vehicle roadtax at the nearest JPJ office" }, "details": "Road Tax Details" }, "summary": { "summary": "Summary", "vehicle.owner": "Vehicle owner", "detail": "Detail", "edit_detail": "Edit details", "owner_contact": "Owner's contact", "item_description": "Item description", "amount": "Amount", "basic_premium_12_months": "Basic Premium (12 months)", "motor_insurance": "Motor Insurance", "item_delivered_to": "Item delivered to", "mobile_number": "Mobile number", "roadtax": "Road Tax", "months": "Months", "normal_delivery": "Normal Delivery", "self_collect": "Self Collection", "confirm": "Confirm", "lonpac": { "disclaimer": "This is the first amount that you have to bear yourself for each and every claim that Lonpac approve. ", "disclaimer1": "In addition to this excess, if your car is driven by a person who is under the age 21 or a Learner (L)-license or Provisional (P)-license holder, the additional amount of loss that you have to bear is RM 400.", "consent1": "I have read, understood and accepted the ", "consent2": "for purchasing this product. " }, "owner_current_address": "Owner's current home address", "roundingAdjustment": "Rounding Adjustment" }, "payment": { "lead_traveller": "Lead Traveller", "method": "Choose a payment method", "select_method": "Please select a payment method. All transactions are secure and encrypted.", "Instalment": "Instalment", "online_banking": "Online Banking", "credit_debit_card": "Credit Card/ Debit Card", "myDigitalCoin": "MyDigitalCoin by MyEG", "rebate": "10% rebate", "forGovernmentServant": "For Government Servants", "ewallet": "E-wallet", "grabpay": "GrabPay & PayLater", "atome": "Atome", "spaylater": "ShopeePay & SPayLater", "card_onlineBanking": "Cards & Online Banking", "amex": "AMEX Credit/Debit Card", "touchnGo_boost": "Touch ‘n Go & Boost", "ewallet_buyNow_payLater": "E-wallets / Buy Now, Pay Later", "credit_card_installment": "Credit Card Installment", "ezcare_service_title": "Your warranty plan is not yet active", "payment_success": "Payment Successful", "roadtax": { "insurance": { "success": { "details": { "part1": "Your road tax renewal for vehicle", "part2": "is being processed and is expected to be completed within 30 minutes." }, "details1": "Kindly refrain from submitting additional road tax applications during this period to prevent duplicated road tax being issued.", "details2": "Should you have any enquiries, please email us at ", "details3": " We will contact you once your physical road tax is ready for delivery/self-collection." } } }, "download": { "cn": { "wait": "Please wait as we generate your Receipt & Cover Note.", "wait_dont_refresh": "Please do not refresh this page or close your browser.", "ready": "Your Cover Note & Receipt is ready to be downloaded.", "email": "We will also e-mail your Cover Note & Receipt to " }, "receipt": { "title": "Download receipt", "wait": "Please wait as we generate your Receipt.", "ready": "Your Receipt is ready to be downloaded.", "email": "We will email your receipt to " }, "document": "Download Cover Note & Receipt", "app": "Download MyJPJ App", "cover_note": "Download Cover Note" }, "return_homepage": "Return to homepage", "transaction_id": "Transaction ID: ", "failed": "Payment Failed", "noPaymentMade": "No payment was made. ", "pleaseTryAgain": "Please try again. ", "try_again": "Try Again", "thankyouforReview": "Thank You for Choosing Compare by MyEG", "success": { "shortly": " shortly.", "message1": "We will email your new insurance policy and receipt to ", "message2": { "physicalRtx": "We will contact you once your physical road tax is ready for delivery/self-collection.", "digitalRtx": "Vehicle owners can view their digital road tax on MyJPJ app within 24 hours." }, "message3": { "roadtaxAndInsurance": "Thanks for choosing us for your motor insurance and road tax needs!", "insuranceOnly": "Thanks for choosing us for your motor insurance needs!" }, "message4": "For enquiries, kindly email " }, "insurance": { "success": { "details": "Thank you for purchasing motor insurance with us. We will email your new motor insurance policy and receipt shortly. Should you have any enquiries, please email us at ", "covernote": { "failed": { "generate": "Thank you for purchasing motor insurance with us. We will email your new motor insurance policy and receipt shortly.", "generate_details1": "To obtain your Cover Note, please email your transaction ID to ", "generate_details2": " or call " } }, "chuppPa1": "We will e-mail your insurance policy to", "chuppPa2": "once ready.", "chuppPa": { "policy1": "You may cancel your policy simply by giving us at least one (1) month’s prior written notice. ", "policy2": "If the cancellation is within the Free-look Period (30 days), we will refund any premiums you have paid. " } } }, "renew_roadtax_now": "Renew road tax now?", "zurich": { "nddp": "You can cancel your policy/certificate by sending us a written notice and all required documents, as stated in the insurer/takaful operator/s product terms and conditions. If no claims and no minimum premium/contribution is made by you, you may be eligible for a refund/return of premium/contribution. Please refer to your insurer/takaful operator product guidelines for more details." }, "liberty": { "nddp": "If the policyholder wishes to request for a refund or cancellation, please contact our customer care at {{agent_contact_no}} or email us at {{agent_email}}.
For cancellation or refund requests, please refer to our Cancellation and Refund Policy in your Policy Wording. If you need further assistance, please contact our customer care team at {{agent_contact_no}} or email us at {{agent_email}}." }, "date": "Date: ", "insurance_takaful_policy": "Your Insurance / Takaful Policy", "cover_period": "Cover Period", "insurance_takaful_company": "Insurance/Takaful company", "email_desc": "We will email your cover note and receipt to ", "roadtax_desc": "Your road tax is under processing and will take approximately 30 minutes. Please do not submit additional road tax renewal applications to prevent duplicated road tax being issued.", "physical_road_tax": "Physical Road Tax", "digital_road_tax": "Digital Road Tax", "myjpjApp_desc": "You can view your digital road tax in MyJPJ mobile app.", "recommended_services": "Recommended Services", "failed_desc": "Your payment could not be processed. Please check your payment details or try again.", "failed_desc2": "If the issue persists, consider using an alternative payment method, or contact us at help@myeg.com.my.", "chubbPa": { "title": "Your Insurance Policy" }, "e-invoice": { "label": "E-Invoice", "body": "Click here or scan the QR code on your receipt within 24 hours to submit your details and register this transaction under your TIN." }, "search_date": "Search Date", "vin": "VIN", "policy_number": "Policy Number", "directLending": "Direct Lending", "shariah_instalment": "Shariah Instalment", "referral": { "heading": "Referral Program", "body": { "present": "This transaction is made through a referral link. Referral rewards are issued to the referrer once the transaction is completed and meets all referral program requirements.", "absent": { "1": "No referral link is applied to this transaction.", "2": "To support a friend, please use their referral link before making your purchase." }, "join": "To become a referrer, sign up now and earn RM50 when your friends & family members renew their car/motorcycle insurance with us. Terms & conditions apply." } }, "total_number_of_travellers": "Total Number of Travellers" }, "outstanding_summons": "Outstanding summons", "summons": { "notification1": "You have an outstanding summons and/or blacklist at either/both JPJ and PDRM's traffic system. Please click 'Pay summons' to settle all your outstanding summons at MYEG's website before continuing with your road tax renewal.", "notification2": "You will receive an email with the link to continue with road tax renewal if you pay your summons within 48 hours. ", "notification3": "Alternatively, you can press 'Cancel' to proceed with your insurance purchase. Your road tax will not be renewed.", "cancel": "Cancel", "pay_summons": "Pay summons" }, "footer": { "products": "PRODUCTS", "product_motor": "Motor insurance", "product_warranty": "Car/Motorcycle Warranty", "brand_blurb": "Malaysia's one-stop insurance comparison and renewal platform. A product of Zetrix AI Bhd.", "email_us": "EMAIL US", "whatsapp_sub": "Chat with our team", "operating_hours_title": "Operating Hours", "operatingHour": { "time": "Operating hours: 9:00am - 7:00pm", "day": "Monday - Friday (excluding public holidays)", "combined": "9:00am – 6:00pm Mon – Fri (excl. public holidays)" }, "resources": "RESOURCES", "news": "News & Articles", "insurance_list": "Insurance Listing", "about_us": "About us", "help_center": "Help center", "help": "Help", "address": "Corporate Office", "contact": "CALL OUR HELPLINE", "phone_time1": "9:00 AM - 7:00 PM ", "phone_time2": "daily except national public holidays", "live_chat": "LIVE CHAT", "chat_time1": "8:00 AM - 7:30 PM", "chat_time2": "daily except national public holidays.", "allRightReserve": " MY E.G. SERVICES BERHAD [200001003034 (505639-K)]. All rights reserved.", "aboutMyeg": "About MYEG", "fax": "Fax", "otherLinks": "OTHER LINKS", "privacypolicy": "Privacy Policy", "termsconditions": "Terms & Conditions", "followUsAt": "FOLLOW US AT", "whatsapp": "WhatsApp Us", "CompareGenie": { "desc1": "Our AI chatbot is here to help answer your questions!", "desc2": "We're currently in beta version." }, "ADDRESS": "ADDRESS", "CONTACT": "CONTACT US", "OTHER": "OTHER LINKS", "FOLLOW": "FOLLOW US AT", "pp": "Privacy Policy", "viewmap": "View Company’s Location", "sitemap": "Sitemap", "disclaimer": { "line1": "Compare by MYEG is a digital platform for insurance comparison and road tax services. It is not a licensed insurance agent, broker, or financial adviser under the Financial Services Act 2013 or Islamic Financial Services Act 2013.", "line2": "All insurance products are underwritten and issued by licensed insurers or authorized agents, and Compare by MYEG does not provide insurance advice or recommendations. Insurance payments are processed directly by the appointed intermediary, a licensed insurance intermediary regulated by Bank Negara Malaysia, and are not handled by Compare by MYEG. " } }, "menu": { "home": "Home", "carinsurance": "Car Insurance" }, "main.price": "Get Quote", "compare": { "insurance": { "subheader": "OUR INSURANCE/TAKAFUL PARTNERS", "header": "Get insured with the best Insurance/Takaful providers available", "add": "ADD TO COMPARE", "takaful_description_1": "Complimentary personal accident coverage for you and all your passengers", "takaful_description_2": "No extra costs for additional drivers", "takaful_description_3": "24/7 roadside assistance program", "zurich_description_1": "Pay less if you are in the low risk segments", "zurich_description_2": "Complimentary cover extension to additional drivers", "zurich_description_3": "24/7 roadside assistance service", "aig_description_1": "Fastest claims turnaround time", "aig_description_2": "1-year warranty on repairs done at our panel workshop", "aig_description_3": "24/7 roadside assistance service", "berjayasompo_description_1": "Fast claim approval up to RM 5,000 and direct settlement", "berjayasompo_description_2": "Repairs warranty of 6 months from panel workshop (not applicable for franchise workshop)", "berjayasompo_description_3": "24-Hour Rakan auto assist", "rhb_description_1": "Freedom to repair at your choice of workshop", "rhb_description_2": "FREE towing service up to RM 300 per breakdown", "rhb_description_3": "24/7 emergency auto assist", "PO_description_1": "Insurance acceptance for old vehicles", "PO_description_2": "No excess charges for vehicles up to 2,000 cc", "PO_description_3": "24/7 roadside assistance service", "PrOmilej_description_1": "Insurance acceptance for old vehicles", "PrOmilej_description_2": "No excess charges for vehicles up to 2,000 cc", "PrOmilej_description_3": "24/7 roadside assistance service", "lonpac_description_1": "Enjoy complimentary \" All Driver \" cover", "lonpac_description_2": "Free towing up to RM600 due to accident", "lonpac_description_3": "6 months repair warranty at Lonpac panel workshop.", "learn_more": "Learn More", "buy_now": "Buy Now", "change_insurance": "Change Insurance", "partner_promo": "Promotions" }, "get_cashback": "Get Cashback for No Claims", "comparison": "COMPARISON ", "maximum3_insurances": "Compare a maximum of 3 insurances.", "maximum2_insurances": "Compare a maximum of 2 insurances.", "compare_now": "COMPARE NOW" }, "comparison": { "vehicle_coverage": "Vehicle Coverage", "protection_car_accidents": "Protection for Car Accidents", "protection_car_accidents_description": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "fire_explosion_lightning": "Fire, Explosion or Lightning", "fire_explosion_lightning_description": "Covers damage caused by fire, explosion or lightning.", "burglary_housebreaking_theft": "Burglary, Housebreaking or Theft", "burglary_housebreaking_theft_description": "Covers damage or loss caused by burglary, housebreaking or theft.", "falling_objects": "Falling Objects", "falling_objects_description": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen_windows_sunroof": "Basic Windscreen, Windows and Sunroof Protection", "windscreen_windows_sunroof_description": "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "malicious_acts": "Malicious Acts", "malicious_acts_description": "Covers damage to your car due to malicious acts by 3rd parties.", "legal_costs": "Legal Costs", "legal_costs_description": "Lawyers fees when you are the defendant in court.", "3rd_party_coverage": "Third-Party Coverage", "bodily_injury": "Bodily injury of 3rd Party", "bodily_injury_description": "Covers your liabilities if you are at fault in an accident that causes bodily injury to a third party.", "death_3rd_party": "Death of 3rd Party", "death_3rd_party_description": "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "optional_coverages": "Optional Coverages", "additional_windscreen_windows_sunroof.protection": "Additional Windscreen, Windows & Sunroof Protection", "additional_windscreen_windows_sunroof.protection_description": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle_accessories": "Vehicle Accessories", "vehicle_accessories_description": "Covers vehicle accessories like the cassette player, compact disc player, dashboard camera etc. Your no claims discount will not be affected even if you claim damages.", "special_perils": "Special Perils", "special_perils_description": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal_liability_passengers": "Legal Liability to Passengers", "legal_liability_passengers_description": "Covers your legal expenses if you are faced with legal action from your passengers.", "strike_riot_civil_commotion": "Strike, Riot, and Civil Commotion", "strike_riot_civil_commotion_description": "Covers damages caused by unlawful and domestic disturbance.", "legal_cover_of_passengers": "Legal Cover of Passengers", "legal_cover_of_passengers_description": "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "buy_now": "Buy Now", "learn_more": "Learn More" }, "online": { "takaful": { "car_renewal": "Online Car Takaful Renewal", "agreed_value": "Agreed Value", "agreed_value_description": "In the event of a claim, you will be reimbursed according to the agreed value. No questions asked.", "all_authorised_driversall_authorised_drivers": "All Authorised Drivers", "all_authorised_driversall_authorised_drivers_description": "There is no need for you to put in any named drivers, all your authorised drivers are automatically covered.", "nil_excess": "Nil Excess", "nil_excess_description1": "No more claims excess when you make a claim.", "nil_excess_description2": "*for drivers above 21 years old only. ", "i_have_purchased": "I have purchased this product before", "my_name": "My name is ", "my_name_eg": "e.g. SITI BINTI MOHD", "vehicle_registration_number": "Vehicle registration number ", "vehicle_registration_number_eg": "e.g. AB1234C", "nric": "NRIC ", "nric_eg": "e.g. 910203040506", "postcode": "Postcode ", "postcode_eg": "e.g. 53200", "email": "Email ", "email_eg": "e.g. abc@gmail.com", "mobile_number": "Mobile number ", "mobile_number_eg": "e.g. 0123456789", "get_me_a_quote": "get me a quote", "TC": "Terms & Conditions", "PP": "Privacy Policy", "CC": "Client Charter", "PDS": "Product Disclosure Sheet", "certificate": "Takaful Certificate", "connect_with_us": "Connect with us", "underwitten_etiqa": "Underwritten by Etiqa General Takaful Berhad | Etiqa Online: 1-300-13-8888" } }, "takaful": { "name": "TAKAFUL MALAYSIA", "hero": { "text1": "No claims? Get", "text2": "cashback", "text3": " for your motor takaful." }, "slider": { "title1": "Cashback for No Claims", "desc1": "Didn't make any claims during your coverage period? Get rewarded with our cashback* during the policy period." }, "header": "Cashback for No Claims", "header_description": "Didn't make any claims during your coverage period? Get rewarded with our cashback* during the policy period.", "overview": "Overview", "comprehensive_private_insurance": "Takaful myMotor - Private Car", "p1": "Takaful myMotor - Private Car provides cover to your vehicle against loss or damage as well as third-party legal liabilities. Get rewarded with our cashback* for no claims during your coverage period.", "p1_sub": "*subject to financial performance, applicable tax & service fee deductions and no claims incurred during the coverage period.", "EnquireNow": "Enquire Now", "cashback_sub": "Didn’t make any claims during your coverage period? Get rewarded with our cash back* during the policy period.", "personal": "COMPLIMENTARY PERSONAL ACCIDENT COVERAGE", "personal_sub": "Accidents happen unexpectedly. Have peace of mind with the complimentary Personal Accident coverage of RM15, 000 each for you and your passengers.", "extra cost": "NO EXTRA COSTS FOR ADDITIONAL DRIVERS", "extra cost_sub": "Additional drivers are automatically covered with no extra costs.", "ourservices": "Our Services", "cashback": "Get Cash Back*", "accident coverage": "Personal Accident Coverage", "drivers coverage": " Additional Drivers Coverage", "our-services": "our-services", "roadside": "24/7 Roadside Assistance Program", "Nationwide": " Over 200 Panel Workshops Nationwide", "stmb-service": "Are you looking for workshops that are accessible and convenient for you? Check out Takaful Malaysia’s panel workshops in Malaysia and select the one nearest to you.", "stmb-service1": "Get back on the road with minimal inconvenience with our Tele Bantuan program. Unlimited number of breakdown towing up to 50km.", "stmb-service2": "Call our 24/7 Tele Bantuan for Assistance", "stmb-service3": "1800 888 788", "emergency_hotline": "", "emergency_hotline_number": "", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Your no-claims discount will be affected unless you take the additional windscreen, windows and sunroof coverage.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities in the event that you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Cover for Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers the cost of replace or repair any glass in the windscreens, windows or sunroof of your vehicle that is accidentally damaged, including the cost of lamination/tinting firm (if any). Your No Claim Discount (NCD) will not be affected if this additional coverage is included.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Inclusion of Special Perils", "special1": "Covers your vehicle against loss or damage caused by natural perils such as flood, storms, typhoons, volcanic eruptions, earthquakes, landslides or sediment.", "legal": "Legal Liability to Passengers", "legal1": "Covers you against the legal liabilities for death or bodily injuries caused to your passengers (except family members) due to your negligent driving.This coverage is compulsory if you drive your car in Singapore.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers your vehicle against loss or damage caused directly by persons involved in a strike, riot or disturbance of public peace.", "cover passenger": "Legal Cover of Passengers", "cover passenger1": "Covers you against the legal liabilities for death or bodily injuries to third party or third party property damage due to negligence of your passengers (e.g. a passenger in your car whilst opening the car door causes an injury to a passer-by or the car behind you).", "motor-pa": "Motor PA Plus", "motor-pa1": "Provides an additional cover for the driver and passengers travelling in your vehicle against death or permanent disablement due to a road accident and additional breakdown towing up to a maximum limit as selected by you. This is on top of the Complimentary Personal Accident coverage of RM 15,000 and breakdown towing of 50km.", "towing-clean": "Towing and Cleaning due to Water Damage", "towing-clean1": "Reimburses the actual expenses incurred up to a maximum limit as selected by you in the event your vehicle sustains water damage such as flood which requires towing and cleaning. This benefit can only be claimable once during the period of coverage.", "key-replacement": "Key Replacement", "key-replacement1": "Reimburses 80% of the cost to replace the key up to a maximum limit as selected by you if the key of your vehicle is stolen or lost. This benefit can only be claimable once during the period of coverage.", "agreedValue": "Agreed Value ", "agreedValue_desc": "Compensate you in the event of theft or total loss based on the sum covered stated in the schedule.", "agreedValue_local": "Local", "agreedValue_foreign": "Foreign", "waiverOfBetterment": "Waiver of Betterment", "waiverOfBetterment_desc": " Cover for the expenses associated with replacing Your Car's damaged components with brand-new original parts in the event of an accident.", "waiverOfBetterment_option1": "Local 5-7 years", "waiverOfBetterment_option2": "Foreign 5-7 years", "waiverOfBetterment_option3": "Local 8-11 years", "waiverOfBetterment_option4": "Foreign 8-11 years", "claim": "How To Claim", "faq": "FAQ", "back": "Back", "call": "Call", "call_us_at": "Call us at", "contact_number": "1300 88 252 385", "email": "Email", "email_us_at": "Email us at", "callcentre": "csu@takaful-malaysia.com.my", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "download": "Download", "click_here_to_download": "Click here to download", "and": "and", "Things": "Things You Might Want to Know", "motor Customers": "For Takaful myMotor - Private Car Customers", "payable": "What is payable under the complimentary personal accident coverage?", "payable1": "Each eligible driver and passenger will be entitled to a sum covered of RM15,000 per life in the event of accidental death or permanent disablement within 12 months from the date of accident while he/she is travelling in or alighting from the vehicle.", "cashback-guaranteed": "Is the cash back guaranteed?", "cashback-guaranteed1": "No, it is not guaranteed. The historical cash back amount paid over the years is not an indication of future payouts and it may vary in the future depending on the future claims and investment performance of our takaful risk fund.", "cashback-qualify": "How do I qualify for the cash back?", "cashback-qualify1": "You will be entitled for the cash back so long as your certificates remain claims-free during the coverage period and you have provided your bank account details for Syarikat Takaful Malaysia Am Berhad to make payment via the e-Payment facility.", "cashback-payment": "When can I receive my cash back payment?", "cashback-payment1": "Your cash back payment will be processed sixty (60) days after the expiry of the certificates. Your cash back payment will be credited to your bank account via the e-Payment facility.", "Tele Bantuan": "What is covered under the Tele Bantuan program?", "Tele Bantuan1": "Under the Tele Bantuan program, we provide unlimited number of towing services up to 50km per event from the breakdown scene to our panel workshop as well as free labour costs for minor roadside repair up to 2 hours.", "event breakdown": "In the event of breakdown, how much do I need to pay for the towing fee?", "event breakdown1": "We will cover the towing fee if the distance from the breakdown scene and our panel workshop is less than 50km. However, if the distance is more than 50km, you will need to pay the additional cost of RM2.00 per km.", "roadside-repair": "Is the cost of the spare parts covered during the roadside repair?", "roadside-repair1": "No, we will only cover the labour cost up to a maximum 2 hours and any other costs such as spare parts costs will be borne by you.", "Bantuan-assistance": "Who should I contact for Tele Bantuan assistance services?", "Bantuan-assistance1": "You may contact our 24-hour Tele Bantuan hotline at 1800-888-788. For more details, please refer to www.takaful-malaysia.com.my", "drivers-coverage": "Do I need to pay for the Additional Drivers Coverage?", "drivers-coverage1": "No, this coverage is free and you do not need to pay any extra costs.", "product-agent": " Who is the agent for this product?", "agent name": "Agent Name: ", "agent Serial": "Agent Serial Number: ", "Registration Number": "PIAM Registration Number: ", "General FAQ": "General FAQ", "contribution": "How is the contribution being calculated?", "contribution1": "The contribution is calculated based on your age, your vehicle’s sum covered, vehicle’s cubic capacity, NCD entitlement and other factors.", "some-covered": "How is the sum covered being determined?", "some-covered1": "The sum covered proposed is based on the market value recommended by ISM-ABI.", "vehicle’s sum": "Can I change my vehicle’s sum covered?", "vehicle’s sum1": "You are allowed to change your vehicle’s sum covered within 10% less or 10% more from the recommended sum covered amount.", "own-repairer": " Can I choose my own repairer when I make a claim?", "own-repairer1": "You should choose any one of the panel workshops approved by Syarikat Takaful Malaysia Am Berhad to facilitate faster claims processing.", "contact-details": "What should I do if there are changes to my contact details?", "contact-details1": "It is important that you inform Syarikat Takaful Malaysia Am Berhad of any change in your contact details to ensure that all correspondences reach you in a timely manner.", "motor-pa_pleaseSelect": "Please select a plan", "motor": { "plan1": "PLAN 1", "plan1_description": "Additional RM 20,000 per person & breakdown towing up to 100KM", "plan2": "PLAN 2", "plan2_description": "Additional RM 30,000 per person & breakdown towing up to 200KM", "plan3": "PLAN 3", "plan3_description": "Additional RM 40,000 per person & breakdown towing up to 300KM.", "plan4": "PLAN 4", "plan4_description": "Additional RM 85,000 per person & Unlimited breakdown & accident towing (capped at 1,000KM for East Malaysia)" }, "towing-clean_pleaseSelect": "Please select your preferred sum covered:", "cart": { "title": "Compensation for Assessed Repair Time (CART)", "desc": "Compensates you for the loss of use of your vehicle based on loss adjuster's assessment of the time required for repairs as a result of an accident (up to 21 days x RM200).", "selection1": "CART (7 Days x RM50)", "selection2": "CART (14 Days x RM50)", "selection3": "CART (21 Days x RM50)", "selection4": "CART (7 Days x RM100)", "selection5": "CART (14 Days x RM100)", "selection6": "CART (21 Days x RM100)", "selection7": "CART (7 Days x RM200)", "selection8": "CART (14 Days x RM200)", "selection9": "CART (21 Days x RM200)" } }, "PO": { "name": "PACIFIC & ORIENT", "hero": { "text1": "P&O Comprehensive Private Auto Insurance", "text2": "", "text3": "" }, "comprehensive_private_insurance": "Comprehensive Private Auto Insurance", "p1": "Pacific & Orient provides insurance against liability to third parties for bodily injury or death and damage to third parties property. It also covers damages to own vehicle or in any circumstances of theft or robbery.", "p1_sub": "", "slider": { "title1": "Insurance acceptance for old vehicles", "desc1": "Pacific & Orient offers insurance coverages for any cars aged up to 20 years. Call us at 1-800-88-2121 and find out more from our friendly customer care consultants." }, "personal": "NO EXCESS CHARGES FOR VEHICLES UP TO 2,000 CC.", "personal_sub": "You are eligible for wavier on excess for vehicles up to 2000cc when you apply now!", "stmb-service1": "Worried about unexpected road breakdown or accidents in the future? Pacific & Orient provides 24/7 roadside assistance wherever you are!", "stmb-service": "Call 1800 88 2121 to get updates about your claim from Pacific & Orient’s friendly claims officers.", "stmb-service2": "", "stmb-service3": "", "emergency_hotline_number": "", "emergency_hotline": "", "overview": "Overview", "ourservices": "Our Services", "coverage": "Coverage", "claim": "", "faq": "FAQ", "Nationwide": "Get quick updates on your claims!", "Comprehensive": "Comprehensive Private Car Insurance", "default": "Pacific & Orient provides insurance against liability to third parties for bodily injury or death and damage to third parties property. It also covers damages to own vehicle or in any circumstances of theft or robbery.", "Get-price": "Get Price", "Enquire Now": "Enquire Now", "OLD-VEHICLES": "INSURANCE ACCEPTANCE FOR OLD VEHICLES.", "offers-insurance": "Pacific & Orient offers insurance coverages for any cars aged up to 20 years. Call us at 1-800-88-2121 and find out more from our friendly customer care consultants.", "EXCESS-CHARGES": " NO EXCESS CHARGES FOR VEHICLES UP TO 2,000 CC.", "EXCESS-vehicles": "You are eligible for wavier on excess for vehicles up to 2000cc when you apply now!", "oldvehicle": "Insurance For Old Vehicles", "no charges": "No Excess Charges", "Our Services": "Our Services", "breakdown": "Worried about unexpected road breakdown or accidents in the future? Pacific & Orient provides 24/7 roadside assistance wherever you are!", "roadside": "We provide 24/7 roadside assistance", "friendly claims": " Make a call and get updates about your claim from Pacific & Orient friendly claims officers, contact us at 1-800-88-2121.", "quick updates": "Get quick updates on your claims!", "quickUpdateContent": "Call 1800 88 2121 to get updates about your claim from Pacific & Orient’s friendly claims officers.", "Basic Coverage": "Basic Coverage", "Coverage": "Coverage", "Details": "Details", "po Customers": "For Pacific & Orient Customers", "po Comprehensive": "What is Pacific & Orient Comprehensive Private Car Insurance?", "po coverages": "Pacific & Orient Comprehensive Car insurance provides 4 main coverages.", "own vehicle": "• Loss or damage to your own vehicle", "third party": "• Loss or damage to third party property", "bodily injury": "• Bodily injury or death to any third party", "theft": "• Theft", "cancel": "Can I cancel my Pacific & Orient policy whenever I want?", "written notice": "Yes, you may cancel anytime by giving written notice. Upon cancellation, you should surrender the original Certificate of Insurance to be entitled to a calculated refund.", "fees-charges": "What are the fees and charges that I have to pay?", "fees-charges1": "Stamp duty RM10 & 8% service tax will be imposed on the insurance.", "major exclusions": "What are the major exclusions under this policy?", "major exclusions1": " This policy does not cover certain losses, such as:", "major death": "• Your own death or bodily injury due to a motor accident.", "major liability": "• Your liability against claims from passengers in your vehicle.", "major damage": "• Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.", "major Consequential": "• Consequential loss of any nature.", "major loss": "• The loss of use of your vehicle.", "Note": "Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.", "Agent-product": "Who is the agent for this product?", "Agent-Name": "Agent Name: ", "Agent-Number": "Agent Serial Number: ", "Registration-Number": "PIAM Registration Number: ", "General FAQ": "General FAQ", "insurance-premium": "How will my Pacific & Orient Comprehensive Car Insurance premium be calculated?", "insurance-premium1": "The premium is calculated based on risk factors, such as gender, driver age, postcode, NCD entitlement, etc.", "premium": " How much premium do I have to pay?", "premium1": "The total premium that you have to pay consist of the standard coverage premium amount and additional coverage requested.", "another driver?": "Can I add another named driver?", "another driver?1": "Cover all drivers at RM20." }, "aig": { "name": "AIG CAR INSURANCE", "hero": { "text1": "Award winning", "text2": "claims", "text3": "services made easy" }, "slider": { "title1": "1 YEAR WARRANTY ON ALL REPAIRS", "desc1": "For your vehicle repairs at our panel workshop, you'll be entitled to enjoy 1 year warranty on all repairs done." }, "emergency_hotline": "", "emergency_hotline_number": "", "overview": "Overview", "comprehensive_private_insurance": "Comprehensive Private Auto Insurance", "p1": "Life has plenty of journeys. Keep those journeys going with AIG Car Insurance - awarded Malaysia's “Motor Claims Insurer of the Year”.", "p1_sub": "* AIG Malaysia is awarded “Best Automotive Claims Management Service” by Malaysia’s Motordata Research Consortium (MRC)", "EnquireNow": "Enquire Now", "cashback_sub": "For your vehicle repairs at our panel workshop, you'll be entitled to enjoy 1 year warranty on all repairs done.", "personal": "VEHICLE DAMAGE DUE TO ACCIDENT", "personal_sub": "Leave the worry of vehicle damage behind - AIG trusted panel workshop will handle repairs with precision and care. Drive worry-free with our seamless repair service, tailored just for you.", "extra cost": "COMPREHENSIVE ROADSIDE ASSISTANCE SERVICE", "extra cost_sub": "With every Comprehensive Car Insurance coverage, you'll be entitled for road assistance, offering services such as change of punctured tyre, battery, towing service, accident assistance, out of petrol and more.", "extra cost.tac": "terms and conditions applied", "ourservices": "Our Services", "cashback": "Panel Workshop Previleges", "accident coverage": "Vehicle Damage Due To Accident", "drivers coverage": "Road Assitence Service", "our-services": "Our Services", "roadside": "24/7 Nationwide Accident Assistance", "Nationwide": "Emergency Battery Delivery", "stmb-service": "Battery failure? Free delivery and installation of a new battery will be provided. You only have to take care of the battery and toll charges.", "stmb-service1": "Call our quick-response team if you face vehicle breakdowns, accidents, or other motor emergencies.", "stmb-service2": "", "stmb-service3": "", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities in the event that you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Additional Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Special Perils", "special1": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal": "Legal Liability to Passengers", "legal1": "Covers your legal expenses in the event that you are faced with legal action from your passengers.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers damage to the vehicle due to unlawful act of a group of people in any disturbance of public peace.", "cover passenger": "Legal Liability of Passengers for Act of Negligence", "cover passenger1": "Covers third party outside the vehicle for property damage and/or bodily injury due to passengers negligence.", "claim": "How To Claim", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "Things": "Things You Might Want to Know", "motor Customers": "For AIG Customers", "payable": "What is AIG Comprehensive Private Car Insurance?", "payable1": "AIG Comprehensive Car insurance provides 3 main coverages.", "payable2": "a) Comprehensive Insurance – covers accidental or fire damage to your vehicle or theft of your vehicle.", "payable3": "b) Third Party, Fire & Theft Insurance – covers your liability towards a third party as a result of motor accident and damage/loss of your vehicle due to fire and/or theft.", "payable4": "c) Third Party Only Insurance – covers:", "payable5": "• Death or third party bodily injury; and", "payable6": "• Third party property loss or damage; as a result of motor accident.", "cashback-guaranteed": "Can I cancel my policy?", "cashback-guaranteed1": "You may cancel your policy at any time by giving written notice to us. Upon cancellation, you are entitled to a refund of the premium, provided that we have not paid a claim against your policy. A minimum premium of RM50 will be retained and the balance calculated on short-period rates or prorate, depending on whether yours is a first year or a renewal policy with us.", "cashback-qualify": "Who is the agent for this product?", "cashback-qualify1": "Agent Name: MYEG Commerce Sdn Bhd is the insurance agent for AIG Malaysia Insurance Berhad ", "cashback-qualify2": "Agent Serial Number: 0501949000", "cashback-qualify3": "PIAM Registration Number: 163364-00", "General FAQ": "General FAQ", "contribution": "How much premium do I have to pay?", "contribution1": "With the phased motor liberalization, the premium you may need to pay is based on the risk factors such as your age, gender, your vehicle age, make and model, cubic capacity, sum insured, location of your vehicle mostly used and any other factors that may applicable at time of cover issuance.", "some-covered": "What do I need to do if there are changes to my contact details?", "some-covered1": "It is important that you inform AIG Malaysia Insurance Berhad of any change in your contact details to ensure that all correspondences reach you in a timely manner.", "pidm-question": "Is the product protected under PIDM?", "pidm-answer": "AIG Insurance is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AIG Malaysia Insurance Berhad or PIDM (visit www.pidm.gov.my).", "faq": "FAQ", "back": "Back", "call": "Call", "call_us_at": "Call us at", "contact_number": "1800 88 8811", "email": "Email", "email_us_at": "Email us at", "callcentre": "AIGMYCare@aig.com", "download": "Download", "click_here_to_download": "Click here to download", "and": "and", "refund_policy": { "desc": "Refund policy – You will be entitled to a refund of premium if no claim was incurred prior to cancellation*", "details": "*refer to policy document for details" } }, "berjaya": { "name": "BERJAYA SOMPO INSURANCE BERHAD", "hero": { "text1": "Private Car", "text2": "Comprehensive Insurance", "text3": "" }, "comprehensive_private_insurance": "Private Motor Comprehensive", "p1_sub": "", "slider": { "title1": "Repair Warranty Of 6 Months", "desc1": "6 months' warranty against defects on new parts replaced and workmanship carried out by our panel workshops." }, "emergency_hotline": "", "stmb-service3": "", "stmb-service2": "", "emergency_hotline_number": "", "private_motor_comprehensive": "Private Motor Comprehensive", "repair_warranty": "Repair Warranty Of 6 Months", "repair_warranty_coverage": "Repair Warranty", "repair_warranty_description": "6 months' warranty against defects on new parts replaced and workmanship carried out by our panel workshops.", "p1": "SOMPO Motor is a Private Car Comprehensive Insurance policy which covers you for accidental or fire damage to your vehicle, theft of your vehicle and liability to other parties for injury or death as well as damage to other parties’ property.", "EnquireNow": "Enquire Now", "cashback_sub": "Didn’t make any claims during your coverage period? Get rewarded with our cash back* during the policy period.", "personal": "COMPLIMENTARY PERSONAL ACCIDENT COVERAGE", "personal_sub": "Accidents happen unexpectedly. Have peace of mind with the complimentary Personal Accident coverage of RM15, 000 each for you and your passengers.", "extra cost": "NO EXTRA COSTS FOR ADDITIONAL DRIVERS", "extra cost_sub": "Additional drivers are automatically covered with no extra costs.", "comprehensive": "Comprehensive Coverage", "comprehensive_coverage": "COMPREHENSIVE COVERAGE", "comprehensive_coverage_sub": "Covers loss/damage of your vehicle due to accident, fire or theft, and liabilities to third parties for injury, death & property loss/damage.", "ourservices": "Our Services", "cashback": "Get Cash Back*", "accident coverage": "Personal Accident Coverage", "drivers coverage": " Additional Drivers Coverage", "our-services": "Our Services", "roadside": "24-Hour Rakan Auto Assist", "roadside_coverage": "Nationwide network of panel workshops & emergency towing services following an accident.", "Nationwide": "Over 200 Panel Workshops Nationwide", "stmb-service": "Are you looking for workshops that are accessible and convenient for you? Check out Takaful Malaysia’s panel workshops in Malaysia and select the one nearest to you.", "stmb-service1": "Get back on the road with minimal inconvenience with our Tele Bantuan program. Unlimited number of breakdown towing up to 50km. Just call our 24/7 Tele Bantuan at 1800 - 18 - 8033 for assistance.", "12_month_repair_warranty": "12-month Repair Warranty", "12_month_repair_warranty_coverage": "12-month warranty against defects on new parts replaced and workmanship carried out by our panel workshops.", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities in the event that you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Additional Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Special Perils", "special1": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal": "Legal Liability to Passengers", "legal1": "Covers your legal expenses in the event that you are faced with legal action from your passengers.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers damages caused by unlawful and domestic disturbance.", "cover passenger": "Legal Cover of Passengers", "cover passenger1": "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "claim": "How To Claim", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "Things": "Things You Might Want to Know", "motor Customers": "For Private Motor Comprehensive Customers", "payable": "What is payable under the complimentary personal accident coverage?", "payable1": "Each eligible driver and passenger will be entitled to a sum covered of RM15,000 per life in the event of accidental death or permanent disablement within 12 months from the date of accident while he/she is travelling in or alighting from the vehicle.", "cashback-guaranteed": "Is the cash back guaranteed?", "cashback-guaranteed1": "No, it is not guaranteed. It is subject to financial performance, applicable tax & service fee deductions and no claims incurred during the coverage period.", "cashback-qualify": "How do I qualify for the cash back?", "cashback-qualify1": "You will be entitled for the cash back so long as your certificates remain claims-free during the coverage period and you have provided your bank account details for Syarikat Takaful Malaysia Am Berhad to make payment via the e-Payment facility.", "cashback-payment": "When can I receive my cash back payment?", "cashback-payment1": "Your cash back payment will be processed sixty (60) days after the expiry of the certificates. Your cash back payment will be credited to your bank account via the e-Payment facility.", "Tele Bantuan": "What is covered under the Tele Bantuan program?", "Tele Bantuan1": "Under the Tele Bantuan program, we provide unlimited number of towing services up to 50km per event from the breakdown scene to our panel workshop as well as free labour costs for minor roadside repair up to 2 hours.", "event breakdown": "In the event of breakdown, how much do I need to pay for the towing fee?", "event breakdown1": "We will cover the towing fee if the distance from the breakdown scene and our panel workshop is less than 50km. However, if the distance is more than 50km, you will need to pay the additional cost of RM2.00 per km.", "roadside-repair": "Is the cost of the spare parts covered during the roadside repair?", "roadside-repair1": "No, we will only cover the labour cost up to a maximum 2 hours and any other costs such as spare parts costs will be borne by you.", "Bantuan-assistance": "Who should I contact for Tele Bantuan assistance services?", "Bantuan-assistance1": "You may contact our 24-hour Tele Bantuan hotline at 1800-888-788. For more details, please refer to www.takaful-malaysia.com.my", "drivers-coverage": "Do I need to pay for the Additional Drivers Coverage?", "drivers-coverage1": "No, this coverage is free and you do not need to pay any extra costs.", "product-agent": "Who is the agent for this product?", "agent name": "Agent Name", "agent name_details": "Sutera Informasi Gemilang Sdn Bhd is the insurance agent for Berjaya Sompo Insurance Berhad", "agent Serial": "Agent Serial Number", "agent Serial_details": "10006736", "Registration Number": "PIAM Registration Number", "Registration Number.details": "158402-00", "General FAQ": "General FAQ", "contribution": "How is the contribution being calculated?", "contribution1": "The contribution is calculated based on your age, your vehicle’s sum covered, vehicle’s cubic capacity, NCD entitlement and other factors.", "some-covered": "How is the sum covered being determined?", "some-covered1": "The sum covered proposed is based on the market value recommended by ISM-ABI.", "vehicle’s sum": "Can I change my vehicle’s sum covered?", "vehicle’s sum1": "You are allowed to change your vehicle’s sum covered within 10% less or 10% more from the recommended sum covered amount.", "own-repairer": " Can I choose my own repairer when I make a claim?", "own-repairer1": "You should choose any one of the panel workshops approved by Syarikat Takaful Malaysia Am Berhad to facilitate faster claims processing.", "contact-details": "What should I do if there are changes to my contact details?", "contact-details1": "It is important that you inform Syarikat Takaful Malaysia Am Berhad of any change in your contact details to ensure that all correspondences reach you in a timely manner.", "enjoy_named_driver_cover": "How do I enjoy “Named Driver Cover”?", "enjoy_named_driver_cover_details": "Just select additional drivers during the enrolment and provide your drivers' details.", "pay_named_driver_cover": "Do I need to pay for the “Named Driver Cover”?", "pay_named_driver_cover_details": "Free for two named drivers but additional premium RM10 per named driver charged for third named driver onwards. This is only applicable for a policy issued to individuals.", "pay_excess_named_driver_cover": "With the “Named Driver Cover”, do I still need to pay the excess?", "pay_excess_named_driver_cover_details": "Yes, you still have to bear a compulsory excess of RM400 if the authorized driver is under 21 years old, or holds a Provision (P) or Learner (L) driver licence at the time of the accident.", "major_exclusions": "What are the major exclusions under this policy?", "major_exclusions_details": "This Policy does not cover certain losses, such as your own death or bodily injury due to a motor accident or your liability against claims from passengers in your vehicle. Note: This list is non-exhaustive. Please refer to the Policy Wording for the full list of terms and conditions under this policy", "cancel_policy": "Can I cancel my policy?", "cancel_policy_details": "You may cancel your Policy by giving us a written notice and returning the Certificate of Insurance (CI) to us. Upon cancellation, any refund of the premium would be based on the conditions stipulated in the Policy contract. No refund is allowed if there is a claim under the Policy.", "change_contact": "What do I need to do if there are changes to my contact details?", "change_contact_details": "It is important that you inform us if there are changes in your contact details to ensure that all future correspondences reach you in a timely manner.", "making_claim": { "title": "What you should know when making a claim?", "details1": "Report to the police within 24 hours and immediately notify your insurance company in writing with full details.", "details2": "Repairs must be conducted by Authorized Panel Workshop selected and approved by us if you make an own damage claim against your own comprehensive Policy.", "details3": "You will lose your entire NCD entitlement once an own damage or a third party claim is made against your Policy.", "details4": "If you are not at fault in the accident, you can submit the claim either directly to the insurance company of the party at fault, or if you have a comprehensive Policy, you are encouraged to submit to your insurance company for speedier claims processing.", "details5": "Your NCD will not be affected even if a claim is made if :", "details6": "We are of the opinion that You are not at fault for causing the loss;", "details7": "the offending vehicle is identifiable and is not a vehicle used for carriage of passengers for hire or reward (for example taxis, hire cars, public busses, stage buses, school, buses and factory busses for hire);", "details8": "the offending vehicle is insured by a Malaysian licensed insurer; and", "details9": "the is no death or personal injury claim involved." }, "overview": "Overview", "faq": "FAQ", "back": "Back", "call": "Call", "customer_service": "Customer Service", "customer_service_number": "1800 889 933", "customer_service_overseas": "Customer Service (Overseas)", "customer_service_overseas_number": "+603 2170 7300", "24_hour": "24-hour Breakdown Service", "private_and_commercial": "(Private & Commercial)", "24_hour_number": "1800 18 8033", "email": "Email", "email_us_at": "Email us at", "callcentre": "customer@bsompo.com.my", "download": "Download", "click_here_to_download": "Click here to download", "and": "and", "faq_pdrm_q": "Is the product offered protected under PIDM?", "faq_pdrm_a": "The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Berjaya Sompo Insurance Berhad or PIDM (visit www.pidm.gov.my)" }, "rhb": { "name": "RHB INSURANCE", "hero": { "text1": "Freedom in travelling on the road,", "text2": "worry free.", "text3": "" }, "slider": { "title1": "Free Towing Service", "desc1": "For your vehicle repairs at our panel workshop, you'll be entitled to enjoy 1 year warranty on all repairs done." }, "p1_sub": "", "personal": "Emergency Auto Assist", "personal_sub": "Call our quick-response team if you face vehicle breakdowns, accidents, or other motor emergencies.", "extra cost": "Breakdown Assistance Anywhere, Anytime", "extra cost_sub": "Breakdown assistance such as change of battery/tyre, fuel delivery, jump start and more at anytime, anywhere.", "stmb-service1": "Applicable to all RHBi General Insurance customer.", "stmb-service2": "24-Hour Hotline", "stmb-service3": "1300 880 881", "stmb-service": "Choose from up to 700 panel workshops in Malaysia! You also have the freedom to repair at your choice of workshop if the third party that knocked your vehicle is at fault (Only for Own Damage Knock-for-Knock claims).", "ourservices": "Our Services", "overview": "Overview", "EnquireNow": "Enquire Now", "comprehensive_private_insurance": "Comprehensive Private Vehicle Insurance", "p1": "Our comprehensive insurance plan covers you against damage to your own vehicle due to accident, fire or theft. We will also cover any third-party liabilities such as injury or death to the other party or damage to their vehicle.", "free_towing_sub": "Call our quick-response team if you facevehicle breakdows, accidents, or other motor emergencies.", "free_towing": "Free Towing Service", "emergency_auto_sub": "Call our quick-response team if you face vehicle breakdowns, accidents, or other motor emergencies.", "emergency_auto": "24/7 Emergency Auto Assist", "breakdown_assistance_sub": "Breakdown assistance such as change of battery/tyre, fuel delivery, jump start and more at anytime, anywhere.", "breakdown_assistance": "Breakdown assistance", "our-services": "Our Services", "emergency_service1": "Applicable to all RHBi General Insurance customer.", "emergency_hotline": "", "emergency_hotline_number": "", "roadside": "24/7 Emergency Auto Assist", "emergency_service": "Choose from up to 700 panel workshops in Malaysia! You also have the freedom to repair at your choice of workshop if the third party that knocked your vehicle is at fault (Only for Own Damage Knock-for-Knock claims).", "Nationwide": "Up to 700 panel workshops nationwide", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Provides basic coverage for windows and sunroof. Your no-claims discount will be affected if you claim damages.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Additional Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Special Perils", "special1": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal": "Legal Liability to Passengers", "legal1": "Covers your legal expenses if you are faced with legal action from your passengers.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers damages caused by unlawful and domestic disturbance.", "cover passenger": "Legal Cover of Passengers", "cover passenger1": "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "claim": "How To Claim", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "Things": "Things You Might Want to Know", "motor Customers": "For RHB Customers", "major_exclusions": "What are the major exclusions under this policy?", "major_exclusions1": "This policy does not cover certain losses, such as:", "major_exclusions2": "1. Your own death or bodily injury due to a motor accident;", "major_exclusions3": "2. Your liability againts claims from passengers in your vehicle; and", "major_exclusions4": "3. Loss, damage or liability arising from an act of nature, i.e. flood, storm or landslide.", "covered": "What are the panel workshops covered by RHBi?", "covered1": "You may find the panel workshop listing here:", "covered2": "https://www.rhbgroup.com/~/media/files/malaysia/product-and-services/personal/insurance/general-information/panel-workshop-listing.ashx", "expired": { "license": "Can I claim if my designated driver or myself is driving with an expired driving license?", "license1": "There is no coverage under this Policy if you or your Authorised Driver do not have a valid driving license to drive your vehicle.", "license2": "The above is not applicable if you and your Authorised Driver have an expired license but are not disqualified from holding or obtaining such driving license under any existing laws, bylaws or regulations." }, "agent": "Who is the agent for this product?", "agent1": "Agent Name : ", "agent2": "Agent Serial Number : ", "agent3": "PIAM Registration Number : ", "General FAQ": "General FAQ", "cancel_policy": "Can I cancel my policy?", "cancel_policy1": "You may cancel your policy at any time by giving written notice to RHB Insurance Sdn Bhd. In case of cancellation requested by you, you are entitled to a refund of the premium based on short-period rates. No refund of premium for any policy cancellation if the premium is charged on a minimum premium of RM 53 (inclusive of 8% service tax).", "changes.contact": "What do I need to do if there are changes to my contact details?", "changes.contact1": "You must inform RHB Insurance Bhd of any change in your contact details to ensure that all correspondences reach you on time.", "information": "Where can I get further information?", "information1": "Should you require additional information about motor insurance, please refer to the insurance info booklet on 'Motor Insurance', which is available at all RHB branches. You can also obtain a copy from the insurance agent or our website www.insuranceinfo.com.my", "information2": "If you have any enquiries, please contact us at:", "information3": "Address: Level 12B, West Wing, The Icon, No 1, Jalan 1/68F, Jalan Tun Razak, 55000 Kuala Lumpur.", "information4": "Tel.: 1300-220-007", "information5": "Fax.: 03-2163 7277", "information6": "Website: www.rhbgroup.com/insurance", "information7": "RHB INSURANCE BHD (38000-U) is registered under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.", "faq": "FAQ", "back": "Back", "call": "Call", "call_us_at": "Call us at", "contact_number": "1300 880 881", "email": "Email", "email_us_at": "Email us at", "callcentre": "rhbi.general@rhbgroup.com", "download": "Download", "click_here_to_download": "Click here to download", "and": "and" }, "zurich": { "hero": { "text1": "Protects you and", "text2": "your loved ones", "text3": "on the road" }, "slider": { "title1": "Pay Less If You Are In The Low Risk Segments", "desc1": "Enjoy discounts up to 10% on your motor contribution if you are a safe driver." }, "personal": "Complementary Cover Extension to Additional Drivers", "personal_sub": "You can now extend your coverage to your additional drivers free of charge.", "extra cost": "60% Discount Off the Tariff Rate for Special Perils Coverage", "extra cost_sub": "Enjoy huge savings on your contribution while your vehicles are protected against damages due to natural disasters.", "name": "ZURICH TAKAFUL", "overview": "Overview", "EnquireNow": "Enquire Now", "comprehensive_private_insurance": "Z-Driver Takaful", "p1": "At Zurich Malaysia, we understand that protecting your vehicle is also about protecting your precious family and you. This is why we have designed Z-Driver Takaful - a basic motor plan with SUPER VALUE add-ons to protect the ones you truly love.", "p1_sub": "", "lowrisk_sub": "Enjoy discounts up to 10% on your motor contribution if you are a safe driver.", "payless_previleges": "Low Risk Segment Discount", "complimentary_cover_sub": "You can now extend your coverage to your additional drivers free of charge.", "complimentary_cover": "Additional Drivers Coverage", "specials_perils_sub": "Enjoy huge savings on your contribution and get peace of mind knowing that your vehicles are protected againts damages due to natural disasters such as earthquakes, sinkholes, landslides and floods.", "specials_perils": "Special Perils Coverage", "ourservices": "Our Services", "roadside": "Zurich Roadside Assistance", "emergency_service1": "Applicable to Zurich General Insurance and Zurich General Takaful customers.", "emergency_hotline": "24-Hour Hotline", "emergency_hotline_number": "1-300-88-5566", "emergency_whatsapp": "(for WhatsApp chat and local landline calls only)", "emergency_whatsapp_number": "+603-7989-0345", "Nationwide": "Zurich Courtesy Car Programme", "stmb-service": "Applicable to Zurich General Insurance and Zurich General Takaful customers.", "stmb-service1": "Applicable to Zurich General Insurance and Zurich General Takaful customers.", "stmb-service2": "24-Hour Hotline", "stmb-service3": "1 300 88 5566", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Additional Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Special Perils", "special1": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal": "Legal Liability to Passengers", "legal1": "Covers your legal expenses if you are faced with legal action from your passengers.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers damages caused by unlawful and domestic disturbance.", "cover passenger": "Legal Cover of Passengers", "cover passenger1": "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "claim": "How To Claim", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "Things": "Things You Might Want to Know", "z_takaful": "For Z-Driver Takaful Customers", "lowrisk_segment": "What are the factors to be considered as being in the low risk segments?", "lowrisk_segment_sub": "The various factors include what you drive, where you live, your driving and claims history, your age and your gender. For example, you are considered as a low risk driver if you are a cautious driver, lady driver and/or driving an SUV.", "enjoy_additional_coverage": "How do I enjoy Additional Drivers Coverage?", "enjoy_additional_coverage_sub": "Just select additional drivers during the enrolment and provide your drivers' details", "pay_additional_coverage": "Do I need to pay for the Additional Drivers Coverage?", "pay_additional_coverage_sub": "Cover all drivers at RM20.", "pay_excess": "With the Additional Drivers Coverage, do I still need to pay the excess?", "pay_excess_sub": "You will only have to bear a compulsory excess of RM 400 in the event of claims if the driver holds a Learner (L) driver’s license.", "duty_disclose": "Duty of Disclosure", "duty_disclose_sub": "Kindly find the ", "duty_disclose_sub1": "Duty of Disclosure ", "duty_disclose_sub2": "from this link ", "small_amount": "Treatment of Small Amount", "small_amount_sub": "Small Amount shall mean any amount below Ringgit Malaysia Ten (RM10) arises from maturity, contribution excess, surrender, surplus distributions or claims that are to be made other than way of electronic payment. The Small Amount shall be channeled to donation. However, if YOU decide otherwise, You are required to submit a formal request to Us. We may review the applicability of the above stated small amount and any change to the amount will be subjected to Our Shariah Committee approval.", "General FAQ": "General FAQ", "product_about": "What is this product about?", "product_about_sub": "The Motor Takaful provides cover against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.", "covers_benefit": "What are the covers / benefits provided?", "covers_benefit_sub1": "This certificate covers:", "covers_benefit_sub2": "a) Third Party Bodily Injury and Death;", "covers_benefit_sub3": "b) Third Party Property Loss or Damage; and", "covers_benefit_sub4": "c) Loss or Damage to your own vehicle due to accidental fire, theft or accident.", "cancel_certificate": "Can I cancel my Takaful Certificate?", "cancel_certificate_sub": "You may cancel your Motor Takaful certificate by giving a written notice and must return the Original Certificate of Takaful or Statutory Declaration to Zurich General Takaful Malaysia Berhad if the Certificate Takaful (CT) is lost.", "change_contact": "What do I need to do if there are changes to my contact details?", "change_contact_sub": "It is important that you inform Zurich General Takaful Malaysia Berhad of any change in your contact details to ensure that all correspondences reach you in a timely manner.", "faq_agent_q1": "Who is the agent for this product?", "faq_agent_a1": "ANGKASA SISTEMATIK SDN BHD is the authorized distributor of Zurich General Takaful Malaysia Berhad.", "faq_pidm_q1": "Is the product offer protected under PIDM?", "faq_pidm_a1": "The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.", "faq": "FAQ", "back": "Back", "call": "Call", "call_us_at": "Call us at", "contact_number": "1300 888 622", "email": "Email", "email_us_at": "Email us at", "callcentre": "callcentre@zurich.com.my", "download": "Download", "click_here_to_download": "Click here to download", "and": "and" }, "po": { "contact_number": "1800 88 2121", "contact_number2": "1-300-80-8800", "callcentre": "poi2u@pacific-orient.com", "contact_numbers1": { "callcentre": "Call Centre :", "info": "(Tele Insurance/Claim Helpline)" }, "contact_numbers2": { "roadside": "Roadside Assist : ", "info": "(24 Hours Accident & Breakdown Assist)" }, "note": "Note: ", "note1": "For P&O insurance, the sum insured will be rounded up to the nearest upper thousand", "note2": "Compare by MyEG only offers sum insured according to current market value.", "product": " product disclosure sheet for " }, "lonpac": { "name": "LONPAC INSURANCE", "hero": { "text1": "We’ve made insurance fast & secure.", "text2": "", "text3": "" }, "overview": "Overview", "ourservices": "Our Services", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "claim": "How to Claim", "faq_title": "FAQ", "comprehensive_private_insurance": "Private Car Secure Comprehensive", "p1": "It's not just about driving to places you want to be but also driving there in comfort and confidence. With Private Car Secure - Comprehensive, you're providing your car and your journeys with the protection it needs; giving you peace of mind on the road.", "p1_sub": "", "slider": { "title1": "Comprehensive Car Insurance", "desc1": "Complimentary benefits such as free towing, all drivers, impact damage caused by falling objects due to convulsion of nature (limited cover), transport & document allowance. " }, "personal": "Comprehensive Car Insurance", "personal_sub": "Complimentary benefits such as free towing, all drivers, impact damage caused by falling objects due to convulsion of nature (limited cover), transport & document allowance. ", "extra cost": "Car Insurance - Lonpac Insurance", "extra cost_sub": "Safeguard your car with our affordable yet comprehensive insurance plans.", "roadside": "Unlimited Towing For Your Car", "stmb-service1": "Get unlimited towing when you purchase E-Assist Smart Driver Extension (Plan 2) with Lonpac Private Car Secure Comprehensive insurance. ", "stmb-service2": "", "stmb-service3": "", "Nationwide": "Road Assist App", "stmb-service": "Install our Road Assist App to request for assistance digitally in the event of breakdown or accident", "emergency_hotline": "", "emergency_hotline_number": "", "basic_coverage": [ "Protection for Car Accidents", "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire, Explosion or Lightning", "Covers damage caused by fire, explosion, or lightning.", "Burglary, Housebreaking or Theft", "Covers damage or loss caused by burglary, housebreaking or theft", "Falling Objects", "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "Malicious Acts", "Covers damage to your car due to malicious acts by 3rd parties.", "Legal Costs", "Lawyer fees when you are the defendant in court.", "Death of 3rd Party", "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "Bodily injury of 3rd Party", "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party." ], "Add-on Coverage": "Add-on Coverage", "addon_coverage": [ "Additional Windscreen, Windows & Sunroof Protection", "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "Special Perils", "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "Legal Liability to Passengers", "Covers your legal expenses if you are faced with legal action from your passengers.", "Strike, Riot & Civil Commotion", "Covers damages caused by unlawful and domestic disturbance.", "Legal Cover of Passengers", "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "Compensation for Assessed Repair Time (CART)", "Compensate You For The Loss Of Use Of Your Vehicle Based On Loss Adjuster's Assessment Of The Time Required For Repairs As A Result Of An Accident (Up To 21 Days X RM200).", "Betterment Buyback", "For cars aged 5 years and above, you do not need to contribute to the proportion of spare part costs (ranging from 15% old to 40% depending on the age of your car ) if any new original parts being used to repair your car in the event of an accident.", "Replacement of Car Keys", "We will cover the loss or damage to your car keys(s) due to actual or attempted theft, robbery or break-in subject to a maximum of RM2,000.", "Cleaning Costs of Vehicles", "We will cover the cleaning of your car up to a maximum of RM5,000 if your car sustains damage due to flood or attempted break-in.", "Complete Respray of Car", "We will cover the costs of a complete spray painting of your entire car up to a maximum of RM2,000 if your car is involved in an accident.", "E-Assist Smart Driver Personal Accident", "Will compensate and reimburse you, your passengers or authorised driver in the event of bodily injury while getting into, travelling or getting out of the designated car. In addition, if you travel often domestically, you can enjoy additional towing benefit of RM600 or Unlimited depending on your plan." ], "call": "Call", "call_us_at": "Call us at", "contact_number": "03-27237899", "email": "Email", "email_us_at": "Email us at", "callcentre": "claims@lonpac.com", "download": "Download", "click_here_to_download": "Click here to download", "certificates": "Product Disclosure Sheet", "General FAQ": "General FAQ", "faq": { "1a": { "q": "Who can purchase Private Car Secure - Comprehensive?", "a": { "1": "As a policyholder:", "2": "You must be of at least eighteen (18) years old at the time of insurance application.", "3": "You must be a Malaysian citizen or Malaysian permanent resident." } }, "1b": { "q": "Will my vehicle be accepted?", "a": "We will only accept the following:", "a.1": "Your car is 15 years old and below", "a.2": "Your car make & model does not fall under the below list;", "a.2.list": [ "Toyota Hilux", "Toyota Fortuner (year of manufacture 2015 and above)", "Nissan Fairlady", "Mitsubishi Lancer", "Sports cars such as Porsche, Ferrari, Lamborghini, etc.", "Unregistered new or reconditioned vehicle", "Vehicle for hire or reward" ], "a.3": "The sum insured for your car is between RM10,000 and RM500,000", "a.4": "Your car details are readily available in the ISM database" }, "1c": { "q": "How soon can I renew my motor insurance?", "a": "You can get a quotation at any time during your policy period. However, you may only renew your motor insurance within 60 days prior to your policy expiry." }, "2a": { "q": "What are the covers & benefits under this policy?", "a": { "i": "The policy cover:", "i.list": [ "Loss or damage to your own car due to accidental fire, theft or accident", "Your liability or your authorised driver's liability to third parties for:", ["Bodily Injury and Death; and", "Property Loss or Damage"] ], "ii": "The additional benefits:", "ii.list": [ "Transportation Allowance", "Impact Damage Cover caused by Falling Objects due to Convulsion of Nature", "Document Replacement Allowance during Smash and Grab whilst in the Car", "Auto reinstatement of sum insured for windscreen, windows and sunroof after repair", "Special Waiver of Name Driver Requirement under Compulsory Excess (All Drivers)" ], "iii": "The Optional benefits(subject to additional premium):", "iii.list": [ "Breakage of Glass in Windscreen, Windows or Sunroof", "Legal Liability to Passengers (LLP)", "Legal Liability of Passengers for Negligent Acts (LLNA)", "Enhanced Inclusion of Special Perils (FLOOD) (with effect 28.07.2023)", "Strike, Riot and Civil Commotion (SRCC)", "Compensation for Assessed Repair Time (CART)", "Smart Driver Personal Accident (SDPA)", "E-hailing", "Betterment Buyback", "Replacement of Car Keys", "Cleaning Cost of Vehicles", "Complete Respray of Car" ] } }, "2b": { "q": "Does my policy has excess?", "a": "Depending on the age of your vehicle and the cubic capacity (c.c), your policy may carry an excess. Kindly refer to the summary of cover for your policy excess before making payment. However, if your car is driven by a person who is under the age 21 or a Learner (L)-license or Provisional (P)-license holder, there is an additional amount of RM400 you have to bear in the event of a loss." }, "2c": { "q": "Am I covered if someone else not named in the policy uses my car?", "a": "Yes, as long as he/she is your authorized driver." }, "2d": { "q": "Am I covered if I use my car for e-hailing purposes?", "a": "No. However, you can extend your policy to cover e-hailing subject to an additional premium." }, "2e": { "q": "Does Private Car Secure - Comprehensive comes with 24/7 Roadside Assistance?", "a": "Yes, you may call Lonpac Road Assist for assistance at 1300-88-1138 if your vehicle is involved in an accident or breakdown." }, "3a": { "q": "If I cancel my policy, do I get my money back?", "a": "You may cancel your policy at any time by giving written notice to us. Upon cancellation, any premium refund will be based on the conditions stipulated in the policy contract." }, "3b": { "q": "How do I cancel my policy?", "a": "Kindly contact your agent or Lonpac for cancellation of the policy." }, "3c": { "q": "Can I change the details of my policy?", "a": "Yes, you can but subject to our approval and additional premium may apply." }, "3d": { "q": "Can I include optional benefits mid-way through my policy period?", "a": "No, you can't. You can only include optional benefits into your motor policy upon renewal." }, "4a": { "q": "What are the major exclusions of the policy?", "a": { "1": "This policy does not cover the following:", "1.list": [ "Your own death or bodily injury due to a motor accident", "Any loss or damage to your car caused by flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, subsidence or sinking of the soil/earth or other convulsions of nature unless you have extended your policy to cover this exclusion subject to an additional premium.", "Any mechanical, electrical or electronic breakdown, equipment or computer malfunction, or any other failure or breakdown to your car.", "If you or your authorized driver do not have a valid driving license to drive your car.", "If you or your authorized driver is under the influence of alcohol or intoxicating liquor, narcotics dangerous drugs or deleterious drugs or intoxicating substance.", "If you or your authorized driver uses your car for an unlawful purpose or to attempt an unlawful purpose.", "If your car is being used or driven outside Malaysia, Singapore or Brunei. However, for an additional premium, your policy can be extended to cover the use of your car in Thailand or Kalimantan." ] } }, "5a": { "q": "Can I send my car for repair at any workshop?", "a": { "1": "No. You must send your car to one of Lonpac's panel workshop or the franchise's panel repairers. Kindly click www.lonpac.com/claims to view all our panel workshops." } }, "5b": { "q": "In the event that my car breaks down, who do I call for assistance?", "a": { "1": "You can call Lonpac Road Assist at 1300-88-1138 for assistance. We provide services including 24-hour minor roadside repairs, emergency towing and other car assistance related services. Kindly click www.lonpac.com/claims to view all our panel workshops." } }, "5c": { "q": "What to do in the event of an accident?", "a": { "1.list": [ "Call Lonpac Road Assist (1300-88-1138) or use the Lonpac Road Assist App for help.", "Lodge a police report within 24 hours of the accident.", "Notify us within 7 days of the accident if you are not physically disabled or hospitalised or within 30 days or as soon as practicable if you are physically disabled and hospitalised.", "Send your car to one of Lonpac's panel workshops or the franchise's panel repairers" ], "2": "For more information about motor claims including the documents to submit, kindly click www.lonpac.com/claims" } }, "5d": { "q": "Do I need to pay anything to the workshop when collecting my car after repair?", "a": { "1": "We will settle the repair bill with our panel workshop or franchise holder's panel repairer directly. You do not need to pay. However, you are required to bear the following payment if any of the circumstances below apply:", "1.list": [ "The policy excess as stated in your policy document", "Compulsory excess of RM400 if your car is driven by a person who is under the age 21 or a Learner (L)-license or Provisional (P)-license holder.", "If the age of your car is 5 years old and above, there will be a betterment charge if you elect to use new original parts to repair your car. The rate of betterment which ranges from 15% to 40% depending on the age of your car will only be imposed on the costs of the new original parts. Kindly discuss with the panel repairer to consider other alternative solutions such as using OEM or used parts if you do not wish to pay for the betterment proportion of the costs. Alternatively, you can purchase the Betterment Buyback optional benefit." ] } }, "5e": { "q": "How fast does Lonpac settle damage repair claims?", "a": "Own damage claims will be settled within 7 days from the date we receive the final adjusters' report with complete claims documents." }, "5f": { "q": "Who should I contact for more information on motor claims or getting updates on my motor claim?", "a": "You may contact your agent or Lonpac." }, "5g": { "q": "Who is the agent for this product?", "a": "ANGKASA SISTEMATIK SDN BHD is an authorized agent of Lonpac Insurance Bhd." }, "5h": { "q": "Is Lonpac under Bank Negara Malaysia?", "a": "Lonpac Insurance Bhd is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia." } }, "for_customer": { "title": "For LONPAC Customers", "1": { "q": "What is this product about?", "a": { "1": "This policy indemnifies you against your liabilities to third parties for injury or death, damage to third parties' property, and accidental or fire damage to your vehicle or theft of your vehicle" } }, "2": { "q": "What are the covers / benefits provided?", "a": { "1": "The following table shows a comparison of benefits of Private Car Secure and Private Car Comprehensive policy.", "table": { "head": { "1": "Benefits", "2": "Private Car Secure", "3": "Private Car Comprehensive" }, "body": { "1": "Loss or damage to your own vehicle due to accidental fire, theft or accident", "2": "Your liability or your authorised driver's liability to third parties for:", "2.1": "bodily injury and death; and", "2.2": "property loss or damage", "3": "Transportation Allowance of RM75 whenever your claim is payable arising from incidents except on windscreen claims", "4": "Impact Damage Cover caused by Falling Objects due to Convulsions of Nature (limited cover). Up to 25% of your policy sum insured", "5": "Document Replacement Allowance of RM150 during Smash and Grab whilst you are in the Car", "6": "Waiver of excess for all drivers except drivers with Provisional (P) and Learner (L) License or drivers below 21 years old (excess charge of RM400)" } }, "2": "Optional benefits that you may wish to purchase by paying additional premium", "2.list": [ "Breakage of glass in windscreen, windows or sunroof (Special Advantage with us – Auto reinstatement of windscreen sum insured after repair)", "Compensation for Assessed Repair Time (CART)", "Strike, riot and civil commotion (SRCC)", "Legal Liability to Passengers (LLP)", "Legal Liability of Passengers for Negligent Acts (LLNA)", "Inclusion of Special Perils (FLOOD)", "E-Assist Smart Driver", "e-hailing", "Betterment Buyback", "Replacement Cost of Car Keys", "Cleaning Cost of Vehicle - due to Flood or Stolen Car", "Complete Respray of Car", "Enhanced Inclusion of Special Perils (FLOOD)" ], "3": "Note", "3.list": [ "Legal Liability to Passengers cover - It is an offence under the law of Republic of Singapore to enter the country without extending Legal Liability to Passengers cover to your motor insurance", "e-hailing cover - It is compulsory by law to add e-hailing cover to your private car insurance if your car is being used to carry passengers for hire and reward under e-hailing service (e.g.: Grab Car etc). Your No Claim Discount (NCD) may be affected if a claim is made when you are under the e-hailing cover. There will be no premium refund if you cancel your e-hailing cover during midterm of the policy period." ], "4": "Duration of cover is for one year. You need to renew your insurance policy annually." } }, "3": { "q": "How much premium do I have to pay?", "a": { "1": "The premium you have to pay may vary depending on your vehicle profile (e.g. sum insured, make and model, cubic capacity of your vehicle), your personal profile (e.g. driving experience, age), NCD entitlement, optional benefits required and our underwriting requirements.", "2": "Comparison of premium illustration :", "table1": { "1": { "term": [ "Vehicle Make", "Vehicle Model", "Manufacturing Year", "Vehicle Capacity (cc.)", "Sum Insured (RM)" ], "list": ["Perodua", "Myvi", "2020", "1496", "50,000"] }, "2": { "term": [ "Cover Type", "Policy Status", "Insured Age", "Insured Gender", "Residential State" ], "list": ["Comprehensive", "New", "35", "Male", "Selangor"] }, "3": { "term": ["NCD"], "list": ["55%"] } }, "table2": { "head": { "1": "Product Type", "2": "Private Car Secure", "3": "Private Car Comprehensive" }, "body": { "1": { "1": { "1": "Basic Premium (RM)", "2": "-NCD (RM)" }, "2": { "1": "1,695.05", "2": "-932.28" }, "3": { "1": "1,678.05", "2": "-922.93" } }, "2": { "1": "Gross Premium (RM)", "2": "762.77", "3": "755.12" } } } } }, "4": { "q": "What are the fees and charges that I have to pay?", "a": { "1": { "1": "Commission to the insurance agent", "2": "10%" }, "2": { "1": "Service Tax", "2": "6%" }, "3": { "1": "Stamp duty", "2": "RM10" } } }, "5": { "q": "What are some of the key terms and conditions that I should be aware of?", "a": { "1": { "1": "Duty of disclosure", "2": "Consumer Insurance Contract", "2.list": [ "Pursuant to Paragraph 5 of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance wholly for purposes unrelated to your trade, business or profession, you have a duty to take reasonable care not to make a misrepresentation in answering the questions in the Proposal Form (or when you apply for this insurance). You must answer the questions fully and accurately.", "Failure to take reasonable care in answering the questions may result in avoidance of your contract of insurance, refusal or reduction of your claim(s), change of terms or termination of your contract of insurance.", "The above duty of disclosure shall continue until the time your contract of insurance is entered into, varied or renewed with us.", "In addition to answering the questions in the Proposal Form (or when you apply for this insurance), you are required to disclose any other matter that you know to be relevant to our decision in accepting the risks and determining the rates and terms to be applied.", "You also have a duty to tell us immediately if at any time after your contract of insurance has been entered into, varied or renewed with us any of the information given in the Proposal Form (or when you applied for this insurance) is inaccurate or has changed." ], "3": "Non-Consumer Insurance Contract", "3.list": [ "Pursuant to Paragraph 4(1) of Schedule 9 of the Financial Services Act 2013, if you are applying for this Insurance for a purpose related to your trade, business or profession, you have a duty to disclose any matter that you know to be relevant to our decision in accepting the risks and determining the rates and terms to be applied and any matter a reasonable person in the circumstances could be expected to know to be relevant, otherwise it may result in avoidance of your contract of insurance, refusal or reduction of your claim(s), change of terms or termination of your contract of insurance.", "The above duty of disclosure shall continue until the time your contract of insurance is entered into, varied or renewed with us.", "You also have a duty to tell us immediately if at any time after your contract of insurance has been entered into, varied or renewed with us any of the information given in the Proposal Form (or when you applied for this insurance) is inaccurate or has changed." ] }, "2": "Cash before cover", "2.list": [ "Premium must be paid directly to us or to the agent representing us before cover can be granted." ], "3": "Compulsory excess", "3.list": [ "In addition to the Excess shown in your Policy Schedule, if your car is driven by a person who is under age 21 or a Learner (L) Licence or Provisional (P) Licence holder, the amount of loss you have to bear is RM400." ], "4": "Under/Over Insurance", "4.list": [ "Lonpac is using ISM Automotive Business Intelligence System (ISM-ABI) in deciding/recommending the value of vehicle either for the sum insured or settlement of claim. Periodically, ISM releases its latest value as displayed in our system or document as Current ISM Value.", "You must ensure that your vehicle is insured at the appropriate amount and minimum appropriate amount of sum insured is as per the Current ISM Value. However, we recommend you to insure your vehicle at Lonpac Recommended Sum Insured. If your vehicle sum insured is higher than the Current ISM Value, we will allow Endorsement 87 – Agreed Value to your policy.", "If you want to insure your vehicle at a sum insured higher than Lonpac Recommended Sum Insured, please approach our agent/office for verification and approval.", "If you do not agree to our proposed sum insured and decided to insure your vehicle at a sum insured lower than the Current ISM Value, Endorsement 113 – Reference to Motor Vehicle Market Valuation System will be applied to your policy.", "If your vehicle valuation is not available in the ISM-ABI system, please contact our agent/office to get our recommended sum insured. If you agree to insure your vehicle as per our recommendation, we will allow Endorsement 87 – Agreed Value to your policy." ], "5": "Basis of Settlement for loss or damage to your own vehicle", "5.list": [ "If your car is insured at a value higher than the Current ISM Value, the cover is subject to Endorsement 87 – Agreed Value. In the event of any claim, the maximum payable amount is as per the policy sum insured and not the market value of the car.", "If your car is insured at a value lower than the Current ISM Value, the cover is subject to Endorsement 113 – Reference to Motor Vehicle Market Valuation System. In the event of a claim, market value of your car and the maximum payable amount will be based on value as per the ISM-ABI system at the time of the loss or policy sum insured, whichever is lower. If your car value is not available in the ISM- ABI system, the market value will be recommended by the loss adjuster. If the market value of your car at the time of the loss exceeds the sum insured by 10% or more, you will bear part of the loss yourself proportionally." ], "6": { "title": "Claims", "1": "After an event which may become the subject of a claim under the policy,", "1.list": [ "please make a police report within 24 hours and immediately notify us in writing with full details", "you must send your car to any motor repair workshops approved by us or any repairer that we have given you a special permission to use, failing which we have right to decline your claim. of our approved workshops is available at our website - https://www.lonpac.com.", "betterment would be applied for your vehicle aged five years and above", "you may not be entitled to a NCD on renewal of your policy." ] }, "7": "Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions under this policy." } }, "6": { "q": "What are the major exclusions under this policy?", "a": { "1": "This policy does not cover certain losses, such as:", "1.list": [ "Your own death or bodily injury due to a motor accident;", "Your liability against claims from passengers in your vehicle;", "Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide;", "Loss, damage or liability arising out of the use of your private car being used to carry passenger for hire and reward including e-hailing services e.g. Grab Car etc.;", "Provision of cover, payment of claim or provision of benefit that would expose us to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America." ] } }, "7": { "q": "Can I cancel my policy?", "a": { "1": "You may cancel the policy at any time by giving written notice together with your original Certificate of Insurance to us. Upon cancellation, any refund of the premium would be based on the conditions stipulated in the policy contract." } }, "8": { "q": "What do I need to do if there are changes to my contact details?", "a": { "1": "It is important that you inform us of any change in your contact details to ensure that all correspondences reach you in a timely manner." } }, "9": { "q": "Where can I get further information?", "a": { "1": "If you have any enquiries, please contact us at:", "1address": "Customer Service Department:
Lonpac Insurance Bhd
9th Floor, Bangunan Public Bank
6 Jalan Sultan Sulaiman
50000 Kuala Lumpur
Tel : 03 2262 8666
Fax : 03 2715 1332
E-mail : customerservice@lonpac.com" } }, "10": { "q": "Other types of motor insurance cover available", "a": { "list": [ "Private Car – Comprehensive cover", "Private Car – Third party cover", "Private Car – Third party, fire and theft cover", "Private Car Secure – Comprehensive cover", "Private Car Secure – Third party, fire and theft cover", "Private Car Secure Plus – Comprehensive cover", "Motor ezSecure – Comprehensive cover" ] } } }, "product": { "pds": "Product Disclosure Sheet", "and": " and ", "privacy": "Privacy Policy" }, "complianceWording1": "This is a product made available for purchase on this platform. By proceeding with the services provided by ANGKASA SISTEMATIK SDN BHD, the applicable commission will be charged. For similar products, you may visit www.lonpac.com or any of Lonpac’s branches to enjoy premium rebate.", "complianceWording2": "This is the first amount that you have to bear yourself for each and every claim that we approve, even if the incident is not your fault. However, please note that the excess does not apply to loss or damage caused by fire, explosion, lightning, burglary, housebreaking, theft, third party property damage or bodily injury claims.", "declaration": { "message": "Have you or your authorized drivers experienced 2 or more motor accident claims (own damage or third party) that affected your No Claim Discount (NCD) during the past 3 years?", "rejected": { "title": "Unable to Proceed", "message": "Sorry, we regret to inform you that you are unable to get insured by LONPAC insurance as you or your authorized drivers have experienced 2 or more motor accident claims that affected your NCD during the past 3 years. " } } }, "promilej": { "ppacific_orient_auto_insurance": "Pacific & Orient Auto Insurance", "topup_now": "Top Up Now", "overview": "Overview", "EnquireNow": "Enquire Now", "p1": "This product provides Comprehensive Insurance cover for Private Vehicles where the premium charged is based on the mileage chosen by you, the insured. Our PrOmile insurance protects you on the road and allows you to pay less when you drive less. Our PrOmile offers all the benefits of Comprehensive Vehicle Insurance at a premium which account for your reduces mileage in a year. The less you plan a drive, the more you save..", "lowprice_sub": "Why pay more when you drive less?", "lowprice_sub1": "Insure today with us to get a lower price when you drive less.", "lowprice": "Drive Less Pay Less", "our-services": "our-services", "roadside": "We provide 24/7 roadside assistance", "emergency_service1": "Worried about unexpected road breakdown or accidents in the future?", "emergency_service2": "Pacific & Orient provides 24/7 roadside assistance wherever you are!", "quick_update": "Get quick updates on your claims!", "quick_updates_service": "Make a call and get updates about your claim from Pacific & Orient friendly claims officers, contact us at 1800 88 2121.", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "Details": "Details", "car-accidents": "Protection for Car Accidents", "car-accidents1": "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire": "Fire, Explosion or Lightning", "Fire1": "Covers damage caused by fire, explosion, or lightning.", "theft": "Burglary, Housebreaking or Theft", "theft1": "Covers damage or loss caused by burglary, housebreaking or theft", "Objects": " Falling Objects", "Objects1": "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "windscreen": " Basic Windscreen, Windows and Sunroof Protection", "windscreen1": "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "Malicious": "Malicious Acts", "Malicious1": "Covers damage to your car due to malicious acts by 3rd parties.", "death": "Death of 3rd Party", "death1": "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "bodily": "Bodily injury of 3rd Party", "bodily1": "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party.", "Legal": "Legal Costs", "Legal1": "Lawyer fees when you are the defendant in court.", "Add-on Coverage": "Add-on Coverage", "sunroof": "Additional Windscreen, Windows & Sunroof Protection", "sunroof1": "Covers breakage of windscreen, windows and sunroof. Your no claims discount will not be affected even if you claim damages.", "vehicle": "Cover for Accessories", "vehicle1": "Covers vehicle accessories like cassette player, compact disc player, dashboard camera etc. Your No Claims Discount will not be affected even if you claim damages.", "special": "Special Perils", "special1": "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "legal": "Legal Liability to Passengers", "legal1": "Covers your legal expenses if you are faced with legal action from your passengers.", "Strike": "Strike, Riot & Civil Commotion", "Strike1": "Covers damages caused by unlawful and domestic disturbance.", "cover passenger": "Legal Cover of Passengers", "cover passenger1": "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "claim": "How To Claim", "certificates": "Certificate Wording", "product": "Product Disclosure Sheet", "Things": "Things You Might Want to Know" }, "transaction_failed": "Transaction Failed", "optional": "optional", "angkasa": { "title": "Exclusive ANGKASA Benefits for Civil Servants: Compare and Save", "yes_button": "Yes, pay with SPGA", "no_button": "No, go back", "header": "Are you sure you want to pay with Sistem Potongan Gaji ANGKASA (SPGA)?", "note1": "You will not be able to change to other payment methods once you have selected Sistem Potongan Gaji ANGKASA (SPGA).", "note2": "SPGA is only available to government servants.", "name": "Loan via Skim Potongan Gaji Angkasa (SPGA)", "instalment": { "tenure": "Instalment tenure", "amount": "Monthly instalment amount", "months": "10 Months" }, "confirmation": { "sent_header": "Confirmation link sent", "note2": ". Please check your email to proceed with the next step.", "note1": "We have emailed the confirmation link and instructions to upload your proof of employment" }, "status1": "Upload documents", "status2": "Enter details", "status3": "Review details", "loan": "Loan details", "upload": { "upload": "Upload supporting documents", "note": "Please upload the documents below to complete your application.", "front": "Upload your ID document front view", "back": "Upload your ID document back view", "payslip_title": "Upload Payslip", "payslip": "Upload your latest payslip", "note1": "Drag & Drop", "note2": "or browse to upload a file", "id_title": "Upload ID", "id": "Upload your ID (front and back) in a single document" }, "file_format": "We recommend you to upload a PDF file format. Max 10MB.", "review_button": "Proceed for review", "kin1": "Next of Kin Details", "kin2": "Please fill in your next of kin details here.", "kin_name": "Full Name (as per ID)", "review_uploaded": "Review uploaded documents", "review_uploaded_id": "Uploaded ID (front and back)", "review_uploaded_back": "Uploaded ID (back)", "review_uploaded_payslip": "Uploaded payslip", "uploaded": { "note": "Please make sure you have uploaded the correct documents.", "note1": "Please ensure you have entered the correct details for your next of kin.", "note2": "Please make sure you have uploaded the correct documents." }, "status": "Check details", "grandtotal": "Grand Total", "button": { "correct": "Details are correct", "incorrect": "Details are incorrect", "other_payment": "Use other payment methods" }, "check_your_details": "Check your details", "review_kin_details": "Review next of kin details", "atech": { "note1": "A Tech Insure Sdn Bhd hereby unequivocally undertakes to:", "note2": "Charge no/zero interest on the loan", "note3": "Waive all interests prescribed under the below-mentioned moneylending agreement, such that no interest shall be charged on the unpaid sum due to the borrower’s default. ", "note3a": "The borrower shall, nevertheless, be obligated to repay the principal sum in full.", "note4": "You hereby accept the loan;", "note5": "You have read and understood the moneylending agreement and agree to be bound by its terms and conditions; and", "note6": "You have read and agreed with the self-declaration.", "note7": "By selecting this checkbox, you acknowledge that:" }, "listnote": "", "submit": { "header": "Thank you for submitting", "note": "Thank you for submitting your documents & next of kin details.", "note1": "Our team will get back to you shortly via your email at ", "button": "Download moneylending agreement" }, "incorrect": { "title": "Are you sure your details are incorrect?", "details": { "note": "You will need to reapply for the loan if your details are incorrect. We will email you the link for reapplication.", "button": "Yes, reapply", "cancel": "No, cancel" } }, "passport_valid": "Passport must be between 7-12 characters and can contain numerical and alphabetical only.", "army": "Army/Police/Others must be between 5-12 characters and can contain numerical, alphabetical, and (/) symbol characters only.", "expired": { "header": "Application expired", "note": "Sorry, your application already expired, please submit a new application." }, "approved_note": "Sorry, your application already approved, please submit a new application.", "closed_note": "Sorry, your application already closed.", "additional_charges": "There will be additional charges for", "inprogress": { "header": "Application in progress", "note": "Angkasa application in progress for vehicle number " }, "steps": { "title": "Steps", "card1": { "desc1": "Visit ", "desc2": " and enter the vehicle registration number." }, "card2": { "desc1": "Enter the requested additional information and ", "desc2": "select \"Pay with the ANGKASA Salary Deduction System (SPGA)\"", "doc1": "You will need to submit the following documents:", "doc2": "1. Photocopy of identity card", "doc3": "2. Latest salary slip" }, "card3": { "desc1": "Quotes from insurance providers will be displayed immediately. Please choose the one that best suits your needs." }, "card4": { "desc1": "Make sure all the information is displayed correctly and press the next link." }, "card5": { "desc1": "Apply for interest-free financing through the ANGKASA Salary Deduction System as a payment option." }, "card6": { "desc1": "A confirmation email will be sent to you with instructions and ways to upload the supporting documents." }, "card7": { "desc1": "You will receive the cover note via email within 2 minutes after the application is approved.Your road tax will be directly delivered to your doorstep. The option to renew your road tax without a physical copy is also available." } }, "renew": "\"Renew Now, Pay Later!\"" }, "city_valid": "Please enter valid city", "legal_cover_passenger": "Legal Liability of Passengers for Act of Negligence", "legal_cover_passenger_tooltip": "Covers third party outside the vehicle for property damage and/or bodily injury due to passengers negligence.", "legal_cover_passenger_zurich": "Legal Liability of Passenger for Negligent Acts", "legal_cover_passenger_desc_zurich": "We'll protect you against any liability due to negligence that was caused by your passengers", "special_perlis_tooltip": "Covers damages caused by flood,landslide or other natural disasters_", "special_perlis_desc_zurich": "We'll cover your vehicle in the event of floods, storms and oth_r na_ural disasters", "min_sum_covered": "Please enter valid minimum amount", "max_sum_covered": "Please enter valid maximum amount", "update_quotation": "Update quotation price", "berjaya_amla_not_eligible": "Oops! It looks like the vehicle owner isn’t eligible to renew insurance with Berjaya Sompo Insurance Berhad. Don’t worry — you can still continue by choosing a different insurer.", "unexpected_error": "Sorry, we are facing an unexpected error at the moment. Please. try again later. If this error persists, please contact help@myeg.com.my for assistance", "vix_vehicleIssue_message": "Sorry, we are unable to renew your vehicle insurance now as there are issues with your vehicle information. Please contact help@myeg.com.my for assistance. ", "roadtaxIssue_error_message": "Sorry, we can’t renew your insurance and road tax right now due to a technical issue. Please try again later.", "add_to_compare": "ADD TO COMPARE", "step_1_of_3": "Step 1 of 3", "step_2_of_3": "Step 2 of 3", "step_3_of_3": "Step 3 of 3", "step_1_of_4": "Step 1 of 4", "step_2_of_4": "Step 2 of 4", "step_3_of_4": "Step 3 of 4", "step_4_of_4": "Step 4 of 4", "step_1_of_7": "Step 1 of 7", "step_2_of_7": "Step 2 of 7", "step_3_of_7": "Step 3 of 7", "step_4_of_7": "Step 4 of 7", "step_5_of_7": "Step 5 of 7", "step_6_of_7": "Step 6 of 7", "step_7_of_7": "Step 7 of 7", "step_1": "Step 1: Get the quote", "step_2": "Step 2: Choose Insurance / Takaful", "step_3": "Step 3: Add-ons (optional)", "step_4": "Step 4: Add Contact Details", "step_5": "Step 5: Confirm & Pay", "disclimer_takaful_insurance": "If you prefer to renew your insurance within Takaful Malaysia or Pacific & Orient Insurance,", "click_here": "click here", "ncd": { "2months": { "error": { "header": "Unable to renew your car insurance now", "message": "Sorry,you can only renew your car insurance if it expires within 60 days", "message1": "Drop your details and we will send you a renewal reminder." } }, "reminder": { "success": { "heading": "Reminder Set Successfully", "body": "

You’ve successfully opted in for renewal reminders! You will receive timely reminders to renew your car insurance when the expiry date is near.

Your email: {{email}}
Your phone number: {{contactNo}}
Vehicle Number: {{vehicleNo}}

If you have further questions, kindly contact us at help@myeg.com.my

", "returnToHome": "Return to home page" }, "failed": { "heading": "Oops, something went wrong!", "body": "

Sorry, we've encountered an issue processing your details to send you reminders for car insurance renewal. Kindly double check your information and try again.

If the problem persists, kindly reach out to our support team at help@myeg.com.my

" } }, "error": { "2months": { "closeAndReturnHome": { "button": "Close and return to home page" }, "close": { "button": "Close" } }, "message": { "errorCode": "Error Code: ", "contactSupport": "Kindly contact help@myeg.com.my for assistance. ", "resubmitDetails": "Kindly resubmit your details with the correct information.", "general": "We are unable to retrieve your No Claim Discount (NCD) as ", "ncd": "We are unable to retrieve your No Claim Discount (NCD) rate as there are issues related to your NCD. ", "cancellationIssue": "We are unable to retrieve your No Claim Discount (NCD) due to issues related to your previous policies/claims.", "policyError": "We are unable to retrieve your No Claim Discount (NCD) due to issues related to your insurance policy. ", "vehicleInfoError": "We are unable to retrieve your No Claim Discount (NCD) due to issues related to your vehicle details. ", "claimRelatedIssue": "We are unable to retrieve your No Claim Discount (NCD) due to issues related to your previous insurance claims. ", "userInputIssue": "We are unable to retrieve your No Claim Discount (NCD) rate as the Vehicle Registration Number and ID Number do not match. ", "genericIssue": "We are unable to retrieve your No Claim Discount (NCD) due to an unexpected error. ", "technicalDataIssue": "We are unable to retrieve your No Claim Discount (NCD) due to a technical error. ", "noRecordIssue": "We are unable to retrieve your No Claim Discount (NCD) as there are no records found for your vehicle. ", "vehicleAgeIssue": "Sorry, we are unable to provide insurance coverage for vehicles more than 20 years of age. ", "carMinAgeLimit": "Apologies! Online insurance coverage is not available for drivers aged 16 and below. ", "maxAgeLimit": "Apologies! Online insurance coverage is not available for drivers aged 80 and above. ", "motorcycleMinAgeLimit": "Apologies! Online insurance coverage is not available for drivers aged 15 and below. ", "ism": "Sorry, we're unable to proceed with your renewal request as your Vehicle Number or Chasis Number was previously reported as a Commercial Vehicle. ", "reachOutSupport": "Please reach out to our support team at compare.support@myeg.com.my for assistance.", "help": { "contactSupport": "Please reach out to our support team at help@myeg.com.my for assistance." } } }, "id": { "error_header": "Unable to retrieve NCD", "error": "We cannot retrieve your No Claims Discount (NCD) as the ID number and vehicle number you provided do not match. Please ensure you have entered the correct details and try again." } }, "reminder": { "form": { "heading": "It’s too early to renew your insurance now" }, "subheading": "You can renew as early as {{ daysToExpiry }} days before your expiry date", "next_ncd": "Your next effective NCD", "current_expiry": "Current policy’s expiry date", "earliest_renewal": "Earliest date to renew", "form_heading": "Get reminded to renew your insurance", "remind_me": "Remind me" }, "Total_Payable": "Total Payable", "Takaful_Protection": "Takaful Protection", "Takaful_Protection_Tax": "Takaful Protection Tax", "LHDN_Stamp_Duty": "LHDN Stamp Duty", "hire_purchase": "My vehicle is on Hire Purchase loan", "hire_purchase_description": "Hire purchase is a way to finance buying a new or used car. You (usually) pay a deposit and pay off the value of the car in monthly instalments, with the loan secured against the car. This means you don’t own the vehicle until the last payment is made.", "hire_purchase_motorcycle": "My motorcycle is on Hire Purchase loan", "hire_purchase_motorcycle_description": "Hire purchase is a way to finance buying a new or used motorcycle. You (usually) pay a deposit and pay off the value of the motorcycle in monthly instalments, with the loan secured against the motorcycle. This means you don’t own the vehicle until the last payment is made.", "finance_company": "Finance Company", "select_finance_company": "Select finance company", "finance_company_select": "Select the finance company for your vehicle hire purchase.", "physical_roadtax": "Do you want a physical road tax?", "yes": "Yes", "no": "No", "physical_roadtax_outofstock": "Physical road tax paper is currently out of stock. If you select this option, we will only deliver once it is in stock again. ", "physical_roadtax_outofstock_note": "Your renewed digital road tax can be viewed on the MyJPJ app in 24 hours. The MyJPJ app can be downloaded on ", "physical_roadtax_note": "Upon renewal, vehicle owners can view the digital road tax on MyJPJ app within 24 hours. ", "physical_roadtax_note1": "The MyJPJ app can be downloaded on ", "physical_roadtax_note2": "Google Playstore, Apple App Store ", "physical_roadtax_note3": "or the ", "physical_roadtax_note4": "Huawei App Gallery.", "physical_roadtax_selfcollect_outofstock": "As our road tax paper are out of stock, we will inform you via email when the paper are ready for self-collection.", "rewards": { "howitworks": "How It Works", "faq": { "title": "FAQ:", "title1": "How can I be eligible to win the prizes?", "description1": "Only customers who have successfully renewed their car insurance and road tax on Compare by MYEG are eligible to win the prizes.", "title2": "How will the winners be announced?", "description2": "Winners will be announced on Compare by MYEG Facebook and Instagram accounts.", "title3": "Can I win more than once?", "description3": "Each person is only eligible to win one (1) prize throughout the Campaign Period." }, "tnc": { "title": "TERMS AND CONDITIONS:", "title1": "Duration", "description1": " This 'Renew and Get Rewarded with Compare' ('Campaign') is organised by Compare by MYEG (“Organiser”) and is subject to terms and conditions. The Campaign runs from 29 May 2023 to 25 June 2023 (both dates inclusive) ('Campaign Period').", "title2": "Eligibility", "subtitle2a": "This campaign is only open to all Compare by MYEG users who are 18 years old or older at the time of entry (“Entrants”). Entrants are not eligible to enter or win the Campaign if they are:", "description2a": "an employee, officer, director, representative or agent of MYEG, its parent, subsidiaries, related or affiliated companies or, if applicable, any of their respective advertising or promotion agencies, or any other company or individual engaged in the provision of goods or servicesrelated to the Campaign; or", "description2b": "a member of the immediate family (parent, child, sibling, spouse, grandparent, grandchild, cousin, aunt or uncle, whether related through blood, marriage, common law, civil union or adoption, regardless of where they live) or household (whether related or not), of any of the above individuals.", "subtitle2b": "Each Entrants is only eligible to win one (1) prize throughout the Campaign Period.", "title3": "Mechanics", "subtitle3": "To be eligible for the Campaign, Entrants are required to renew their car insurance and road tax on https://compare.myeg.com.my ('Compare”).", "description3a": "Three (3) winners (“Weekly Winner”) will be selected every week from the pool of successful insurance and road tax renewal transactions of that week on Compare via a computerised selection system. A total of twelve (12) Weekly Winners will be selected throughout the Campaign Period. Each Weekly Winner will receive a RM100 TNG Reload Pin.", "description3b": "The Organiser’s decision on all matters relating to this Campaign (including the selection of Winners) shall be final and binding. No enquiries on Winners’ selection will be entertained.", "description3c": "Winners will be contacted by the Organiser via email.", "description3d": "The Organiser reserves the right to select another Winner in place of the original Winner who could not be contacted after three (3) attempts. The process will be repeated until a new Winner is determined.", "title4": "General Terms & Conditions", "description4a": "The Organisers reserve the right to vary, delete and/or add to any of these Terms and Conditions (wholly or in part) from time to time in such manners that the Organisers deem appropriate without giving any prior notice to any party including but not limited to Users.", "description4b": "The Organisers reserve the absolute right to cancel, terminate or suspend this Campaign with or without any prior notice and/or assigning any reason." } }, "about-us": { "section1": { "title": "Compare motor insurance/takaful quotes from licensed providers in Malaysia", "desc1": "At Compare by MYEG, we are dedicated to making auto insurance accessible and convenient for you. With our user-friendly platform, you can compare policies and customise your coverage to suit your needs and budget.", "desc2": "We understand the challenges of securing the right auto insurance. That's why we offer a hassle-free experience, allowing you to easily compare multiple policies side by side. Our extensive partnership with leading auto insurance brands ensures you have a wide range of options to choose from, ensuring the best value for your money." }, "section2": { "title": "Our Goal", "desc1": "Our goal is to simplify the process of finding the perfect auto insurance from top brands." }, "section3": { "title": "Why Choose Us? ", "desc1": "Our team is committed to providing you with reliable and comprehensive auto insurance (Conventional or Takaful) that fits your budget. With our intuitive interface and stress-free process, you can quickly find the information you need and complete your purchase with confidence. Don't wait any longer to secure the best auto insurance. Start your journey with Compare by MYEG today and experience convenience, choice, and affordability." }, "section4": { "desc1": "Compare, Customise, and Choose", "desc2": "the best car insurance for you!" }, "hero": { "title": "About Us" } }, "help": { "hero": { "title": "Help Center" }, "card": { "title1": "Help Line", "desc1": "daily except national public holidays", "title2": "Email", "desc2": "daily except national public holidays", "title3": "Company Location", "title4": "Whatsapp", "desc4": "Send Whatsapp Message", "title5": "Chat with CompareGenie (Beta)", "desc5": "Chat Now", "title6": "Website Chat", "desc6": "Chat with our customer support agents or AI chatbot online to get assistance." }, "faq": { "title": "Frequently Asked Questions (FAQ)", "q1": "What types of insurance do you have? ", "a1": "We offer both conventional and takaful insurance options to cater to all our customers' needs.", "q2": "Do you offer third-party insurance coverage?", "a2": "At Compare by MYEG, we only offer our customers comprehensive vehicle insurance coverage at the moment", "q3": "Who are your insurance provider partners?", "a3": "STMB, Zurich, AIG, P&O, Berjaya Sompo, RHB, Etiqa Takaful, Lonpac Insurance Berhad", "q4": "What type of payment methods do you accept?", "a4": "We accept various payment methods, including FPX, Credit/Debit Cards, Buy Now Pay Later [ATOME, SPayLater], ANGKASA (for Government servants only), MyDigitalCoin (MYDC Wallet), and e-Wallet [Touch n Go, ShopeePay, Boost & GrabPay].", "q5": "Who can use this platform?", "a5": "This platform is accessible to Malaysians and Non-Malaysians with a valid Identification Card Number (NRIC), Passport Number, and/or Army, Police Identification Number with a vehicle registered with Jabatan Pengangkutan Jalan (JPJ). For Company Vehicles, a valid business registration number is required.", "q6": "Is this website available at all times? ", "a6": "Yes, this Internet-based service is available 24 hours a day, 7 days a week.", "q7": "What is the benefit of using Compare by MYEG?", "a7": "With Compare by MYEG, you can customize your insurance quotation in less than 2 minutes by choosing your preferred insurer, sum insured, and add-on coverage. Furthermore, you can renew your vehicle's road tax immediately when you purchase insurance coverage", "q8": "What is the information needed to renew my vehicle insurance and road tax? ", "a8": "The essential details required for the renewal process are the Vehicle Registration Number, NRIC, Postcode and Marital Status.", "q9": "Can I use your services in Sabah and Sarawak? ", "a9": "Yes, our insurance services are available for vehicles registered and operating within Sabah and Sarawak. However, road tax renewal services is only exclusively available for vehicles registered and operating within Peninsular Malaysia.", "q10": "How many months before the expiry date can I renew my vehicle road tax and insurance?", "a10": "You can renew your road tax and insurance up to sixty (60) days before its expiry.", "q11": "What road tax renewal options do I have?", "a11": "We offer renewal options for both six (6) and twelve (12) months of road tax, as well as the choice between physical or non-physical road tax, based on your convenience.", "q12": "How long does it take to deliver my road tax?", "a12": "Your road tax will be delivered to your doorstep within 1 – 2 working days. Alternatively, you can opt for self-pickup at Zetrix Tower, No. 8, Jalan Damansara, Empire City, PJU 8, 47820 Petaling Jaya, Selangor", "q13": "Can I renew my road tax if I have outstanding traffic summons? ", "a13": "During the renewal process, Jabatan Pengangkutan Jalan (JPJ) online service will check for any outstanding summons and/or blacklist records in both the JPJ and PDRM databases. ", "a13-1": "It is recommended that you make payment for all your outstanding traffic offences to avoid any disruption in road tax renewal. In the event that your car is blacklisted in the system, you will not be able to renew your road tax.", "q14": "What add-on coverage options are available?", "a14": "If you need to extend the coverage beyond the basic insurance policy for your vehicle, several add-ons are available, including:", "a14a": "Damages to your car windscreen", "a14b": "Damages to your car audio and accessories", "a14c": "Damages to your car caused by natural disasters", "a14d": "Damages to your car in the event of a strike, riot, or civil commotion", "a14e": "Liability claims from your passengers in the event of a car accident", "a14f": "Compensation for the time your car is being repaired in the workshop", "a14g": "Complimentary car usage for as many times as you need, in the event of theft or an accident.", "a14h": "Please be reminded that not every insurance package will include all of these add-ons in the coverage. If you require any specific add-on coverage, make sure to choose an insurance policy that provides the ones that best fit your needs.", "q15": "What are the factors that will affect car insurance premiums? ", "a15a": "1. Geographical Location: ", "a15a1": "Car insurance rates vary depending on the location. Typically, rates are higher in cities compared to rural areas due to higher crime rates. However, if you are lucky enough to own an expensive car, you will pay higher premiums regardless of your location.", "a15b": "2. Age & Gender: ", "a15b1": "Young and inexperienced drivers are considered a higher risk by insurance companies, leading to higher premium rates. Building up a few years of driving experience and maintaining a clean driving record can help safe drivers secure lower premium rates than their peers who do not meet these criteria.", "a15c": "3. Driving Record: ", "a15c1": "Drivers with a safe driving history typically enjoy lower rates than those with a history of accidents, speeding tickets, etc. Staying vigilant on the road and avoiding accidents can help prevent premium increases.", "a15d": "4. Types Of Coverage:", "a15d1": "The extent of coverage in your policy directly affects the premium rate. More coverage means a higher premium. If you are getting coverage for yourself and a third party, expect to pay more than someone who is only getting coverage for themselves.", "q16": "At Compare by MYEG, can I renew my vehicle's road tax and insurance, which is more than 20 years old?", "a16": "At Compare by MYEG, you can only renew vehicles that are less than 20 years old.", "q17": "What is the Angkasa instalment program?", "a17": "Through our collaboration with a Government agency, we offer salary deductions for up to 10 months via the ANGKASA program, providing peace of mind to government servants during their vehicle renewal process. For more information, please refer to https://compare.myeg.com.my/compare-angkasa/ .", "q18": "What is MyDigitalCoin (MYDC) Wallet and how do I use it? ", "a18": "MYDC is MYEG's blockchain-based payment system, offering a transparent and secure cashless method for seamless transactions within their services. Users can conveniently pay using MYDC, and in return, enjoy rebates, event participation, and exclusive promotions. It aims to lead the way towards a cashless society.", "a18a": "To use MYDC:", "a18b": "Register: ", "a18b-1": " Create your MYDC account.", "a18c": "Reload: ", "a18c-1": "Top up your MYDC account with funds. ", "a18d": "Pay: ", "a18d-1": "Select MYDC at checkout for seamless transactions. ", "q19": "How do I know if my renewal is successful?", "a19": "After a successful transaction, you will receive two (2) emails containing the invoice and e-policy. ", "a19-1": "If you did not receive any email confirmation, please email us at help@myeg.com.my for immediate assistance.", "q20": "Can I cancel a transaction and proceed to apply for a refund after it has been successfully processed?", "a20": "Yes, you can. However, all refunds are subject to the terms and conditions of the insurance company.", "q21": "What should I do if I need assistance?", "a21": "For insurance purchase , claims or complaint matters , kindly email us at help@myeg.com.my.", "q22": "How long will it take for customers to receive their policy?", "a22": "Customers will receive their policy via their registered email address within 24 hours, provided there are no processing delays. In most cases, customers can expect to receive their policy within just 1 hour after completing their insurance renewal.", "q23": "Who should I contact for more information about insurance purchases and product details?", "a23": "For any inquiries, please email us at help@myeg.com.my or reach out via WhatsApp at +603-76648505.", "q24": "Who should I contact if I have claims-related issues?", "a24": "For any claims-related issues regarding insurance purchased on Compare by MYEG, please email us at help@myeg.com.my or contact us via WhatsApp at +603-76648505.", "q25": "What types of services does Compare by MYEG offer? ", "a25": "Compare by MYEG provides a range of core services, including:", "a25.list": [ "Car and Motorcycle Insurance Comparison: Compare quotes and view detailed product information and disclosure sheets.", "Online Insurance and Road Tax Renewal: Easily renew car and motorcycle insurance and road tax online with instant policy issuance.", "Personal Accident Insurance: Secure a personal accident insurance plan for added protection.", "Free Tools: Access tools like the vehicle checker, road tax calculator, and MYEG road tax receipt verification.", "MYEG Accident and Hospitalization Income Plan: Buy accident and hospitalization coverage online." ] } }, "autoquotation": { "purchasingInsurance": "Purchasing Insurance for ", "purchasingInsuranceAndRoadtax": "Purchasing Insurance / Takaful & Roadtax for ", "notfound": "Quotation Not found.", "expired": "Your quotation has expired", "owner_residential_address": "Owner’s residential address", "insurancePremium": "Insurance Premium", "insurancePremium_zurich": "Takaful Contribution", "addons": "Add-ons (optional)", "roadtaxServiceCharge": "Road Tax Service Charge", "amountDue": "Amount Due", "contiueToPayment": "Continue to Payment", "servicetax": { "insurance": "SST @ 8% (Insurance / Takaful) ", "roadtax": "SST @ 8% (Others)", "roadtax_desc": "Road tax service fee, lamination fee, delivery fee", "note": "*A 8% service tax will be imposed on the insurance, road tax service charges, lamination fee and delivery fee" }, "rdtaxServicefee": "Service Fee", "rdtaxServiceTax": "Service Tax", "reductionIncentive": "Reduction Incentive", "deliveryFee": "Delivery Fee", "deliveryTax": "Delivery Tax" }, "maintainance": { "title": "Website under maintenance", "content": "Due to JPJ server upgrades, we are unable to provide car insurance and road tax renewal services at the moment. We apologise for any inconvenience caused and will be back soon.", "letUsContact": "Let us contact you when services resume", "phoneNumber": "Phone Number" }, "modal": { "message": { "returnToPreviousStep": "Would you like to return to the previous step? " }, "btn": { "goback": "Yes, go back.", "stayThisStep": "No, stay on this step." } }, "terms": { "p1": "These Terms of Service (\"Terms\") govern your access to and use of the application, website, products, and services (\"Services\") provided by Compare by MyEG, so please read these Terms carefully, before using our Services. If you do not agree to the Terms, you should not use the Services.", "p2": "References to \"you\" in these Terms of Service means you, your duly authorized representatives and any entity you may represent in connection with your use of the Services. Any reference made in these Terms of Service to \"Compare by MyEG\" shall be deemed to have been made to MY E.G. SERVICES BERHAD [200001003034 (505639-K)] (its subsidiaries, successors, assignees, and affiliates, as well as any company that controls Compare by MyEG, directly or indirectly, and any other subsidiary of that controlling company, as applicable.", "p3": { "a": "Not all of the products or services described on this website (\"the Site\") are available in all areas of Malaysia and you may not be eligible for them. We reserve the right to determine eligibility. By accessing or using our Services, you agree to be bound by these Terms and by our", "b": "This", "c": "includes important information about the use of information in determining your premium. If you do not agree to these Terms or the ", "d": ", please do not access or otherwise use our Services or any information contained herein." }, "p4": "We reserve the right, at our discretion, to modify these Terms from time to time, which modification will be effective upon the posting of the modification to our website, and will apply to causes of action arising after the effective date of the change. You should continue to check the Site regularlyfor changes. Your continued use of our Site or otherwise the Services following the posting of changes to these Terms will mean that you accept those changes.", "p5": "By accessing or using our Services, you confirm that: ", "p6": "you can form a binding contract with us; and ", "p7": "you are over the age of 18, as the Services are not intended for children under 18. ", "p8": "If it comes to our attention through reliable means that a registered user is a child under 18 years of age, we will cancel that user's access to the Services. If you are using the Services on behalf of a corporation (or any legal entity other than using it personally), you represent that you are authorized to enter into an agreement on behalf of that legal entity, and are nevertheless individually bound by these Terms even if we have a separate agreement with such corporation.", "p9": "The headings and captions used in these Terms are inserted for convenience only and will not affect the meaning or interpretation of these Terms of Use. Do Not Rely on our Site for Your Financial Decisions. The contents on the Site and elsewhere is for convenience and information purposes only. Nothing therein should be construed as rendering tax, legal, financial, investment, insurance or accounting advice. The availability of any information on the Site is not a recommendation or opinion for you to buy or sell any product or participate in any transaction.", "p10": { "title": "WARRANTIES AND DISCLAIMERS", "b": "We provide our Services using a commercially reasonable level of skill and care and we hope that you will enjoy using them. But there are certain things that we don’t promise about our Services. While Compare by MyEG does not warrant the Services or its reliability, availability or ability to meet your needs, Compare by MyEG will take reasonable measures to ensure the accuracy and validity of information on the Site relating to transactions and services which originate exclusively from us.", "c": "Compare by MyEG does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided free of interruption or error, that defects will be corrected or that the equipment and software that make the Site available is free of viruses or other harmful components." }, "p11": { "title": "WEBSITE", "b": "The information available on the Site is not and should not be construed as any insurance, personal, financial or any advice by Compare by MyEG. While Compare by MyEG will take reasonable measures to ensure the accuracy and validity of information on the Site, Compare by MyEG is not liable for any inaccurate, missing or misconstrued information and makes no guarantee as to the quality and precision of such information or content. Any insurance purchasing conclusions and decisions such as coverage amounts, limits and deductibles are completely and solely the responsibility of the insured based on information from the insurance agent on the Site.", "c": "Compare by MyEG may update the Site from time to time to reflect updated content or information. Any claim shall be between you and the insurance agent whom you purchase the policy from and coverage will be determined in accordance with the terms and conditions of the insurance policy and not the Site. Accordingly, you are encouraged to view/download a specimen of your actual policy documentation from the insurance agent prior to making any purchase decision." }, "p12": { "title": "THE LICENSE", "b": "We grant you a limited, non-transferable, non-exclusive, and revocable permission to access and use the Services, provided that:", "c": "You will not copy, distribute or modify any part of the Services without our prior written authorization;", "d": "You will not send unsolicited or unauthorized advertisements, spam, chain letters, etc.;", "e": "You will not transmit any software viruses, or other harmful computer code, files or programs;", "f": "You will not disrupt servers or networks connected to the Services; and", "g": "You will comply with these Terms and Compare by MyEG’s policies from time to time.", "h": "Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access, which shall remain with us and our respective licensors, as applicable." }, "p13": { "title": "Compare by MyEG RIGHTS", "b": "All rights, titles, and interests in and to Services including worldwide intellectual property rights therein, are and will remain the exclusive property of Compare by MyEG and its applicable licensors. We reserve all rights not expressly granted in and to the Services. Nothing on the Site gives any person any license or right to use such logo, name, image or trademark and any such use may constitute an infringement of the rights of the proprietor and/or licensee. You may not commercially publish, distribute, exploit, extract, reproduce or re-utilise any part of the Site and no part of the Site may be reproduced, stored, modified, adapted, uploaded to another location or produced for display in public in any form without our prior written approval." }, "p14": { "title": "INSURANCE QUOTES AND COVERAGES", "b": "All quotes generated on the Site are based upon the information you provide and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions available on the Site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application via the Site. All applications are between the user and the insurer and are subject to underwriting approval. Coverages and availability may vary by state or province, and additional minimum coverage limits may be available in your state depending on the insurer.", "c": "If you are applying for insurance on the Site, you are reminded to take reasonable care not to make a misrepresentation in filling up your application and to answer all questions fully and accurately. Failure to take reasonable care in inputting your information may result in avoidance of your contract of insurance or refusal or reduction of your claim(s) or change of terms or termination of your contract by the insurer. ", "d": "The above duty of disclosure continues until the time your contract of insurance is entered into, varied, renewed, terminated and expired with the insurer. You also have a duty to inform the Compare by MyEG customer service team immediately if at any time after your contract of insurance has been entered into, varied or renewed with the insurer, any of the information given via the Site is inaccurate or has changed." }, "p15": { "title": "POLICY RENEWAL AND REFUNDS", "b": "All refund requests are handled on a case-by-case basis by the relevant team. The team reserves the right to make an investigation and the duration of refund may vary for refund requests if approved and paid. Refund eligibility is subject to the insurer's discretion, and the status of your refund can be obtained by contacting help@myeg.com.my.", "c": "Overpayment", "c1": "In the event of cases resulting from overpayment, any excess amount will be promptly refunded.", "d": "Cancellation and Refund Requests", "d1": "All cancellation and refund requests must be submitted by customers along with a valid receipt and a formal refund request for validation purposes.", "e": "Incorrect Processing Fee Charges", "e1": "If you believe that you were inaccurately charged a processing fee, kindly reach out to Compare for assistance. Contact our support team at help@myeg.com.my.", "f": "You represent and warrant that you have not been blacklisted or suspended by any regulator or authority (including Bank Negara, Securities Commission, and Companies Commission of Malaysia etc,) or underwriter, insurer, agent or broker. Failure to inform the same to Compare by MyEG may result in the rejection of any refund request, amongst others, and a suspension and/or ban on using the Site. ", "g": "From time to time, marketing and promotional campaigns which offer voucher codes, lucky draws or other promotional offers may be available on the Site (“Vouchers”). Vouchers are subject to validity periods, redemption periods, limits and/or availability. Vouchers may not be valid when used in conjunction with other promotions, lucky draw or other vouchers. Additional terms and conditions may apply to Vouchers. Unless otherwise stated, Vouchers can only be used on the Site. Vouchers are non-transferable, non-exchangeable and non-refundable and cannot be exchanged for cash. Compare by MyEG reserves the right to withdraw, amend and/or alter any part of the terms and conditions of the promotions and subscriptions at any time, and Compare by MyEG shall take reasonable efforts to notify via the Site, at any time, whether before, during or after such promotion. Compare by MyEG reserves the right to void, discontinue or disqualify any user from any such promotion if the user breaches any of these Terms or the terms of the Vouchers." }, "p16": { "title": "USER CONTENT GENERAL", "b": "The Service may request that you submit content such as text, photos, audiovisual content, and other media content (\"User Content\"). By providing User Content to Compare by MyEG, you are granting Compare by MyEG a license to process and use the User Content in order to make it available through the Service and/or Site." }, "p17": { "title": "LICENSE GRANT BY YOU TO Compare by MyEG", "b": "By uploading the User Content, you are granting Compare by MyEG a license to display, perform and distribute your User Content and to modify (for technical purposes), and reproduce such User Content to enable Compare by MyEG to operate the Service and/or Site. You agree that these rights and licenses are royalty-free, worldwide, and irrevocable, and include a right for Compare by MyEG to make such User Content available to, and license others to use such User Content, for the purpose of providing such Services and/or Site, and to otherwise permit access to or disclose your User Content to third parties if Compare by MyEG determines such access or disclosure is required or expedient to comply with its obligations or to provide the Service and/or Site." }, "p18": { "title": "SUBMITTED IDEAS POLICY", "b": "When you submit any ideas, suggestions, documents and/or proposals relating to the Service (or other products or services) to Compare by MyEG through any channel or mechanism (collectively, \"Contributions\"), you acknowledge and agree that:", "c": "the Contributions do not contain confidential or proprietary information;", "d": "Compare by MyEG is not under any obligation of confidentiality, express or implied, with respect to the Contributions;", "e": "Compare by MyEG shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way;", "f": "Compare by MyEG may have something similar to the Contributions already under consideration or in development;", "g": "the Contributions automatically become the property of Compare by MyEG; and", "h": "you are not entitled to any accounting, compensation or reimbursement of any kind from Compare by MyEG under any circumstances." }, "p19": { "title": "UNAUTHORIZED USE", "a": "Do not misuse our Services. You agree not to use the Service or any aspect or feature thereof for any unlawful purpose or in any way that might harm, damage, or disparage any other party. ", "b": "Without limiting the proceeding sentence, you agree that you will: ", "b1": "review and comply with these Terms and the ", "b2": "comply with all applicable laws, including, without limitation, privacy laws, intellectual property laws, export control laws, tax laws, and regulatory requirements;", "b3": "provide accurate information to us and update it as necessary; and", "b4": "act honestly and in good faith.", "c": "By using the Services you agree NOT to:", "c1": "defame, stalk, bully, abuse, threaten, harass, abuse, intimidate, harm another person or engage in any other predatory behaviour, including sending unwelcomed communications to others or engage in any other predatory behaviour, or incite others to commit violent acts.", "c2": "use or attempt to create a false identity;", "c3": "duplicate, license, sublicense, publish, broadcast, transmit, distribute, perform, display, sell, rebrand, or otherwise transfer information found in the Services, except as permitted in these Terms, or as expressly authorized by us;", "c4": "reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for any underlying intellectual property used to provide the Services or any part thereof;", "c5": "utilize or copy information, content or any data you view on or obtain from the Services to provide any service that is competitive, in our sole discretion, with the Services;", "c6": " adapt, modify or create derivative works based on the Services or technology underlying the Services, in whole or part;", "c7": "rent, lease, loan, trade, sell/resell any information in the Services, in whole or part;", "c8": "use the communication systems provided by the Services for any commercial solicitation purposes;", "c9": "sell, sponsor, or otherwise monetize any service or functionality in the Services, without our express written consent;", "c10": "remove any copyright, trademark or other proprietary rights notices contained in or on the Services (whether ours or our licensors);", "c11": "remove, cover or otherwise obscure any form of advertisement included in the Services;", "c12": "collect, harvest, use, copy, or transfer any information, including, but not limited to, personally identifiable information obtained from the Services (excluding your User Content, and except if the owner of such information has expressly permitted the same);", "c13": "share other users' or third party's information or their User Content without their express consent;", "c14": "infringe or use our brand, logos or trademarks in any business name, email, or URL except as expressly permitted by us;", "c15": "use or launch any manual or automated system or software, devices, scripts robots, other means or processes to access, \"scrape\", \"crawl\", \"cache\", \"spider\" or any web page or other service contained in our Services, or to access the Services in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser;", "c16": " use bots or other automated methods to access the Services, add or download contacts, send or redirect messages, or perform other similar activities through the Services;", "c17": "access, via automated or manual means or processes, the Services for purposes of monitoring its availability, performance or functionality for any competitive purpose;", "c18": "engage in \"framing\", \"mirroring\", or otherwise simulating the appearance or function of the website;", "c19": "attempt to or actually access the Services by any means other than through the interfaces provided by us. This prohibition includes accessing or attempting to access the Services using any third-party service, including software-as-a-service platforms that aggregate access to multiple services;", "c20": "engage in any action that directly or indirectly interferes with the proper working of or places an unreasonable load on the Service's infrastructure, including, but not limited to, sending unsolicited communications to other users or our personnel, attempting to gain unauthorized access to the Services, or transmitting or activating computer viruses, Trojan horses, worms, time bombs or any other harmful or deleterious software programs through or on the Services; and/or", "c21": "interfere or disrupt or game the Services, including, but not limited to any servers or networks connected to the Services, or the underlying software." }, "p20": { "title": "NOTICES", "a": "In connection with your use of the Services, we may send you service announcements, administrative messages, and other information. You may opt out of some of those communications." }, "p21": { "title": "THIRD PARTIES' LINKS, WEBSITES, AND SERVICES", "a": "The Services may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by us. We are not affiliated with those websites, do not endorse them, have no control over those websites, and assume no responsibility and/or liability for the content, privacy policies, or practices of any third-party websites. In addition, we will not and cannot censor or edit the content of any third-party site.", "b": "If you access any third party's website, service, or content from our Services or the Site, you do so at your own risk. By using the Services, you expressly release us (and our owners, employees, agents, affiliates, and/or licensors) from any and all liability arising from your use of any third-party website, information, materials, products, or services. Accordingly, we encourage you to be aware when you have left the Services and to read the terms and conditions and privacy policy of each other" }, "p22": { "title": "DISCLOSURE", "a": "We reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to:", "a1": "satisfy any applicable law, regulation, legal process, subpoena or governmental request;", "a2": "enforce these Terms, including investigation of potential violations of it;", "a3": "detect, prevent, or otherwise address fraud, security or technical issues;", "a4": "cooperate with law enforcement authorities;", "a5": "respond to user support requests;", "a6": "protect our, our users or the public's rights, property or safety." }, "p23": { "title": "LIMITATION OF LIABILITY", "a": "To the maximum extent permitted by law, the Service Is Available \"As Is.\"You expressly understand and agree that:", "a1": " Your use of the service and the purchase and use of any products or services are all at your sole risk. The service is provided and products are sold on an \"as is\" and \"as available\" basis. To the maximum extent permitted by law, Compare by MyEG expressly disclaims all warranties and conditions of any kind, whether express or implied, including, but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose and non-infringement.", "a2": " Compare by MyEG does not warrant that:", "a2.1": "The service will meet all of your requirements;", "a2.2": "the service will be uninterrupted, timely, secure or error-free; or", "a2.3": "all errors in the software or service will be corrected.", "a3": "Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and you are solely responsible for any damage to your computer or other device or loss of data resulting from the download or use of any such material.", "a4": "No information, whether oral or written, obtained by you from Compare by MyEG shall create any warranty not expressly stated in these Terms. You expressly understand and agree that Compare by MyEG, its subsidiaries, affiliates and licensors, and our and their respective officers, employees, agents and successors shall not be liable to you for any direct, indirect, incidental, special, consequential, punitive or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, cover or other intangible losses (even if Compare by MyEG has been advised of the possibility of such damages) resulting from:", "a4.1": "The use or the inability to use the Service;", "a4.2": "unauthorized access to or the loss, corruption or alteration of your transmissions, content or data;", "a4.3": "statements or conduct of any third party on or using the Service, or providing any services related to the operation of the Service;", "a4.4": "Compare by MyEG's actions or omissions in reliance upon your account information and any changes thereto or notices received therefrom;", "a4.5": "the acts or omissions of any third party using or integrating with the Service;", "a4.6": "reliance on the information contained in the Site,", "a4.7": "any technical, hardware or software failure of any kind or any interruption, error, omission, delay in operation, computer viruses, or otherwise; or", "a4.8": "any other matter relating to the Service; unless caused by our wilful default or fraud.", "b": "To the extent permitted by law, Compare by MyEG will not be responsible for loss of profits, revenues, or data, financial losses or indirect, special, consequential, exemplary or punitive damages.", "c": "To the extent permitted by law, the total liability of Compare by MyEG for any claim under these terms, including for any implied warranties, is limited to the amount you paid us to use the Services for which the claim relates to (or, if we choose, to supply you the Services again)." }, "p24": { "title": "ASSIGNMENT", "a": "Compare by MyEG reserves the right, in its sole and absolute discretion, to transfer, assign, sublicense or pledge in any manner whatsoever, any of its rights and obligations under these Terms to a subsidiary, affiliate, successor thereof or to any third party whatsoever, without your prior notice, provided that Compare by MyEG shall provide you reasonable notice thereafter if it has not already done so. You shall not transfer, assign, delegate, sublicense or pledge in any manner whatsoever, any of your rights or obligations under these Terms without Compare by MyEG’s prior written consent." }, "p25": { "title": "INDEMNITY", "a": "You agree to defend, indemnify and hold harmless Compare by MyEG, our affiliates, and our and their respective owners, officers, directors, employees, agents, and/or licensors, from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including but not limited to attorney's fees) arising from:", "a1": "your use of the Services;", "a2": "your violation of these Terms;", "a3": "your violation of any third party right, including without limitation any copyright, property, publicity or privacy right; including all actions taken under your account." }, "p26": { "title": "GOVERNING LAW AND JURISDICTION", "a": "These Terms, the Services and your use of the Site are governed in all respects by the laws of Malaysia. You submit to the jurisdiction of the Malaysian courts." }, "p27": { "title": "GENERAL", "a": "We reserve the right to discontinue or modify any aspect of the Services at any time. These Terms, together with the Privacy Policy, Compare by MyEG’s policies and any other legal notices published by us on the Services, shall constitute the entire agreement between us concerning the Services. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any term by Compare by MyEG shall be deemed a further or continuing waiver of such term or any other term, and Compare by MyEG's failure or delay to assert any right or provision under these Terms shall not constitute a waiver of such right or provision." }, "p28": { "title": "ELECTRONIC COMMUNICATION", "a": "By utilizing the Site, you explicitly consent to receive all records, including the insurance policy, in electronic form. At Compare by MyEG, our communication, documents, and receipts are entirely paperless. It's important to note that for kiosks, we exclusively generate receipts in paper form; however, all other correspondences remain in electronic format. You also reserve the option to independently print records provided to you in electronic form." }, "p29": { "title": "COPYRIGHT", "a": "Unless otherwise indicated, the copyright in this website and its contents, including but not limited to the text, images, graphics, sound files, animation files, video files, and their arrangement, are the property of Compare by MyEG and are protected by applicable Malaysian copyright laws. No part or parts of this website may be modified, copied, distributed, retransmitted, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner without the express prior written consent of Compare by MyEG. You shall not, without Compare by MyEG’s prior written consent, insert a link to this website on any other website, frame or \"mirror\" any material contained on this website on any server. Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of Compare by MyEG’s website may be in breach of law, in addition to being a breach of these Terms. Compare by MyEG disclaims all liability which may arise from any unauthorised reproduction or use of the contents of our website." }, "p30": { "title": "TRADEMARKS", "a": "All trademarks, service marks, and logos displayed on this website are either the property of Compare by MyEG, or Compare by MyEG has obtained the rights to use them. Unless the prior written consent of Compare by MyEG has been obtained, no license or right is granted to any party accessing the Site to use, download, reproduce, copy or modify such trademarks, services marks or logos. Similarly, unless the prior written consent of Compare by MyEG or the relevant proprietor has been obtained, no such trademark, service mark or logo may be used as a link or to mark any link to Compare by MyEG’s Site or any other site." }, "p31": { "title": "EXCLUSION OF LIABILITY DUE TO ACTS AND/OR OMISSION BY ANY THIRD PARTY / RELEVANT AUTHORITY(IES)", "a": "Compare by MyEG shall not be responsible or liable for any claim, loss of profits, revenues, or data or any financial losses or any direct or indirect, special, consequential, exemplary, or punitive damages caused by any third party/relevant authority(ies) including but not limited to the following instances:-", "a1": "Discretion exercised by any third party/relevant authority(ies);", "a2": "Closing/cancellation of programs by any third party/relevant authority(ies);", "a3": "Delay on the part of any third party/relevant authority(ies) in processing your application; and", "a4": "Failure to comply with the requirement set by any third party/relevant authority(ies) by you." }, "p32": { "title": "MODIFYING AND TERMINATING OUR SERVICES", "a": "We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether. You can stop using our Services at any time, although we’ll be sorry to see you go. Compare by MyEG may also stop providing Services to you, or add or create new limits to our Services at any time. We believe that you own your data and preserving your access to such data is important. If we discontinue a Service, where reasonably possible, we will give you reasonable advance notice and a chance to get information out of that Service. Compare by MyEG reserves the right to terminate and/or suspend your access to the Site and/or your use of the Site at any time, for any reason. In particular, and without limitation, Compare by MyEG may terminate and/or suspend your access should you violate any of these Terms, or violate the rights of Compare by MyEG, of any other user, or of any third party." }, "p33": { "title": "BUSINESS USES OF THE SERVICES", "a": "If you are using our Services on behalf of a business or a company, that business or a company accepts these Terms. It will hold harmless and indemnify Compare by MyEG and its service suppliers, customers, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorneys’ fees." }, "p34": { "title": "ABOUT THESE TERMS", "a": "We may modify these terms or any additional terms or policies that apply to a Service to, for example, reflect changes to the law or changes to our Services. You should look at these Terms when you access the Service. Compare by MyEG reserves the right to amend any of the Terms and its policies at any time without any prior notice." } }, "privacypolicy": { "intro": { "heading": "PRIVACY POLICY IN RESPECT OF PERSONAL DATA", "content1": "The Personal Data Protection Act 2010 (as may be amended from time to time, hereinafter referred to as the \"Act\"), which regulates the processing of personal data in commercial transactions, applies to MYEG Services Berhad and our related companies (hereinafter collectively referred to as \"MYEG\", \"our\", \"us\" or \"we\"). For the purpose of this personal data policy, the terms \"personal data\" and \"processing\" shall have the meaning prescribed in the Act.", "content2": "This Privacy Policy applies to any person whose personal data is processed by us and describes our gathering, storing, dissemination and processing practices in respect of such personal data.", "content3": "This Privacy Policy applies to all operations and business units of MYEG. To the extent any operations or business unit of MYEG already has a data protection Privacy Policy in place; this Privacy Policy shall supersede and replace any such notice.", "content4": "Please read this Privacy Policy to understand how we use and process the personal data we have collected or may collect from you.", "content5": "By providing your personal data and/or using our site and/or service, you are consenting to this Privacy Policy and the collection, use, access, transfer, storage and processing of your personal data described in this Privacy Policy as modified from time to time by MYEG.", "content6": "Any changes to this Privacy Policy will be updated to our site. Any such revised Privacy Policy will continue to apply to all personal data that has previously been collected as well as information that has been stored or processed on an ongoing basis by MYEG. Therefore, you are encouraged to check the version of the Privacy Policy whenever you visit the site for any updates or changes.", "content7": "If you are under 18, you should ensure that you obtain the consent of your parents or legal guardian before using our services and/or products. If you are a firm, corporation or entity supplying personal data of your partners, directors, shareholders, employees, officers and/or other persons to us, please do ensure that you have obtained their consent and bring this Privacy Policy to their attention." }, "explains": { "heading": "WHAT THIS PRIVACY POLICY EXPLAINS", "content1": "This Privacy Policy sets out:", "content2": "what kind of personal data is being processed", "content3": "the purposes for which the personal data is being or is to be collected and further processed;", "content4": "the source of that personal data;", "content5": "the persons to whom we disclose or may disclose your personal data;", "content6": "where it is obligatory for you to supply the personal data, the consequences to you if you fail to supply the personal data;", "content7": "the choices and means that you may limit the processing of your personal data, including personal data relating to other persons who may be identified from that personal data and", "content8": "your right to request access to and to request correction of your personal data and how to contact us with any inquiries or complaints in respect of the personal data." }, "type": { "heading": "TYPE OF PERSONAL DATA", "content1": "Personal data refers to all information that relates directly or indirectly to you, including any sensitive personal data and expression of opinion about you. Sensitive personal data refers to any personal data as to your physical or mental health or condition, your political opinions, your religious beliefs or other beliefs of a similar nature, the commission or alleged commission by you of any offence or any other personal data as may be determined by law from time to time.", "content2": "The personal data collected by us may include (but is not limited to) the following:", "content3": "contact information - e.g. your name, date of birth, identification number (such as NRIC or passport number), gender, nationality, race, address, contact number, fax number, email address", "content4": "billing information - your credit card information and bank account details", "content5": "the status of the services you have acquired from us or subscribed to - e.g. account number, account balance, account activities, payment history", "content6": "transaction information - e.g. information requested by you from our services, such as status of traffic summons, driving licences, bankruptcy", "content7": "your personal interests and preferences to help us tailor offerings of our services and products which would suit you best", "content8": "If need arises, we will obtain explicit consent from you to process sensitive personal data. We may however process personal data without your consent in limited circumstances as permitted by law." }, "purpose": { "heading": "PURPOSE OF PROCESSING PERSONAL DATA", "content1": "We may collect and process personal data from you or from the third parties, for one or more of the following purposes:", "content2": "to verify your identity", "content3": "to assess and process your application(s)/request(s) for our services", "content4": "to provide you with the information and/or services you have requested from MYEG and/or its designated representatives and/or business partners and ancillary matters thereto", "content5": "to administer and manage our services", "content6": "to investigate, process and resolve any service issues, complaints, communications or other enquiries that you may submit to us regarding our services", "content7": "to assess and/or verify credit worthiness", "content8": "to keep in contact with you and provide you with any information you have requested, services and/or products offered by us and/or changes thereto, or by our service providers and/or business partners", "content9": "to maintain and develop our services, products, business systems and infrastructure", "content10": "to manage staff training and quality assurance", "content11": "to produce data, reports and statistics which shall be anonymised or aggregated in a manner that does not identify you as an individual", "content12": "to investigate, respond to, or defend claims made against, or involving MYEG", "content13": "to conduct marketing activities", "content14": "to maintain records required for security, claims or other legal purposes", "content15": "to detect and prevent fraudulent activity", "content16": "to comply with legal and regulatory requirements", "content17": "for any other purposes that is required or permitted by any law, regulations, guidelines and/or relevant regulatory authorities" }, "source": { "heading": "SOURCE OF PERSONAL DATA", "content1": "We may collect personal data from customer application form, registration at or visit to websites owned and/or operated by MYEG, registration for a specific service provided by us, use of our services, documents provided by you to us, participation in our survey, entry in competitions, contests, promotions, programmes organised by us, request for information regarding our product, commencement of any business or commercial relationship with us and/or any communication made with us.", "content2": "We may also obtain your personal data from:", "content4": "third parties we deal with or are connected with you (e.g. credit reference agencies or financial institutions)", "content5": "government or other regulatory authorities who have the power and/or authority to disclose such information (e.g. PDRM, Insolvency Department, JPJ)", "content6": "public domain and such other sources where you have given your consent for the disclosure of information relating to you", "content7": "where otherwise lawfully permitted." }, "request": { "heading": "REQUEST FOR ACCESS AND CORRECTION OF PERSONAL DATA", "content1": "If you wish to correct, change or update your personal data, all you have to do is to go to your \"My Profile\" page to do so. You will need to have your user id and password. You may likewise contact us at the Contact Details below.", "content2": "You shall provide and maintain accurate, complete and current data required to register with MYEG. You represent and warrant that all information furnished to MYEG from time to time through its website or otherwise is correct, validly issued and legally binding on you.", "content3": "You will be liable for any loss that results from any failure to notify MYEG of such a change as a result of undue delay, your gross negligence or fraud. Where you fail to inform of any change in its address, MYEG shall be discharged from all liabilities upon sending of any notice or document to the last known address.", "content4": "In the event you may need to provide us with personal data relating to third parties (e.g. spouse or children or where you are the designated person in charge (from an organisation or company) for dealing with us, if you are acquiring and are responsible for a service and/or product that they will use), you confirm that you have (i) obtained their consent or otherwise entitled to provide their personal data to us and for us to use accordingly, and (ii) informed them to read this Privacy Policy.", "content5": "MYEG reserves the right at any time to satisfy itself as to your identity and personal details provided including for the purposes of preventing fraud and/or money laundering and pending verification, we may subject to the Act withhold your access to your personal data. In addition, at the time of your application or at any time in the future, you authorise MYEG to perform identity verification checks directly or using relevant third parties.", "content6": "Personal Data Access Request Form", "content7": "Personal Data Correction Request Form" }, "retention": { "heading": "RETENTION AND DISPOSAL PRINCIPLE", "content1": "MYEG shall take all reasonable steps to ensure that:", "content2": "Personal Data, whether stored electronically or in paper form , is secured against risks of loss, destruction, duplication, use, modification or disclosure by having in place regular Personal Data housekeeping in terms of retention periods for and classification of Personal Data for legal and business requirements.", "content3": "Disposal of documents containing Personal Data, or remove the means by which the Personal Data can be associated with particular individuals as soon as it is reasonable to assume that the purpose for which the Personal Data was collected is no longer being served by such retention, and to maintain such record of the disposal. In this connection, MYEG will periodically review the length of time and the purpose for which the Personal Data is held." }, "disclosure": { "heading": "DISCLOSURE OF PERSONAL DATA", "content1": "We will process personal data for the following reasons and may disclose to the following third parties:", "content2": "to provide, maintain, protect and improve all or any of our services and to develop new ones", "content3": "for internal and marketing purposes of MYEG", "content4": "companies and/or organisations that assist us in processing and/or otherwise fulfilling transactions and providing you with services that you have requested or subscribed for", "content5": "to companies, corporations and/or entities that act as MYEG's service providers, gateway providers, agents, contractors and/or professional advisers", "content6": "law enforcement agencies, government agencies and/or to detect, prevent, or otherwise address fraud, security or technical issues", "content7": "our business partners and other parties for purposes that are related to the purpose of collecting and using your personal data set out in this Privacy Policy", "content8": "MYEG will share personal data with other parties, companies, organizations or individuals outside of MYEG when MYEG has your consent to do so subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to the MYEG.", "content9": "MYEG shall be entitled to retain all data and information supplied by you for the use of MYEG, notwithstanding the termination or suspension of our services to you.", "content10": "We are committed to safeguarding your privacy. However, no data transmission over the internet can be guaranteed to be 100% secure. Accordingly, despite MYEG's efforts to protect your personal data, MYEG cannot ensure or warrant the security of any information you transmit to us, or to or from our online products or services. All such transmission of information is carried out at your own risk. However, once we receive your transmission, we will make reasonable efforts to ensure its security in our systems." }, "limiting": { "heading": "LIMITING PROCESSING", "content1": "Whenever we send you any information online, we will include instructions on how to unsubscribe and a link to do so. If you do not wish to receive further information of a similar nature, you may e-mail us. If you do not wish to receive any information of any kind from us at all, you may e-mail us." }, "obligatory": { "heading": "WHETHER OBLIGATORY TO PROVIDE PERSONAL DATA AND CONSEQUENCES OF NOT PROVIDING", "content1": "Where indicated (e.g. on our website, registration/application forms), it is obligatory to provide your personal data to us to enable us to process your application for our services. Should you decline to provide or limit processing such obligatory personal data, we may not be able to process your application or provide you with our services." }, "cookies": { "heading": "COOKIES", "content1": "Changes to This Privacy Policy", "content2": "MYEG uses \"cookies\", where a small data file is sent to your browser to store and track information about you when you enter our websites. The cookie is used to track information such as the number of users and their frequency of use, profiles of users and their preferred sites. While this cookie can tell us when you enter our sites and which pages you visit, it cannot read data off your hard disk.", "content3": "MYEG may process and/or otherwise use information collected from cookies and other technologies, to improve the user experience and the overall quality of MYEG's services. You may set your browser to block all cookies, including cookies associated with MYEG's services, or to indicate when a cookie is being set by MYEG. However, it's important to remember that many of MYEG's services may not function properly if your cookies are disabled.", "content4": "Like many web site operators, MYEG also uses the independent companies to measure and analyse the internet usage across MYEG websites. This aggregate, non-personal data is collated by such independent companies and provided to MYEG to assist in analysing the usage of MYEG websites.", "content5": "MYEG also collects Internet Protocol (IP) addresses. IP addresses are assigned to computers on the internet to uniquely identify them within the global network. MYEG collects and manages IP addresses as part of managing its services and for security purposes." }, "links": { "heading": "LINKS TO OTHER SITES", "content1": "A link from this site to another site(s) does not imply endorsement of that site. MYEG does not control the sites to which MYEG links and assumes no responsibility for their content or privacy policies and/or statements. Therefore, you should carefully review the Privacy Policy and/or statements and the terms and conditions that apply to any site you access from our websites. This includes any company providing on-line payment via credit card or e-banking." }, "transfer": { "heading": "TRANSFER OF YOUR PERSONAL DATA OUTSIDE MALAYSIA", "content1": "It may be necessary for us to transfer your personal data outside Malaysia subject always to the Act if any of our service providers or strategic partners (\"overseas entities\") who are involved in providing part of our services are located in countries outside Malaysia or if you use the services from a country other than Malaysia. You consent to us transferring your personal data outside Malaysia in these instances. We shall take reasonable steps to ensure that any such overseas entities are contractually bound not to use your personal data for any reason other than to provide the services they are contracted by us to provide and to adequately safeguard your personal data." }, "changes": { "heading": "CHANGES", "content1": "MYEG reserves the right at any time and at its sole discretion to revise, change, alter or vary the contents of our website and/or terms and conditions of use and/or the Privacy Policy as herein contained. The continued use of our website and/or our service following any such revision, change, alteration or variation shall constitute the acceptance of, and agreement to be bound by such revision, changes, alteration and/or variation." }, "language": { "heading": "LANGUAGE", "content1": "This Privacy Policy is issued in both English and Bahasa Malaysia language and in the event of any conflict between the English version and the Bahasa Malaysia version, the English version prevails." }, "contact": { "heading": "CONTACT DETAILS", "content1": "If you wish to access and request for correction or limit the processing of your personal data or have any queries or complaints regarding your personal data, please contact us during our office hours as set out below and the following contact points:", "dt1": "Office Hours", "dd1": "8am to 7pm", "dt2": "Telephone Number", "dt3": "Facsimile Number", "dt4": "Email address", "dt5": "Address", "dt6": "Contact person", "dd6": "Manager, Helpdesk", "content2": "In accordance with the Act, we may:", "content3": "charge a fee for processing your request for access; and", "content4": "refuse to comply with your request for access or correction in accordance with the Act." } }, "insurer": { "name": { "takaful": "Syarikat Takaful Malaysia Berhad", "aig": "AIG Malaysia Insurance Berhad", "berjaya": "Berjaya Sompo Insurance Berhad", "rhb": "RHB Insurance Berhad", "zurich": "Zurich General Takaful Malaysia Berhad", "pno": "Pacific & Orient Insurance Co. Berhad" } }, "notfound": { "title": "Page Not Found", "body": "The page you are looking for may have been removed or is temporarily unavailable" }, "motor-landing": { "landing": { "heading": "Find the BEST motorcycle insurance in 5 seconds", "subheading": "Renew your motor insurance and road tax online, hassle-free." }, "coverage": { "heading": "Get comprehensive coverage for loss, theft or damage to your motorbike, and more.", "listing": [ "Accidents, rollovers & falling objects", "Unlimited 3rd party bodily injury/death", "Up to RM3,000,000 3rd party property damage", "Up to RM2,000 legal costs", "24/7 Roadside Assistance (free towing up to RM150)" ] }, "faqs": [ { "q": "Is buying insurance for a motorcycle compulsory?", "a": "Yes. According to the Road Transport Act 1987, it is mandatory for the owners of motor vehicles using Malaysian public roads to have a valid motor insurance policy. Failure to comply with the Road Transport Act 1987 may result in a heavy penalty, which comprises of a fine up to RM2000 or being put behind the bar for three months or worse; both." }, { "q": "How long does it take to receive a copy of the policy or cover note after I complete the payment?", "a": "You will receive a copy of your policy and cover note via email within 24 hours (working days). However, it depends on the current situation and circumstances." }, { "q": "How soon can I renew my motorcycle insurance?", "a": "You can renew your motorcycle insurance up to 60 days before the expiry of your motorcycle policy period" }, { "q": "Which countries can renew motorcycle insurance with Compare by MYEG?", "a": "Currently, Compare by MYEG is only available in Malaysia. Here's what you can renew:", "a_list": [ "Peninsular Malaysia: Motorcycle insurance & road tax", "East Malaysia: Motorcycle insurance only" ] } ], "car": { "heading": "Looking for car insurance & road tax instead?", "subheading": "We’ve got you covered.", "cta": "Get Car Insurance Quotes Now" } }, "motor": { "po": { "personalCoverage": { "title": "Personal Coverage", "prem1": "Premium: RM 13.00. Sum Insured: RM 5000.00", "prem2": "Premium: RM 26.00. Sum Insured: RM 10,000.00", "prem3": "Premium: RM 39.00. Sum Insured: RM 15,000.00", "prem4": "Premium: RM 52.00. Sum Insured: RM 20,000.00", "prem5": "Premium: RM 65.00. Sum Insured: RM 25,000.00", "prem6": "Premium: RM 78.00. Sum Insured: RM 30,000.00", "prem7": "Premium: RM 91.00. Sum Insured: RM 35,000.00", "prem8": "Premium: RM 104.00. Sum Insured: RM 40,000.00", "prem9": "Premium: RM 117.00. Sum Insured: RM 45,000.00", "prem10": "Premium: RM 130.00. Sum Insured: RM 50,000.00" } } }, "confirmCustomer": { "errorMessage1": "Sorry! We are having issues in retrieving your prices from ", "errorMessage2": " at the moment. You may click on the retry button to try again or select another insurer of your choice. ", "selectAnotherInsurer": "Select another insurer", "retry": "Retry" }, "feedback": { "title": "Feedback", "heading": "Your feedback matters to us", "subheading": "How likely will you recommend Compare to your friends and family?", "rating": { "unlikely": "Not Very Likely", "likely": "Very Likely" }, "label": "Feedback", "placeholder": "Share your thoughts about Compare by MyEG!", "cta": "Submit", "response": { "success": { "body1": "Your feedback has been submitted successfully.", "body2": "Thank you for sharing your thoughts with us!" }, "failed": { "body1": "Sorry, there was an issue submitting your " } }, "ok_close": "Ok, Close.", "google": { "title": "Enjoyed your experience?", "desc": "Help others discover us by reviewing us on Google.", "leave_review": "Leave a Review" } }, "feedback_submitted": "Feedback Submitted", "submission_failed": "Submission failed", "tools": { "roadtaxChecker": { "title": "Vehicle Info Checker", "description": "Check your insurance and road tax expiry date, road tax rate, NCD rate, and JPJ summons. ", "mainTitle": "Vehicle Info Checker", "subTitle": "Check your insurance and road tax expiry date, NCD rate, road tax rate, and JPJ summons. ", "ROC": "Registration of Company", "checkNow": "Check Now", "ownershipInfo": "Ownership Information", "identificationNumber": "Identification Number", "vehicleInfo": "Vehicle Information", "engineCapacity": "Engine Capacity (cc)", "yearManufactured": "Year Manufactured", "status": "Status", "statusTypes": { "roadtax": "Roadtax", "carInsurance": "Vehicle Insurance", "expiringSoon": "Expiring Soon", "expired": "Expired", "expiryDate": "Expiry Date", "active": "Active", "inactive": "Inactive" }, "expiryDate": "Expiry Date", "roadtaxRate": "Road Tax Rate", "vehicleMarketValue": "Vehicle Market Value", "drivingLicenseStatus": "Driving License Status", "outstandingJpjSummons": "Outstanding JPJ Summons", "ncdError": "Sorry! We are unable to show details due to NCD error. ", "underProcessing": "Your insurance policy is currently being renewed and is under processing. Please check back later for updated information.", "ncd": { "currentNcd": "Current NCD", "periodOfCover": "Period of Cover", "percentage": "NCD Percentage", "nextEffectiveDate": "NCD Effective Date", "nextNcd": "Next NCD", "effectiveDate": "Effective Date" }, "roadtax": { "perYear": "/year", "region": "Region" }, "insuranceEstimate": { "title": "Insurance Estimate", "description1": "Based on historical data from similar car models. ", "description2": "Actual quotes may differ.", "getQuoteNow": "Get Quote Now" }, "marketValue": { "eastMsia": "East Malaysia", "valuationDate": "Valuation Date" }, "cdl": { "class": "Class", "validity": "Validity", "errorMessage": "Sorry, we're unable to get your license information from our partners at the moment. Please try again later.", "companyNotApplicable": "Sorry, driving license status is not applicable to company vehicles. " }, "summons": { "title": "Outstanding JPJ Summons", "offenceLocation": "Offence Location", "offenceDetails": "Offence Details", "actualSpeed": "Actual Speed", "speedLimit": "Speed Limit", "kmPerHour": "km/h", "noSummon": "You don't have any outstanding JPJ summons", "noSummonRecordBeingCompoud": "No online compoundable summonses were found. You may have non-compoundable summonses. Please check with JPJ for more details.", "recordNotFound": "No owner record found.", "note": "Easily pay your JPJ summons online with MYEG", "paySummons": "Pay Summons", "errorMessage": "Sorry, we're unable to get any information from our partners at the moment. Please try again later.", "successMessage": "You have outstanding JPJ summons.
Kindly access MYEG portal services for more information and summon repayment. " } }, "roadtax": { "calculator": { "title": "Roadtax Calculator", "description": "Calculate road tax rate based on vehicle model (conventional & EV)" }, "receipt-verification": { "title": "Roadtax Receipt Verification", "description": "Check the validity of your MYEG road tax receipt." } }, "useNow": "Use Now", "roadtaxCalculator": { "mainTitle": "Road Tax Calculator", "subTitle": "Calculate your road tax price based on JPJ’s latest formula (for conventional & EV vehicles)", "wm": "Peninsular Malaysia", "em": "Sabah and Sarawak", "labuan": "Labuan", "pangkor": "Pulau Pangkor", "langkawi": "Pulau Langkawi", "region": "Region", "calculate": "Calculate", "result": "Results", "yearlyPayment": "Yearly Repayment", "note1": "Kindly note that this road tax rate is a mere estimation of your vehicle and is meant for reference only. ", "note2": "The actual vehicle road tax rate is subjected to the rate determined by JPJ during the time of renewal. ", "noresult": "Sorry! There are no results available for this vehicle." }, "roadtaxReceiptVerification": { "title": "MYEG Road Tax Receipt Verification", "email": "E-mail", "VehicleRegistrationNumber": "Vehicle Registration Number", "tos1": "By submitting your information, you agree to MyEG's", "tos2": "Terms of Services", "verifyNow": "Verify Now", "getQuotesNow": "Get Quotes Now", "bannerTitle": "Insurance & Roadtax expiring soon?", "bannerSubtitle": "Compare prices from top insurance companies to get the best insurance deals.", "checkAnother": "Check Another", "roadTaxReceiptValid": "This road tax receipt is valid", "receiptNotFound": "Receipt Not Found", "noValidReceipt": "No valid receipt found in our records.", "roadTaxValidityPeriod": "Road Tax Validity Period", "receiptID": "Receipt ID", "transactionDate": "Transaction Date", "vehicleNumberPlate": "Vehicle Number Plate", "infodesc1": "For more information, please call us at ", "infodesc2": " or email us at " }, "returnBtn": "Return to Checker", "jomCheck": { "form": { "title": "Know the Truth. Check Your Vehicle’s Claim History Now.", "subtitle": "Check your car's accident claims history instantly for only RM49.99*.", "desc": "This accident claims report includes", "table": [ "Windscreen Claim", "Accident Claim", "Severity Level of Accident Claim", "Flood History", "Mileage Report", "Own & Third Party Claim" ], "download": "Download Sample Report" }, "VehicleChassis/CarPlateNumber": { "title": "Vehicle Chassis Number/Car Plate Number", "placeholder": "Use chassis number for more accurate reporting" }, "CarPlateNumber": { "checkbox": "I confirm that the vehicle number above is correct. Any wrongly generated reports due to typos will not be refunded. " }, "about": { "title": "About This Report", "content": [ { "title": "Vehicle History Check", "description": "Check a vehicle's insurance claim & accident history, offering data collected since 2000." }, { "title": "Comprehensive Accident Data", "description": "We leverage on comprehensive, industry-wide data to provide valuable insights into a vehicle's history." }, { "title": "Insurance Claims Information", "description": "Helps identify if a used vehicle has been involved in accidents leading to insurance claims." }, { "title": "Make Informed, Safe Decisions", "description": "Provides essential information for smarter, safer choices with the vehicle history check service on Compare by MYEG." } ] }, "report": { "title": "What Our Report Provides", "content": [ { "title": "Accident History", "description": "Avoid purchasing total loss car!" }, { "title": "Damage Severity", "description": "Learn how critical your car damaged" }, { "title": "Windscreen Claim", "description": "Check if your car’s windscreen was replaced" }, { "title": "Flood History", "description": "Avoid purchasing flooded car" }, { "title": "Mileage Report", "description": "Avoid being deceived by fake mileage" }, { "title": "Own & Third Party Claim", "description": "Check if the vehicle was claimed by others" } ] }, "order": { "title": "Terms & Declaration", "info": "An absence of data in your report is still valuable information. If no accident records are found, it indicates that the vehicle has not been involved in any accidents reported to the insurance database.", "table": { "desc1": "The report provides important details about the vehicle, including accident claims, inspection findings, and other available information.", "list": [ "Your Accident Claims Report will be ready for download instantly and sent to your email address after purchase.", "If there’s no record of accident claims, it doesn’t mean the car is fully accident-free, but major accidents are usually recorded and will appear in the report if available.", "Mileage information might not always be included. If it’s there, consider it a bonus; if not, it means no mileage data is available.", "Inspection reports depend on whether accident photos are available." ], "desc2": "Remember, even if your report shows no data, that itself is meaningful—it suggests no recorded accidents for the vehicle in the database." }, "summary": { "title": "Payment Summary", "user_car_report": "Accident Claims Report", "discount": "Discount", "continue": "Continue", "or": "or", "return_to_previous_step": "Return to previous step" } }, "payment": { "title": "Select a Payment Method" }, "transaction": { "title": "Your Accident Claims Report is ready!", "pending.title": "Your Accident Claims Report is on the way", "pending.desc": "We will email the report and receipt to {{ email }} when it's ready.", "desc1": "You may download your Accident Claims Report for {{vehicle_reg_no}} now.", "desc2": "We will also email your Accident Claims Report and receipt to ", "download_report": "Download Report", "disclaimer": "This summary is merely a brief overview for you to better understand the report. Kindly refer to the full Accident Claims Report for more detailed information." }, "noReport": { "title": "No report found", "desc1": "Sorry, there is no report found for your vehicle ", "desc2": "If you believe this is a problem, kindly reach out to our support team at " }, "EmailAddress": { "placeholder": "To receive your Accident Claims Report" }, "name": { "valid": "Full name only accepts both uppercase(A-Z) and lowercase(a-z) letters,and the following symbols ` @ ( ) ‘ ’ ' / , . –" }, "uncoverNow": "Uncover Now", "vehicleChassisNumber": "Vehicle Chassis Number", "CarNumberPlate": "Car Plate Number", "error_message": "Sorry, we’re having trouble retrieving your vehicle details. Please ensure the information entered is correct, or try again later.", "report_overview": "Report Overview", "accidentClaims": "Accident Claims", "floodHistory": "Flood History", "totalLoss": "Total Loss", "windScreen": "Windscreen Claim", "mileage": "Mileage", "ai_generated_summary": "AI-Generated Summary", "nvic_issue": "Sorry, the information associated with this vehicle is either incomplete or contains conflicting entries in our records. To ensure accurate and reliable reporting, we are unable to generate a report at this time.", "agent": { "product_main_title": "Compare by MYEG", "product_title": "Accident Claims Report", "vehicle_label": "Vehicle Chassis Number/Car Plate Number", "price_breakdown": "Price Breakdown", "select_payment_method": "Select Payment Method", "agree_tnc_html": "I agree to the Terms & Conditions and Privacy Policy", "important_info_title": "Important Information", "pay_now": "Pay Now", "no_payment_channels": "No payment methods are available right now. Please try again later." } }, "extraInfo": { "modal": "To get accurate quotes, please let us know..." } }, "pa_landing": { "chubb": { "banner": { "heading": "MYEG Accident & Hospital Income Plan", "subheading": "1 year full accident & hospital protection for only RM9.72" }, "form": { "heading": "Get Covered Today With Chubb Insurance", "title": "Title", "fullname": { "placeholder": "Full name according to NRIC/Passport" }, "selectOne": "Select One", "dob": "Date of Birth (D.O.B)", "postcode": "Post Code", "occupation": "Occupation", "address": "Address", "email": "E-mail Address", "coverages": [ { "c": "Accident Hospital Income (payable up to 90 days)", "b": "RM100 per day" }, { "c": "Accidental Disability", "b": "Up to RM 10,000" } ], "yearly_premium": { "title": "Yearly premium (incl. SST and 25% commission) - RM9.72", "desc1": "This is a brief description and is non-exhaustive. Please refer to the", "desc2": "and", "desc3": "for the full details of benefits, exclusions, terms & conditions." }, "policy_wording": "Policy Wording", "product_disclosure_sheet": "Product Disclosure Sheet", "faq": "FAQ", "error": { "age": "User must be between 18 to 70 years old" }, "personal_details": "Personal Details", "full_name": "Full Name", "id_type": "ID Type", "nric/mykad": "NRIC/MyKad", "passport": "Passport", "id_number": "ID Number", "gender": "Gender", "city": "City", "state": "State", "phone_number": "Phone Number" }, "declaration": { "tnc1": "Yes, I have read and agreed to the", "tnc2": ". I confirm that this product is suitable for my needs, financial objectives and priority, and hereby agree to purchase this product.", "declaration_and_authorisation": "Declaration & Authorisation", "chubb_personal_data_protection_notice": "Chubb's Personal Data Protection Notice" }, "nationality": "Nationality", "policy": "The policy is underwritten by Chubb Insurance Malaysia Berhad, Registration Number: 197001000564 (9827-A) (“Chubb”). Chubb is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. This policy is distributed by Orkid Koperat Sdn Bhd, a registered agent of Chubb, on the platform owned and operated by MY E.G. Services Berhad (\"MYEG\").", "coverage": "Coverage", "benefits": "Benefits", "total_payable": "Total Payable", "total_payable_card": { "premium": "Premium", "commission": "Commission (25%)", "sst": "SST (8%)", "total": "Grand Total" }, "agent": { "product_main_title": "PERSONAL ACCIDENT INSURANCE", "product_subtitle": "MYEG Accident Hospital Income Plan by CHUBB", "select_payment_method": "Select Payment Method", "pay_now": "Pay Now", "address_line_3": "Address Line 3", "no_payment_channels": "No payment methods are available right now. Please try again later.", "important_info_title": "Important Information", "important_info_items": [ "Get covered with 1 full year of Accident and Hospital protection for only RM 9.72.", "Accidental disability coverage up to RM 10,000.", "Accidental hospital income up to RM 9,000.", "Underwritten by Chubb Insurance Malaysia Berhad, licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia." ], "price_breakdown": "Price Breakdown", "base_plan_price": "Base Plan Price", "commission_included": "Commission included (25%)" } } }, "pa": { "thankyouforIncurring": "Thank you for insuring with Chubb Insurance Malaysia Berhad.", "desc": { "list": [ "Get covered with 1 full year of Accident and Hospital protection for only RM 9.72", "Accidental disability coverage up to RM 10,000", "Accidental hospital income up to RM 9,000" ] } }, "underwriting_by": "UNDERWRITTEN BY", "coverage_benefits": "Coverage & Benefits", "declaration": "Declaration", "yearly_premium": "Yearly Premium", "proceed_to_payment": "Proceed to Payment", "pa_bnm_clause": "The total payable is inclusive of applicable taxes and 25% comission", "goBack": "Go Back", "trx": { "banner": { "title": "Car/Motor Insurance Expiring Soon? 
Renew with us for the best deals!" } }, "commission": { "note": "A {{commissionPercentage}} % commission (RM {{commissionRate}}) is included in this transaction, calculated based on your gross premium/contribution. This supports operational costs so we can deliver services efficiently and conveniently to you." }, "complianceWording": { "otherInsurer": "
  • {{agentName}} is a registered agent with {{insurerName}}.
  • Discover similar product(s) directly from {{insurerName}}’s website and/or office with no commission.
  • The benefit(s) payable under eligible product is(are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS)Brochure or contact {{insurerName}} or PIDM (visit www.pidm.gov.my)
    • ", "stmb": "
  • ANGKASA SISTEMATIK SDN BHD is a registered agent with Syarikat Takaful Malaysia Am Berhad (STMAB).
  • Discover similar product(s) directly from Takaful Malaysia's website and/or office with no commission.
  • The benefit(s) payable under eligible product is(are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Takaful Malaysia or PIDM (visit www.pidm.gov.my)
    • ", "zurich": "
  • Participating in this product from Compare by Myeg will provide you with a seamless experience. However, if you prefer to participate in a similar product directly from Zurich Takaful, you can visit any of our Zurich nationwide branches https://www.zurich.com.my/en/customer-hub/i-want-to-get-intouch/locate-a-branch nationwide. There are no commission fees involved when participating directly with Zurich General Takaful.
  • The benefit(s) payable under this product is (are) protected by PIDM up to limits. For more information, please refer to PIDM's Takaful and Insurance Benefits Protection System brochure on Zurich General Takaful Malaysia's website or PIDM's website.
    • " }, "keyReplacement": { "title": "Key Replacement", "zurich": "Key Replacement", "desc_zurich": "We'll compensate you in the event you need to repair or replace your vehicle's key", "selectionA": "Sum Insured RM1,000.00", "selectionB": "Sum Insured RM3,000.00", "selectionC": "Sum Insured RM5,000.00" }, "dailyCashAllowance": { "title": "Daily Cash Allowance", "plan1": "RM 50 Per Day 10 Days", "plan2": "RM 100 Per Day 10 Days" }, "transportationFare": { "title": "Transportation Fare" }, "vehicleBrakeIn": { "title": "Vehicle Break-in" }, "cashCompensation": { "title": "Cash Compensation", "plan1": "Total Loss and Natural Disaster RM3,000", "plan2": "Total Loss and Natural Disaster RM2,000" }, "stmb": { "bikePAPlus": { "title": "Bike PA Plus", "desc": "Provides an additional cover for you or your authorised rider riding or alighting from your motorcycle against death or permanent disablement due to a road accident. ", "plan1": { "label": "Plan 1", "desc": "For Muslim participants, the payout includes accidental death and permanent disablement benefit of RM3,000, Badal Hajj benefit of RM2,000 & Qurban benefit of RM500, whereas for non-Muslim participants, the payout is accidental death and permanent disablement benefit of RM5,500." }, "plan2": { "label": "Plan 2", "desc": "For Muslim participants, the payout includes accidental death and permanent disablement benefit of RM5,000, Badal Hajj benefit of RM2,500 & Qurban benefit of RM500, whereas for non-Muslim participants, the payout is accidental death and permanent disablement benefit of RM8,000." }, "plan3": { "label": "Plan 3", "desc": "For Muslim participants, the payout includes accidental death and permanent disablement benefit of RM3,000 for each authorised rider and pillion, Badal Hajj benefit of RM2,000 for each authorised rider and pillion, & Qurban benefit of RM500 for each authorised rider and pillion. Whereas for non-Muslim participants, the payout is accidental death and permanent disablement benefit of RM5,500 for each authorised rider and pillion." } }, "legalLiability": { "title": "Legal Liability to Pillion", "desc1": "Covers you against the legal liabilities for death or bodily injuries caused to your pillions (except family members) due to your negligent riding.
    This coverage is compulsory if you ride your motorcycle in Singapore.", "desc2": "This coverage is compulsory if you ride your motorcycle in Singapore." }, "motorcycle": { "strikeRoit": "Covers your motorcycle against loss or damage caused directly by persons involved in a strike, riot or disturbance of public peace.", "specialPerlis": "Covers your motorcycle against loss or damage caused by natural perils such as flood, storms, typhoons, volcanic eruptions, earthquakes, landslides or sediment." } }, "pa-tac": { "header": { "subtitle": "CHUBB x MYEG Accident & Hospital Income Plan", "faq": "Frequently Asked Questions" }, "content": { "faq": "Frequently Asked Questions (FAQ)" }, "body": { "p1": "All Online Users between the age of 18 and 70 are eligible to enrol in the MYEG Accident & Hospital Income Plan with no medical examination required and no medical questions asked.", "p2": "The complete exclusion clauses are found in the Certificate of Insurance. However, the main exclusions are: war, illness and diseases, engaging in military duty; illegal acts; suicide; self-inflicted injury; non prescribed use of drugs or driving while intoxicated; certain hazardous sporting activities like parachuting, hang-gliding, in aviation other than as a fare paying passenger in an aircraft operated by a licensed airline, professional sports, occupations like law enforcement, off-shore work, lumbering, deep sea diving and those involving explosives.", "p3": { "a1": "Coverage", "a2": "Benefits", "b1": "Accident Hospital Income (payable up to 90 days)", "b2": "RM100 per day", "c1": "Accidental Disability", "c2": "Up to RM10,000", "d1": "Yearly Premium (incl. SST and 25% commission)", "d2": "RM 9.72" }, "p4": "In the event of an accidental disability, the Insured Person will be paid up to RM10,000 (see table below).", "p5": "In the event of an accident, and the Insured Person is hospitalized, he/she will receive up to RM100 a day for up to 90 days (or up to RM9,000).This benefit is only payable upon completion of a minimum of 48 hours of hospital confinement.There are no restrictions on the choice of hospital or type of rooms because the cash benefits are paid directly to the Insured Person for use in any way." }, "faq": { "q1": "How do I submit a claim?", "a1": "You must submit all claims directly to Chubb Claims within 30 days after the occurrence of the loss. Download the claim form at http://www.chubb.com/my and send your claim to A&HClaimsConnect.MY@Chubb.com", "q2": "Where can I get further information?", "a2": { "1": "Should you require additional information about accident hospital income plan insurance, you can contact us at our branches nationwide, or visit www.chubb.com/my. You can also refer to the insuranceinfo booklet available at Chubb's branches or you can obtain a copy from www.insuranceinfo.com.my.", "2": "If You have any enquiries, please contact Chubb at: ", "3": "Tel.: 03-2058 3000", "4": "E-mail: Inquiries.MY@chubb.com" }, "q3": "Can I cancel my policy?", "a3": "You may cancel your policy simply by giving us at least one (1) month’s prior written notice. If the cancellation is within the Free-look Period (30 days), we will refund any premiums you have paid." }, "title": { "p1": "Eligibity", "p2": "Exclusions", "p3": "Coverage & Benefits", "p4": "Bill Payment", "p5": "Basic Daily Accident Hospital Income", "p6": "Additional Benefits" }, "table": { "p4-title1": "Loss", "p4-title2": "Benefit", "p4": [ { "a": "Permanent Total Disablement", "b": "100% of the total sum insured" }, { "a": "Permanent loss of two (2) limbs", "b": "100% of the total sum insured" }, { "a": "Permanent loss of sight in two (2) eyes", "b": "100% of the total sum insured" }, { "a": "Permanent loss of one (1) limba nd sight in one (1) eye", "b": "100% of the total sum insured" }, { "a": "Permanent loss of speech and hearing", "b": "75% of the total sum insured" }, { "a": "Permanent loss of one (1) limb or sight in one (1) eye", "b": "50% of the total sum insured" }, { "a": "Permanent loss of speech", "b": "50% of the total sum insured" }, { "a": "Permanent loss of hearing in both ears", "b": "50% of the total sum insured" }, { "a": "Permanent loss of hearing in one (1) ear", "b": "30% of the total sum insured" } ], "p6": [ "24 hours, WORLDWIDE coverage.", "NO medical examination. NO health questions asked.", "Benefits are PAID 100% ON TOP OF all other insurance plans you may have (excluding Medical and Surgical benefits whereby these two benefits are paid on reimbursement basis).", "All cash benefits are paid directly to you." ] }, "footer": { "desc": "Full coverage details is in Certificate of Insurance (Upon successful enrollment, this document will be emailed to you by Chubb Insurance Malaysia Berhad).", "chubb": "Underwritten by " }, "chubb": { "distributer": "Distributed by Orkid Koperat Sdn Bhd" }, "get-covered": "Get Covered Today" }, "unsubscribe": { "title": "Unsubscribe from Reminders", "subtitle": "We’ll be sad to see you go!", "desc": "If you unsubscribe from our reminder service, you will no longer receive quotations or insurance renewal reminders from Compare by MYEG within one year.", "confirmation": "Are you sure you want unsubscribe?", "button": "Yes, Unsubscribe ", "yes": { "subtitle": "You’ve Unsubscribed Successfully", "desc": { "email": "You’ll no longer receive marketing/reminder emails from us.
    We’re sorry to see you go, but we respect your choice.", "phoneNo": "You will no longer receive reminder messages at {{phoneNo}} for one year. We’re sorry to see you go and hope that you decide to use our services again. " }, "note": "Note: You may still receive important transaction-related emails." }, "error": { "subtitle": "Oops, something has went wrong!", "desc": "Sorry, but we are facing unexpected issues with our unsubscribe feature.

    Please come back and try again later. We sincerely apologize for any inconvenience caused." }, "whatsapp": { "note": "Don't like receiving WhatsApp reminders from Compare? " }, "link": "Click here to unsubscribe", "explore": "Explore our site" }, "aqs": { "quotationClosed": { "desc1": "This quotation has expired.", "desc2": "Click on the button below to return to Compare by MYEG or contact us at help@myeg.com.my for further assistance. We apologize for the inconvenience caused." }, "linkExpired": "Seems like your insurance has been renewed recently & this quotation link has expired." }, "referral": { "landing": { "signupnow": "Sign Up Now", "viewrankings": "View Rankings", "hero": { "eyebrow": "Compare by MYEG · Referral Program", "titleLine1": "REFERRAL", "titleAccent": "PROGRAM", "subtitleHtml": "Refer, Renew and Earn up to RM50 for each successful referral!", "pillStandard": "RM30 · premiums RM500–RM999", "pillGold": "RM50 · premiums RM1,000 & above", "visualStatValue": "1M+", "visualUsersLabel": "Users in Malaysia", "visualCardTag": "Referral Reward", "visualLive": "● Live", "visualTier30": "RM30", "visualTier30Range": "Premium RM500 – RM999", "visualTierBadge": "Top Reward", "visualTier50": "RM50", "visualTier50Range": "Premium RM1,000 & above", "visualFooterLeft": "Weekly payout · No cap", "visualFooterMid": "·", "visualFooterRight": "T&C apply", "visualNotifTitle": "Reward credited!", "visualNotifSub": "RM50 sent to your account", "visualNotifTime": "just now" }, "tiers": { "tier1Amount": "RM30", "tier1Label": "Tier 1 Reward", "tier1Sub": "Gross premium RM500 – RM999", "tier2Badge": "Top Reward", "tier2Amount": "RM50", "tier2Label": "Tier 2 Reward", "tier2Sub": "Gross premium RM1,000 & above", "footerNote": "Referrals with gross premium below RM500 are not eligible." }, "works": { "titleHtml": "How Our Referral Program Works", "title": "How Our Referral Program Works", "step1": { "title": "Sign Up", "content": "Sign up to get your unique referral link", "icon": "🌐" }, "step2": { "title": "Share & Refer", "content": "Share your link with your friends and family to renew their car or motorcycle insurance on Compare by MYEG", "icon": "📲" }, "step3": { "title": "Earn Rewards", "content": "Earn RM50 for each successful insurance renewal you referred.", "contentRich": "Earn RM30–RM50 for each successful insurance renewal you referred, based on gross premium.", "termsLink": "Terms apply.", "icon": "💰" } }, "earnMore": { "titleHtml": "Earn more than
    RM1,000 per month", "title": "Earn more than RM1,000 per month", "content": "Refer new customers to Compare by MYEG and earn tiered cash rewards when they renew their car or motorcycle insurance. The higher their premium, the more you earn.", "list1": "Weekly release of cash rewards to your bank account", "list2": "Open to all Malaysians aged 18 and above", "list3": "Just share and earn - No cap!", "tac": "*Terms & conditions apply", "linkTerms": "Terms and conditions apply →" }, "rank": { "title1": "Climb the ranks,", "title2": "earn more Rewards!", "content": "The more friends you refer, the higher you rank! Compete with others and secure your spot on the leaderboard to unlock exclusive rewards. Start referring now and claim your place at the top!" }, "leaderboard": { "title": "Our Top Referrers" }, "trust": { "title": "Trusted by more than 1 million users in Malaysia", "content1": "Your loved ones deserve the best, and so do you.", "content2": "That's why Compare by MYEG is the preferred choice for car and motorcycle insurance renewal in Malaysia.", "stat1": { "title": "5 second quotes", "content": "Get insurance quotes in 5 seconds and compare among insurers" }, "stat2": { "title": "Authorized by JPJ", "content": "We’re your trusted JPJ partner for fast and secure road tax renewal" }, "stat3": { "title": "2 minute renewals", "content": "Instantly renew your insurance and road tax under 2 minutes" }, "stat4": { "title": "Lowest Road Tax Rate", "content": "Lowest rates online with options for digital or physical road tax" } }, "joinReferral": { "title": "Join our referral program today", "titleHtml": "Join our referral
    program today", "content": "Sign up now and start earning rewards by referring your friends and family members. Refer and earn - no cap!", "ctaNote": "Free to join · No cap on earnings" }, "faqHeadingHtml": "Frequently asked questions", "faq": { "question1": "What is the referral program about?", "answer1": "This referral program by Compare by MYEG allows individuals to earn rewards by referring new users to renew their vehicle insurance through the Compare by MYEG platform. ", "question2": "Who is entitled to be a referrer?", "answer2": "Malaysian citizens aged 18 and above who reside in Malaysia and wish to join as referrers. However, MYEG employees directly involved in insurance operations on any MYEG platform, including the departments of Telemarketing, IT, Finance, Helpdesk, and Marketing are prohibited from participating in this program. ", "question3": "How does the referral program work?", "answer3": [ "Sign up to become a referrer with Compare by MYEG.", "Once your application gets approved, we will send you a unique referral link and dashboard link via the registered email address.", "Share the unique referral link within your social circle and invite friends and family members to renew their car/motorcycle insurance with Compare by MYEG.", "You will earn RM50 for each successfully referred transaction.", "The rewards will be credited to your bank account within 7-21 business days." ], "question4": "How do I register as a referrer?", "answer4": { "1": "To register as a referrer, simply provide the following details and documents by filling out the sign up form in https://compare.myeg.com.my/referral/sign-up:", "2": [ "1) Full Name (As per NRIC/MyKad)", "2) Email Address", "3) WhatsApp Number" ], "3": "Once we have received your registration, our team will review your application before approval/rejection. The approval status will be updated via email and it will take up to 3 business days for the process to complete. Approved referrers will also receive a unique referral link (to share with friends and family members) and dashboard link (to keep track of rewards) within the email." }, "question5": "Is there any registration fee to become a referrer?", "answer5": "No registration fee to become a referrer.", "question6": "Is the referrer bound by Compare by MYEG's employment terms?", "answer6": "Referrers shall not at any time be considered as agents, employees, or representatives, and they are not bound by any employment contract with Compare by MYEG or any company within the MYEG Group.", "question7": "How can I get the referral link?", "answer7": "After validating the referrer’s data, a unique referral link will be sent to the registered email address.", "question8": "How can I track my payment or referee transaction status?", "answer8": "Referrers will receive a dashboard link that allows them to review their available balance and information related to this program. This link will be sent to the registered email address after the application", "question9": "How can I share the referral link?", "answer9": "Referrers will be allowed to distribute it freely to their friends, family members, and other associates.", "question10": "If the referee renews their vehicle without using the referral link, am I entitled to the referral reward?", "answer10": "No. To be eligible for the referral reward, the referee must use the referrer link to renew their vehicle. Otherwise, the referrer will not receive the reward for the successful transaction.", "question11": "How much is the referral reward? ", "answer11": "Referrers will be entitled to RM50.00 per successful transaction.", "question12": "What is considered a successfully referred transaction?", "answer12": { "1": "The transaction must fulfill all requirements below:", "2": [ "The transaction must be initiated by new users who have not conducted any insurance renewal transactions on any MYEG platforms such as Compare by MYEG, Telemarketing (TM), Angkasa, or Kiosk within the last three years. Eligibility will be verified using the identification number linked to the insured vehicle.", "After the cover note is issued, a mandatory seven-day cooling period will begin. The cover note should remain valid throughout the cooling period to qualify for rewards. If any cancellations/refunds are initiated, the transaction will be deemed as an unsuccessful referral.", "Insurance premium (inclusive of add ons) transacted is worth RM500.00 and above before taxes and stamp duty.", "Insurance renewal of Car and Motorcycle." ] }, "question13": "Who is considered a new user?", "answer13": { "1": "A new user is an individual or company who has not conducted any insurance renewal transactions on any MYEG platforms such as Compare by MYEG, Telemarketing (TM), Angkasa, or Kiosk within the last eighteen (18) months. Eligibility will be verified using the identification number linked to the insured vehicle.", "2": "Users are identified by their Identification Number or Business Registration Number tied to the vehicle number being insured." }, "question14": "Will a new user who owns multiple vehicles under their ID be construed as multiple users?", "answer14": "Regardless of the number of vehicles registered under the same ID or Business Registration Number, it shall be construed as one same user.", "question15": "When should I expect the referral reward?", "answer15": "Referrers can expect referral rewards to be deposited into their registered bank accounts within 7 – 21 working days for any successful transaction.", "question16": "What is the minimum amount of transactions to be referred before I can receive the rewards in my bank account?", "answer16": "There is no minimum number of transactions to be referred before you can get your rewards. Even if you only successfully refer one transaction that meets our program requirements, we will still issue the rewards to your bank account.", "question17": "Do I have to adhere to any terms and conditions of the referral program?", "answer17": "Yes. During participation in this referral program, the referrer must adhere to all terms and conditions without exception. Failure to do so may result in the revocation of the referral reward. The terms and conditions can be found here.", "question18": "Can I terminate my contract as a referrer?", "answer18": "The referrer is not bound by any contract and may cease to act as a referrer for Compare by MYEG at any time without any prior notice." } }, "signup": { "header": { "title": "Sign Up to Become a Referrer" }, "placeholder": { "name": "Full name according to NRIC", "email": "To receive your unique referral link", "whatsapp": "To receive your unique referral link", "nric": "e.g.: 76011819XXXX", "bankno": "e.g.: 7018991831", "requestOtp": "OTP sent to your e-mail address" }, "input": { "email": "E-mail Address", "whatsapp": "Whatsapp Number", "nric": "NRIC Number", "upload": "Upload an image of your NRIC (front only)", "bankno": "Bank Account Number", "requestOtp": "One-time Password (OTP)" }, "error": { "email": { "exist": "This email is already used by another user. Please use a different email address." }, "whatsapp": { "exist": "This WhatsApp Number is already registered. Please use a different WhatsApp number." }, "nric": { "valid": "NRIC Number must be 12 digits", "min": "NRIC Number Should Contain at least 2 Characters", "exist": "This NRIC number is already registered. If you have recently signed up, please check your email for your referral link. It may take up to 2 business days for processing to complete.", "blocked": "Verification failed: Based on our records, you are a current MYEG/Zetrix AI Bhd employee involved in insurance-related operations and are not eligible to participate or receive rewards.", "minAgeLimit": "You must be 18 years old and above to register." }, "upload": { "length": "Please upload only the front image.", "size": "File size exceed 5 MB is not allowed.", "format": "Allows only jpg and png format." }, "bankno": { "valid": "Bank Account Number must be between 8 to 17 digits", "min": "Bank Account Number Should Contain at least 2 Characters" }, "unavailable": "Referral Sign Up is currently unavailable, please try again later.", "otp": { "incorrect": "The OTP is incorrect." } }, "caption": { "nric": "Only Malaysians above 18 years old are eligible to sign up.", "upload": "Required for identity verification purposes", "bankno": "Please ensure the bank account is registered under the same name as the full name provided above to receive rewards. Only Malaysian bank accounts are accepted. " }, "desc1": { "upload": "Click to upload or drag and drop" }, "desc2": { "upload": "JPG & PNG only (MAX 5MB)" }, "tac": "I accept the Terms and Conditions", "button": { "requestOtp": { "name": "Request OTP", "countdown": "Request OTP in {{time}} sec", "countdown.sec": "sec", "caption": "OTP has been sent to your email address. Please check your inbox & spam folder." }, "signup": "Sign Up" }, "otp": { "valid": "OTP must be 6 digits" }, "age_check": "I am a Malaysian citizen above 18 years of age.", "non_myeg_employee": "I confirm that I am not an MYEG/Zetrix AI Bhd employee involved in insurance-related operations (e.g., Telemarketing, IT, Finance, Helpdesk, or Marketing). Such employees are not eligible to participate or receive rewards, and any rewards will be cancelled or forfeited upon verification if found otherwise." }, "success": { "email": { "title": "Thank you for signing up to become a referer", "subtitle": "We will process your application and send updates to your e-mail at:" }, "list": { "desc": "Once approved, your email will provide the following items:", "part1": { "title": "Unique referral link", "desc": "to share to your friends & family to renew their car/motorcycle insurance." }, "part2": { "title": "Personal dashboard link", "desc": "to keep track of your referrals and rewards." } }, "button": "Return to Home Page" }, "tac": { "navigation": { "terms": "TERMS", "eligibility": "Eligibility", "personal_data_required": "Personal Data Required", "accuracy_of_personal_data": "Accuracy of Personal Data", "referrer_status": "Referrer Status", "bank_account_eligibility": "Bank Account Eligibility", "referral_requirements": "Referral Requirements", "product_limitation": "Product Limitation", "minimum_cashout_amount": "Minimum Cashout Amount", "rewards_amount": "Rewards Amount", "rewards_payout": "Rewards Payout", "rewards_expiry": "Rewards Expiry", "verification_process": "Verification Process", "obligation_by_the_referee": "Obligation by the Referee", "obligation_by_the_referrer": "Obligation by the Referrer", "referral_leaderboard": "Referral Leaderboard", "privacy_of_personal_data": "Privacy of Personal Data", "termination_of_referrer_status": "Termination of Referrer Status", "modification_or_termination_of_referrer_program": "Modification or Termination of Referrer Program", "expiry_of_the_referral_program": "Expiry of the Referral Program" } }, "dashboard": { "welcome": { "heading": "Welcome to your Referral Dashboard", "body": "Thank you for being a part of Compare’s referral program. Share more to earn more rewards - no cap! " }, "your_link": "Referral Link", "share_your_link": "Share this unique referral link with your friends & family members to earn RM30–RM50 for each successfully referred transaction, based on their gross premium.", "success_referral": { "title": "Successful Referral Criteria:", "updated_badge": "Updated", "reward_table": { "aria": "Reward amounts by gross premium tier", "col_gross": "Gross Premium", "col_reward": "Reward", "row1_range": "RM500 - RM999", "row1_reward": "RM30", "row2_range": "RM1,000 & above", "row2_reward": "RM50", "row3_range": "Below RM500", "row3_reward": "Not Eligible" }, "terms": { "1": "Insurance renewal by NEW users using your unique referral link", "2": "Gross premium RM500 or above (before tax). Reward tier:", "3": "Terms and conditions apply" } }, "help_support": { "body": "Reach out to help@myeg.com.my if you are facing any issues with this referral program.", "hours": "Operating Hours: 9:00 am - 7:00pm", "days": "Monday - Friday (excluding public holidays)" }, "history": "Referral History", "referral_status": "Referral Status", "complete_your_profile": { "title": "Complete your profile", "desc": "Provide your IC number and bank details to receive rewards" }, "do_now": "Do now", "profile": { "checkbox": "I confirm that the IC number and bank account provided match the registered name, and the bank account is from a Malaysian bank", "successful": { "header": "Profile Updated", "desc": "Your IC number and bank account information have been submitted successfully. You are now all set to start receiving rewards from your referrals." } }, "leaderboard": { "header": "Referral Leaderboard", "desc": "View top referrers & your ranking", "modal": { "header": " Referral Program Leaderboard", "greeting": "Hi, ", "you_rank": "You currently rank ", "unranked": "You are not ranked yet. Start referring to get a ranking.", "rank": "Rank", "total_referrals": "Total Referrals", "level": "Level" } } }, "leaderboard": { "header": "Compare's Referral Program Leaderboard", "badge": { "Platinum": "Platinum", "Gold": "Gold", "Silver": "Silver", "Bronze": "Bronze" }, "referrals": "Referrals", "top20": "Top 20 participants", "click": "Click for More!" }, "bar": { "desc": "You have been invited to renew by " } }, "referrer": { "information": { "title": "Referrer information", "bankName": "Bank Name", "bankAcc": "Bank Account Number", "not_available": "Not Available" } }, "contact_information": "Contact Information", "copy_link": "Copy Link", "help_support": "Help & Support", "transaction_id": "Transaction ID", "date": "date", "car_plate_number": "car plate number", "transaction_amount": "transaction amount", "gross_premium": "gross premium", "rewards_status": "Status", "rewards_title": "Rewards", "bank_reference": "bank reference", "dashboard": { "showing": "Showing", "link_copied": "Link Copied!" }, "Pending": "Pending", "Paid": "Paid", "Annulled": "Annulled", "Approved": "Approved", "Rejected": "Rejected", "chatbot_page": { "description": "This AI Chatbot App is currently trained to answer questions related to services offered by Compare by MYEG.

    Please note that as an beta-version app, there may be occasional mistakes, limitations and areas where the chatbot's responses could be enhanced.

    We appreciate your understanding and patience as we continue to fine-tune and expand the chatbot's abilities.", "welcome": { "message": "Hello there! How may I assist you today? Type in the questions you want to ask." }, "rating": { "desc": "Rate your conversation with Compare Genie", "good": "Good", "bad": "Bad", "thanks": "Thank you for your feedback!", "try_again": "Sorry, the feedback system is currently unavailable, please try again later." }, "button": { "welcome": { "message": "Hello there!

    Welcome to CompareGenie Beta! I'm here to assist you. Ask me any questions related to vehicle insurance and road tax but please pardon any glitches as I learn and improve.

    If you need to connect with our human agents via WhatsApp, please click here https://api.whatsapp.com/send?phone=60376648505" } } }, "motorcycle": { "allRides": { "title": "All Riders", "desc": "This will allow any authorised driver with your consent to drive your vehicle and have the same takaful protection extended to them" }, "pessengerLiability": { "title": "Legal Liability to Pillion" }, "stmb": { "vehicleCoverage": [ "Accidental Collision and Overturning", "Collision or overturning caused by mechanical breakdown", "Collision or overturning caused by wear and tear", "Impact damage caused by falling objects subject to certain exclusions", "Fire, explosion or lightning", "Burglary / House Breaking / Theft", "Malicious act", "While in transit (limited cover)" ], "thirdPartyCoverage": [ "Third Party Property Damage", "Third Party Bodily Injury" ], "otherServices": [ "Roadside Repairs – Comprehensive Cover only – one time only during the period of takaful (1 year) - either towing or roadside assistance.", "Panel Workshops-Preferred Motorcycle Repairer", "Free Towing- Comprehensive Cover only – one time only during the period of takaful (1 year) - either towing or roadside assistance." ], "optionalCoverages": [ "Strike, Riot, and Civil Commotion", "Inclusion of Special Perils", "Legal Liability To Passenger (Passenger Liability Cover)" ] } }, "myezycover": { "Footer": { "contact": "Whatsapp us", "address": "Corporate Office", "phone_time1": "Working hours ", "phone_time2": "9:00 AM - 5:00 PM ", "phone_time3": "every day except public holidays and national holidays.", "live_chat": "LIVE CHAT", "chat_time1": "Available from 8:00 AM - 7:30 PM every day except", "chat_time2": "national public holidays.", "allRightReserve": "2023 MY E.G. SERVICES BERHAD [200001003034 (505639-K)]. All rights reserved.", "aboutMyeg": "About MYEG", "fax": "Fax", "otherLinks": "OTHER LINKS", "privacypolicy": "Privacy Policy", "followUsAt": "FOLLOW US AT", "ADDRESS": "ADDRESS", "CONTACT": "CONTACT US", "OTHER": "OTHER LINKS", "FOLLOW": "FOLLOW US AT", "pp": "Privacy Policy", "viewmap": "View Map" }, "Header": { "buy": "BUY INSURANCE", "compare": "COMPARE INSURANCE" } }, "windscreen": { "title": "Car Windscreen Coverage Price Lists", "search": { "title": "SEARCH", "placeholder": "Enter car brand/model" }, "car_brands": "CAR BRANDS", "about": { "title": "About", "desc": "A windscreen cover is an optional addition to your car insurance policy. It allows you to claim for windscreen replacement or repair without affecting your No Claim Discount (NCD). Simply click on your car brand to find the coverage amount and premium required for your specific model." }, "go_back": "GO BACK", "search_results": { "title": "Search Results", "desc": " RESULTS FOUND FOR " }, "table": { "title": "Windscreen price list for ", "last_updated": "Last updated: ", "car_model": "CAR MODEL", "coverage_amount": "COVERAGE AMOUNT (RM)", "premium_amount": "PREMIUM AMOUNT (RM)" }, "quotation": { "link": "Windscreen Price List" } }, "addon": { "recommend": { "special_perlis": { "high_risk_flood": "{{ postcode }} ({{ city }}) has HIGH RISK of flooding.", "user_added": "{{affectedUsersPercent}} of users added this coverage." } } }, "insuranceRenewal": { "inProgress": { "note": "Insurance renewal in progress or completed" } }, "directLending": { "modal": { "title": "You are about to select “Direct Lending” as your payment method", "desc": { "line1": "By clicking on “Proceed”, you will: ", "details": [ "Start the application process. This takes less than 5 minutes to complete.", "Our team will contact you within 3 working days after submission to complete the renewal process." ] } }, "proceed": "Proceed", "note": "If you wish to cancel or changed your mind, click “Cancel” to return to the previous step.", "submission": { "title": "Application Submitted", "sub-title": "Thank you for choosing Direct Lending as your payment option.", "desc": "Your application has been submitted successfully.
    Our team will contact you within 3 working days to finalize the process." } }, "view": "View", "simplified": "Simplified", "detailed": "Detailed", "recommendedSumInsured": "Recommended sum insured", "updateSumInsured": "Update Sum Insured", "back_to": "Back to", "official_by_jpj": "Officially authorized by JPJ", "your_roadtax_will_expire_on": "Your current road tax will expire on {{curNCDExpDt}}", "confirm_not_e_hailing": "I confirm that my vehicle is not used for e-hailing purposes", "period": "Period", "format": "Format", "dont_renew": "Don't renew", "digital_only": "Digital only", "digital_n_physical": "Digital + Physical", "yes_plus_1_ringgit": "Yes (+RM1.00)", "no_thanks": "No, thanks", "insurance_add_ons": "Insurance/Takaful Add Ons", "all_add_ons": "All add ons", "cannot_renew_roadtax": "Cannot Renew Road Tax Online", "market_value": "Market Value", "recommended_sum_insured": "Recommended sum insured", "update_sum_insured": "Update Sum Insured", "insurance_takaful": "Insurance/Takaful", "no_claim_discount_with_percentage": "No-claim Discount ({{nxtNCDLvl}}%)", "roadtax_months": "Road Tax ({{renewalPeriod}} Months)", "standard_delivery": "Standard Delivery", "standard_delivery_area": "Standard Delivery ({{deliveryArea}})", "insurance": "Insurance", "policy_details": "Policy Details", "owner_fullname": "Owner Full Name", "or": "or", "return_to": "Return to", "add_ons": "Add-ons", "view_details": "View Details", "view_suggested_sum_covered": "View suggested sum covered", "recommend_for_you": "Recommended for you", "addons": { "title": "Add-ons", "notAvailable": "This add-on is currently unavailable. Please check back later." }, "roadtax_delivery": "Road Tax Delivery", "add_bank_account_details": "Add Bank Account Details", "bank_account_details_note": "IMPORTANT: Cashback can only be deposited into the policy holder's bank account.", "policy_holder_bank_account_number": "Policy holder’s bank account number", "klangvalley_price": "Klang Valley | + RM 6.00", "outside_klangvalley_price": "Outside Klang Valley | + RM 8.00", "delivery_roadtax_note": " We can only deliver to the owner of the vehicle with the registration plate {{vehicle_reg_no}}.", "myegtower_address": "Level 3A, Zetrix Tower, Empire City,
    No 8, Jalan Damansara, PJU 8, 47820 Petaling Jaya, Selangor.", "open_mapOrWaze": "Open in Map or Waze", "privateHireCarEhailing": { "title": "Private Hire Car (E-hailing)", "desc": "Private Hire Car (E-hailing)" }, "currentYearNcdRelief": { "title": "Current Year NCD Relief", "desc": "Current Year NCD Relief" }, "ngvGas": { "title": "NGV Gas", "desc": "NGV Gas" }, "tune": { "required": { "errorMessage": "Please select a pacakage before proceed to next step." }, "strike_riot_civil_commotion": { "desc": "This add-on protects you against loss or damage to your vehicle caused by strike, riot, or civil commotion" }, "legalLiabilityOfPassengers": { "desc": "This add-on covers you against legal liability of your passengers for acts of negligent" }, "legalLiabilityToPassengers": { "desc": "This add-on covers you against legal liabilities sought by your passengers against you in the event of an accident due to your negligent. It is compulsory to have this coverage if you drive in Singapore" }, "windscreen": { "title": "Windscreen Damage", "desc": "This cover provide protection against damage on your car windscreen, windows, and sunroofs. Your No-Claim-Discount (NCD) will not be affected in the event of claim." }, "complete_respray_car": { "title": "Spray Painting of Whole Car", "desc": "This coverage applies in the event that a corresponding Own Damage Accident claim which involves repainting of the damaged part that does not allow for the spray-painting of the whole vehicle in its repair approval. Coverage is subject to the limit as specified in the schedule." }, "specialPerlis": { "desc": "This cover provide protection against loss or damage to your car caused by floods, storms, and other natural disasters" }, "motorEasyBundle": { "title": "Motor Easy Bundle", "desc": "" } }, "vehicle_claim_report": "Vehicle Claims Report", "report_available_desc1": "Report is available for {{vehicle_reg_no}}.", "report_available_desc2": "Get information about your insurance claims, accident history and detailed car information.", "report_not_found_desc1": "No report available for {{vehicle_reg_no}}.", "report_not_found_desc2": "However, you can purchase full history reports for other vehicles — including claims, accidents, and more.", "purchase_now": "Purchase Now", "apply": "Apply", "unlimited_towing_non_tarif": "Unlimited Towing (Non-Tarrif)", "motorcyclist_partner": "Motorcyclist Partner - Plan 1", "drivesafe_pa_partner_title": "DriveSafe PA Partner Insurance", "drivesafe_pa_partner_desc": "Get up to RM25,000 coverage per driver and/or passenger, with a total limit of RM200,000 per policy period.", "fuel_type": "Fuel Type", "get_warranty_details": "Get Warranty Details", "confirm_vehicle_details": "Confirm your Vehicle Details", "extended_warranty_plan": "Extended Warranty Plan", "get_extended_warranty_today": "1-year Extended Warranty for Cars & Motorcycles", "claim_limit": "Claim limit", "limit_per_claim": "Limit per claim", "coverage_items": "Coverage Items", "improtant_note_title": "⚠️ Important information before you buy", "improtant_note_content": [ "Upon purchasing, your car must pass an inspection by Ezcare to activate this warranty plan.", "Once your warranty is activated, a cooling period of 21 days or 1,000 km (whichever comes first) will apply.", "Compare by MYEG serves only as a platform to facilitate the sale of this warranty.", "All warranty coverage, service, and support are provided directly by Ezcare Warranty and are subject to Ezcare Warranty's Terms & Conditions." ], "propellant": "Propellant", "warranty_details": "Warranty Details", "whichever_shall_comes_first": "(whichever shall comes first)", "per_claim": "/per claim", "per_year": "/per year", "terms_disclaimers_title": "Terms & Disclaimers", "terms_disclaimers_content1": "For detailed information, kindly download the Product Disclosure Sheet and Certificate Wording.", "terms_disclaimers_content2": [ "Compare by MYEG acts solely as a platform to facilitate the sale of Compare x Ezcare Car Warranty.", "All warranty coverage, service, and support are provided directly by Ezcare and are subject to Ezcare Warranty's Terms & Conditions.", "To activate your warranty, your car must pass an inspection by Ezcare Warranty. No exceptions apply.", "Once activated, your warranty includes a 30-day cooling-off period. During this time, certain limitations may apply." ], "warranty_not_activate": "Your Extended Warranty Plan is not yet active.", "warranty_not_activate_desc": " Your warranty plan will be activated within 24 hours. Please follow the instructions in the next section to manage your warranty. ", "whats_next_title": "Your Next Steps", "whats_next_content1": "Ezcare Warranty will contact you for vehicle inspection", "whats_next_content2": "Our partners from Ezcare Warranty will contact you in 5-7 working days to arrange a door-to-door inspection at a location and time of your choice. Your warranty will only be activated once you have passed the inspection.", "inspection_title": "What happens after the inspection?", "inspection_approved_title": "Inspection Approved", "inspection_approved_content": "Your warranty plan will be approved by Ezcare Warranty on the spot and you will be assisted to download the Ezcare Warranty mobile app to manage your warranty. Any claims, support & enquiries about this warranty plan will be managed by Ezcare Warranty. ", "inspection_failed_title": "Inspection Failed", "inspection_failed_content": "We will issue a full refund on your extended warranty plan within 7-14 working days.", "how_to_make_warranty_claim_title": "How do I make a warranty claim?", "how_to_make_warranty_claim_subtitle": "Manage Claims With Ezcare Warranty App", "how_to_make_warranty_claim_content": "To make a warranty claim or manage your plan, please log in to the Ezcare Warranty App. Our team members from Ezcare Warranty will assist you with downloading and accessing the app once your inspection has been approved.", "ezcare_enquires": "Should you have any enquiries, please email us at help@myeg.com.my", "engine": "Engine", "transmission": "Transmission", "product_only_for_peninsular": "Sorry, this product is only available for purchase for users in Peninsular Malaysia only.", "country_of_issuance": "Country of Issuance", "quick_access": "Quick Access", "ezcare": { "landing": { "warranty_plan_button": "Purchase Warranty Plan" }, "initial_query": { "postcode": { "placeholder": "e.g. 47800" }, "motorcycle_error": { "header": "Product Not Available For Your Vehicle", "content": "We're sorry, this product is currently available for cars only. We apologize for any inconvenience this may cause.
    If you believe this is an error, please contact us at help@myeg.com.my for assistance." }, "vehicle_cc_error": { "content": "Maximum car cc limit for Ezcare is 3000cc" } }, "agent": { "review_title": "Review Your Transaction", "product_main_title": "Car & Motorcycle Warranty", "price_breakdown": "Price Breakdown", "total_amount": "Total Amount", "select_payment_method": "Select Payment Method", "no_payment_channels": "No payment methods are available right now. Please try again later.", "agree_tnc_html": "I agree to the Terms & Conditions and Privacy Policy", "important_info_title": "Important Information", "important_info_items": [ "Warranty activation requires processing of up to 24 hours post-payment.", "A 14-day cooling-off period applies starting from the policy start date.", "Underwritten by licensed insurers registered with Bank Negara Malaysia." ], "pay_now": "Pay Now" } }, "claims": { "intro": { "subheading": "Use this self-help service to view your policy details and get your insurer's claim info" }, "vehicle_form": { "heading": "Access Your Policy Documents & Claim Guide", "notice": { "heading": "This service is exclusively for Compare by MYEG customers", "subheading": "If your insurance was bought elsewhere, claim information will not be available here." }, "error": "The vehicle registration number or ID provided does not match any records." }, "phone_form": { "heading": "Verify Your Identity", "subheading": "To continue, please enter the last 4 digits of the phone number you used when purchasing your policy. We've shown part of the number to help you.", "phone": { "label": "Last 4 Digits of Your Phone Number" }, "error": "The digits entered do not match our records. Please try again." }, "filling_steps": { "heading": "Steps to File an Insurance Claim", "content": { "1": "Refer to the steps below to submit an insurance claim for your vehicle" } }, "login": { "heading": "Need Help With Insurance Claims?", "subheading": "Use this self-help service to view your policy details and get your insurer's claim info", "error_message": "We're unable to access the Claims Support Portal due to a system error. Please try again shortly.

    If the problem persists, kindly reach out to our support team at help@myeg.com.my." }, "portal": { "heading": "Claims Support Portal", "subheading": "View your vehicle and policy info and get support details to contact your insurer", "policy": { "heading": "What Your Policy Includes", "content": { "1": "This section outlines the items included in your current policy. However, optional coverages are shown for reference only and are included in your policy only if they were purchased during your renewal. Any included optional coverages can be found in the “Add-Ons Included” section.", "2": "For detailed information, kindly download the Product Disclosure Sheet and Certificate Wording." } } } }, "verify": "Verify", "owners_identification_type": "Owner’s Identification Type", "current_insurance_or_takaful_policy": "Current Insurance/Takaful Policy", "current_ncd_percentage": "Current NCD Percentage", "next_ncd_percentage": "Next NCD Percentage", "add_ons_included": "Add Ons Included", "no_add_ons_for_this_policy": "No add on coverage available for this policy", "contact_your_insurer": "Contact Your Insurer", "you_may_contact_your_insurer": "You may contact {{insurerName}} using the following methods", "provider": "Provider", "insurance_type": "Insurance Type", "your_past_policy": "Your Past Policies", "your_past_policy_subheading": "This section shows your past policies purchased on Compare by MYEG. These policies are no longer active and are displayed for reference purposes only.", "transaction_covernote": { "heading": "Cover Note Password", "body": "

    For security purposes, this cover note document is encrypted. To access this document, please enter the last 5 characters of the vehicle owner's ID number.

    " }, "find_my_tin": "Find my TIN", "validate_tin_number": "Validate TIN Number", "revalidate_in_second": "Revalidate in {{time}} sec", "tin_valid": "TIN Number is valid", "tin_invalid": "TIN and ID number combination don’t match with IRB records. Please enter the correct TIN to try again or leave it blank for generic TIN to be applied in E-Invoice", "tin_format_invalid": "The TIN field format is invalid", "tin_ldhn_connection_issue": "Issue connecting to LHDN. Please try again later as we are unable to process your request at the moment", "note_private_vehicle_tin": "Registering this transaction for E-invoice is optional. If information is provided, it will be used to support compliance with LHDN e-Invoicing regulations for accurate tax reporting or potential tax relief claims.", "note_company_vehicle_tin": "Registering this transaction for E-invoice is required for companies. If information is provided, it will be used to support compliance with LHDN e-Invoicing regulations for accurate tax reporting or potential tax relief claims.", "required": "(Required)", "vehicle_accessories_endorsement": "Vehicle accessories endorsement", "full_body_spray_painting": "Full Body Spray Painting (Non-Tarif)", "betterment_contribution_waiver": "Betterment Contribution Waiver (Non-Tarif)", "rhb_refer_risk_title": "We're Sorry, Your Vehicle Cannot Be Insured by RHB", "rhb_refer_risk_desc": "Unfortunately, your vehicle falls under a referred risk category and has been declined by the selected insurer. You may consider selecting a different insurer to continue.", "your_vehicle_details": "Your Vehicle Details", "e-request": "e-Request", "view_quotation": "View Quotations", "access_your_quotation": "Access Your Insurance Quotes", "back_to_previous_step": "Back to Previous Step", "package_benefits_endorsement_title": "Package Benefits Endorsements", "package_benefits_endorsement_desc": "", "confirm_and_pay": "Confirm & Pay", "pay": "Pay", "destination": "Destination", "select_your_destination": "Select your Destination", "depart_date": "Depart Date", "return_date": "Return Date", "travel_date": "Travel Date", "type_of_trip": "Type of Trip", "number_of_travellers": "Number of Travellers", "solo_or_group_trip": { "head": "Solo/Group", "body": "For individuals, friends & relatives traveling together" }, "solo": { "head": "Solo Trip", "body": "Suitable for individual adult travellers." }, "family": { "head": "Family", "body": "For immediate family members travelling together" }, "select_insurance": "Select Insurance", "add_details": "Add Details", "travel_insurance": { "types": { "all": "All", "basic": "Basic", "comprehensive": "Comprehensive", "premium": "Premium" }, "traveller_n_details": "Traveller {{count}} Details", "guardian_details": "Parents/Guardian Details", "same_mailing_address_as_main": "Same mailing address as the main traveller (Traveller 1). ", "nominee_section": { "prompt": "Add a nominee for hassle-free claims", "cta": "Add Nominee", "desc": "A nominee is the person who will receive the insurance claim payout on your behalf if needed.", "remove": "Remove", "edit": "Edit" }, "einvoice_section": { "prompt": "Register this transaction for LHDN e-invoicing", "cta": "Get E-invoice", "remove": "Remove", "edit": "Edit" }, "contact_details_checkbox": { "desc": "Use the same contact details (contact number, e-mail, and mailing address) as the main traveller" }, "review_and_pay": { "sidebar_title": "Premium Price Breakdown" }, "travel": { "add_details": { "max_age_limit": "Apologies! Online insurance coverage is not available for travellers born after {{max_age_limit}}. ", "min_age_limit": "Apologies! Online insurance coverage is not available for travellers born before {{min_age_limit}}. " }, "please_select_a_valid_option": "Please select a valid option.", "icAgeMismatch": "Traveller ID and Age do not match", "icGenderMismatch": "Gender does not match ID number", "icRelationshipMismatch": "Relationship does not match ID number", "min_date": "Please select a date that is today or later", "return_date_before_depart_date": "Please select a return date that is after the depart date", "depart_date_after_return_date": "Please select a depart date that is before the return date" }, "user_consent": { "tnc": { "title": "By submitting, I/we confirm I/we have read and understood the documents below.", "links": [ "TERMS AND CONDITIONS", "PRIVACY NOTICE", "PRIVACY POLICY", "PRODUCT DISCLOSURE SHEET", "POLICY WORDING" ] }, "consent": "As the authorised contact person(s) for all the travellers, I am/we are authorised by the travellers to provide the relevant consent for the disclosure of the travellers’ personal information to RHBI and/or the appropriate consent have been obtained from the travellers to allow RHBI to process the personal information or other relevant information for purpose of policy issuance.", "acknowledge": "I acknowledge and agree that a 25% commission is included in this transaction, calculated based on the gross premium/contribution. I understand that I may choose to renew directly through RHBI’s official website to avoid this commission.", "marketing": "I provide my consent for RHBI to process and disclose my personal information to third parties for the purpose of marketing and promotions." } }, "spouse": "Spouse", "adults": "Adults", "adult": "Adult", "children": "Children", "adult_with_count": "Adult {{count}}", "spouse_with_count": "Spouse {{count}}", "child_with_count": "Child {{count}}", "child_18_years_below": "Child (18 years & below)", "mailing_address": "Mailing Address ", "nominee": "Nominee ", "payment_methods": "Payment Methods", "include_pop_addons": { "heading": "Include Popular Add Ons", "desc": "Include popular add-ons in your quotations for comparison. You can customize and view all add-ons in the next step." }, "price": "price", "default": "Default", "high_to_low": "High to Low", "low_to_high": "Low to High", "placeholder.street1": "e.g. Street 1", "placeholder.street2": "e.g. Street 2", "relationship.son": "Son", "relationship.daughter": "Daughter", "relationship.self/policy holder": "Self / Policy Holder", "relationship.wife": "Wife", "relationship.husband": "Husband", "complimentary": "Complimentary", "user_consent": "User Consent", "data_protection": { "title": "Data Protection" }, "zurich_data_protection": { "desc": "I confirm that the information provided in this application is complete and accurate. I have read and consent to the processing of my personal data in accordance with the NOTICE TO CUSTOMERS RELATING TO THE PERSONAL DATA PROTECTION ACT 2010 as published on Zurich Malaysia’s website." }, "zurich_compliance": { "desc1": "Please read and understand the Product Disclosure Sheet, Duty of Disclosure and Zurich`s Treatment of Small Amount", "desc2": "before you takeout this product.", "desc3": "For product enquiry, claim matters or complaint, please contact us via any of the following channels:
    Call Us at 1-300-888-622
    Email Us at callcentre@zurich.com.my", "popup": "Any amount below Ringgit Malaysia Ten (RM10) arises from contribution excess, cancellation, surplus distribution or claims that are to be made other than by way of electronic payment shall be channeled to charity. If you decide otherwise, please submit a formal request" }, "external_marketing": { "title": "External Marketing" }, "zurich_external_marketing": { "desc": "I would like to receive latest marketing and promotional news from entities within Zurich Malaysia financial group and business partners of Zurich." }, "zurich_declaration_consent": "I acknowledge that I understand and agree to the Product Disclosure Sheet, Duty of Disclosure and ", "zurich_declaration_consent_2": "Zurich`s Treatment of Small Amount", "policy_cancellation": "Policy Cancellation", "premium_takaful_cancellation": "Premium/takaful contribution refund policy", "main_traveller": "Main Traveller", "placeholder": { "street1": "e.g. Street 1", "street2": "e.g. Street 2" }, "relationship": { "son": "Son", "daughter": "Daughter", "self/policy holder": "Self / Policy Holder", "wife": "Wife", "husband": "Husband" }, "tokio-marine": { "title": "Tokio Marine Insurans (Malaysia) Berhad", "hero": { "text1": "", "text2": "", "text3": "" }, "overview": "Overview", "ourservices": "Our Services", "basic_cvrg": "Basic Coverage", "coverage": "Coverage", "claim": "How to Claim", "comprehensive_private_insurance": "Comprehensive Motor Insurance", "p1": { "desc": " This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.", "sub": "" }, "slider": { "title1": "FREE Towing up to RM250", "desc1": "For comprehensive cover, we will cover towing service charges or emergency roadside repairs up to RM250 (vehicle breakdown) and RM200 (Accidents)." }, "personal": { "desc": "24/7 Roadside Assistance Service", "sub": "Breakdown assistance such as change of battery/tyre, jump start and other emergency roadside repair." }, "roadside": "24/7 Roadside Assistance by Tokio Marine Auto Partner", "Nationwide": " Nationwide Tokio Marine Auto Partner Panel Workshops", "stmb-service": "6 months repair warranty to vehicle after repair and hassle-free claims submission.", "stmb-service1": "The service is available through:", "tol-free": "Tol Free: 1800-88-1301", "stmb-service2": "Download MyTokioApp, with just a few taps, accessing roadside assistance has never been easier.", "stmb-service3": "", "emergency_hotline_title": "", "emergency_hotline_number": "", "basic_coverage": [ "Protection for Car Accidents", "Covers collision and overturning caused by accidents, mechanical breakdown or wear and tear.", "Fire, Explosion or Lightning", "Covers damage caused by fire, explosion, or lightning.", "Burglary, Housebreaking or Theft", "Covers damage or loss caused by burglary, housebreaking or theft", "Falling Objects", "Covers impact damage caused by falling objects provided no convulsions of nature are involved.", "Basic Windscreen, Windows and Sunroof Protection", "Provides basic coverage for windscreen, windows and sunroof. Your no claims discount will be affected if you claim damages.", "Malicious Acts", "Covers damage to your car due to malicious acts by 3rd parties.", "Legal Costs", "Lawyer fees when you are the defendant in court.", "Death of 3rd Party", "Covers your liabilities if you are at fault in an accident that causes the death of a third party.", "Bodily injury of 3rd Party", "Covers your liabilities in the event that you are at fault in an accident that causes bodily injury to a third party." ], "Add-on Coverage": "Add-on Coverage", "addon_coverage": [ "Special Perils", "Covers damages caused by natural disasters such as flood, landslides or other convulsions of nature.", "Legal Liability to Passengers", "Covers your legal expenses if you are faced with legal action from your passengers.", "Strike, Riot & Civil Commotion", "Covers damages caused by unlawful and domestic disturbance.", "Legal Cover of Passengers", "Covers the legal expenses of your passengers if they are faced with legal action due to acts of negligence.", "All Driver", "Waived Compulsory Excess - Enjoy peace of mind with the RM400 compulsory excess for unnamed drivers waived", "Unlimited Towing", "Auto Partner Road Assistance: Benefit from unlimited towing distance within Malaysia", "Breakage of glass in windscreen", "Covers breakage that happens to the glass in your windscreen", "Motor Personal Accident Coverage", "Accident Protection - Get up to RM25,000 coverage per driver and/or passenger, with a total limit of RM 200,000 per policy period." ], "call": "Call", "call_us_at": "Call us at", "contact_number": "1800 88 1301 ", "email": "Email", "email_us_at": "Email us at", "callcentre": "letusknow@tokiomarine.com.my ", "download": "Download", "click_here_to_download": "Click here to download", "certificates": "Product Disclosure Sheet ", "General FAQ": "FAQ", "faq": { "title": "FAQ", "1": { "q": "What is Tokio Marine Standard Comprehensive Car insurance?", "a": "This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle." }, "2": { "q": "Can I purchase my car insurance policy in advanced?", "a": "You may purchase your car insurance policy 2 months in advance." }, "3": { "q": "What other exclusions do I have to know?", "a": { "1": "This policy does not cover certain losses, such as:", "2": { "list": [ "Your own death or bodily injury due to a motor accident;", "Your liability against claims from passengers in your vehicle; and", "Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide." ] }, "3": "Note: This list is non-exhaustive. Please refer to policy wording for the full list of exclusions." } }, "4": { "a": { "q": "What is Excess?", "a": "This is the first amount that you have to bear yourself for each and every claim that we approve, even if the incident is not your fault. However, please note that the excess does not apply to loss or damage caused by fire, explosion, lightning, burglary, housebreaking, theft, third party property damage or bodily injury claims. Please check your Policy Schedule to find out the amount that you are liable to pay.​" } } } }, "copy_invitation_link": "Copy Invitation Link", "referrer_name": "Referrer Name", "remove_this_referral": "Remove this referral", "no_addons_available": "No add-ons available", "proceed_to_next_step": "Kindly proceed to next step", "our_partners": "Our Partners", "partner_listing.subheading": "Get insured with the best insurance/takaful companies in Malaysia", "refund_and_cancellation": "Refund and Cancellation", "stmb_refund_and_cancellation": { "content": "Customers who have participated to the takaful product through our website may request a refund or cancel their takaful coverage.
    Kindly refer to the intermediary or the Takaful Operator's Customer Service Unit (CSU) for further details." }, "policy_or_cert_details": "Policy/Certificate Details", "gross_premium_or_contribution": "Gross Premium / Contribution", "insurance_or_takaful": "Insurance/Takaful", "windscreen_damage": "Windscreen Damage", "partial_contact_no_valid": "Please enter valid contact number", "important_notice": "Important Notice", "offered_by_compare": "offered on Compare by MYEG", "available_products": "Available Products", "motorcycle_takaful": "Motorcycle Takaful", "car_takaful": "Car Takaful", "comprehensive": "Comprehensive", "additional_services": "Extra Services", "claims_n_enquiries": "Claims & Enquiries", "travel_takaful": "Travel Takaful", "registered_as": "Registered as", "return_to_quotation": "Return to Quotation", "general_sansaction_title": "We’re unable to proceed with this insurer/operator", "general_sansction_desc": "Your details did not pass this insurer/operator’s sanction screening. Please select another insurer to continue.", "refer_takaful_details": "Please refer to your insurer/takaful operator product guidelines for more details.", "remarks": "remarks", "loading": "Loading", "net_premium/contribution": "Net Premium/Contribution", "gross_premium/contribution": "Gross Premium/Contribution", "total_premium/contribution": "Total Premium/Contribution", "excess_amount": "Excess Amount", "commission_10%": "Commission (10% from Gross Premium/Contribution) *", "commission_footnote": "* A 10% commission is included in this transaction, calculated based on your gross premium/contribution. This supports operational costs so we can deliver services efficiently and conveniently to you.", "roadtax_note": "Applied on Road Tax Service Fee, Lamination Fee, Delivery Fee", "total_road_tax": "Total Road Tax", "roadtax_months_and_format": "{{renewalPeriod}} Months, {{format}}", "pay_now": "Pay Now", "travel": { "single": "Single", "return": "Return", "annual": "Annual", "destination_exceeded_limit": "You can select up to 10 countries only", "annual_trip_toast": "Annual plans cover unlimited trips for 12 months from your start date." }, "travel.destination_exceeded_limit": "You can select up to 10 countries only", "extension_coverage_to_thailand": "Extension of Cover to The Kingdom of Thailand", "motorycle_pa_extension": "Motorcycle PA Extension - Motorcyclist PA", "motorycle_pa_extension_option1": "You only (Sum Insured: RM5,000.00)", "motorycle_pa_extension_option2": "You / Rider (Sum Insured: RM10,000.00)", "motorycle_pa_extension_option3": "You / Rider / Pillion (Sum Insured: RM15,000.00)", "still_student": "Are you still a student?", "society": "Society", "divorced_separated": "Divorced / Separated", "widowed": "Widowed", "refer_risk_description": "We’re unable to process your insurance/takaful at this time. One or more of the policyholders do not meet the insurance company/takaful provider’s risk policy requirements.", "issue": "Issue", "liberty": { "declarationDesc": "I hereby confirm that all the information given is true and accurate, and consent to the processing of My Personal Data for the necessary purposes stated in the Terms and Conditions and Privacy Notice.", "dataConsentDesc": "I hereby confirm that i have read the Product Disclosure Sheet and Policy Wording and agree that the product meets my requirements." }, "authorized_agent": "Authorized Agent", "brn_or_new_brn": "BRN / New BRN", "company_filter": { "company_type": "Company Type", "all_companies": "All Companies", "takaful": "Takaful", "non_takaful": "Non-Takaful" }, "agent": { "is_the_authorized_agent_of": "{{agent_name}} is the authorised agent of {{insurer_name}} {{agent_business_reg_num}}" }, "vehicle_age_error_product": "This product is not available for vehicles aged 10 years or above.", "roadtax_ev_blocked": "Road tax renewal is not available for electric vehicles (EV)", "occupation_declaration": { "title": "Occupation Declaration", "desc": "I confirm that I am not an aircraft crew member (such as a pilot, air marshal, or flight attendant)." }, "power_output_kW": "Power Output (kW)", "engine_capacity_power_output": "Engine Capacity (cc) / Power Output (kW)", "something_went_wrong": "Something went wrong", "endpoint_request_timed_out": "The request took too long to process. Please try submitting the form again", "occupation_declaration.title": "Occupation Declaration", "occupation_declaration.desc": "I confirm that I am not an aircraft crew member (such as a pilot, air marshal, or flight attendant).", "additional_driver_sanction_check": "One or more of your additional drivers did not pass the insurer’s eligibility checks (sanction policy). Please remove them and try again.", "disclaimer": "Disclaimer", "estimation": " (est.)", "motor_insurance_refund_title": "Motor Insurance short period refund rates:", "refund_policy": "Refund Policy", "lonpac_declaration_consent": " I acknowledge that I have read, understood, and agree to the applicable Product Disclosure Sheet for the product I am purchasing (Private Car Secure Comprehensive, Motorcycle Comprehensive or Motorcycle Third Party )", "tell_us_more": "Tell us more (optional)", "positive_experience_question": { "title": "What did you like most today?", "predefined_options": [ "Fast & smooth process", "Website easy to use", "Competitive pricing", "Many insurance brands", "Convenient renewal", "Helpful customer support" ] }, "improvment_question": { "title": "What was the main issue today?", "predefined_options": [ "Price too high", "Website slow or error", "Website hard to use", "Limited products or brands", "Payment problem", "Customer support issue" ] }, "age": "Age", "submit_einvoice": "Submit E-invoice", "skip": "Skip" }